Insurance Agent Salary in Kent, WA: $60,458 (2026)
Quick Answer:A full-time insurance agent in Kent, WA earns a median $60,458/year (≈ $29.07/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-3021). Once you factor in Kent's price level (7% above national, BEA RPP 107.4), that paycheck buys what $56,292 would nationally. Nominal pay sits 0.2% below the Washington state average.
Based on BLS state-level estimates · View source
In 2026, the insurance agent salary in Kent is projected to reach a median of $60,458. This figure reveals a competitive local market that offers a salary range from $37,010 at the 10th percentile to $93,709 at the 90th percentile. Compared to the national median of $64,522, Kent's figures reflect a slight underperformance of around 6.30%. This discrepancy may be attributed to the city's economic dynamics, including the prevalence of captive agents from major carriers such as State Farm and Allstate, independent agencies, and commercial brokerages. The structural divide among these employment types plays a significant role in shaping compensation, with captive agents typically offering secure but limited earning potential through salary and standard commissions.
About the Kent Market
Salary estimated from Washington average ($72,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $37,010 | $17.80 |
| Lower Range (P25) | $45,726 | $21.98 |
| Median (P50)(typical) | $60,458 | $29.07 |
| Upper Range (P75) | $77,386 | $37.20 |
| Top Earners (P90) | $93,709 | $45.06 |
Median Salary Position
6.3% below the national average
2026 Salary Percentile Distribution in Kent
In Kent, WA, the insurance agent salary spread from the 10th to 90th percentile is $56,699 (2026 est.). At $60,458, the local median is 6.3% below the national median of $64,522.
Salary Calculator
At 40 hours/week in Kent: You'd be in the lower-middle range
How Kent Insurance Agent Pay Compares
Kent median: $60,458/year (2026)
| Compared To | Median Salary | Kent Pays |
|---|---|---|
| Washington Average | $60,579 | -0.20% less |
| National Average | $64,522 | -6.30% less |
Insurance Agents in Kent, WA earn a median of $60,458 per year (2026 est.), which is 6.30% lower than the national median of $64,522 and 0.20% below the Washington state average of $60,579.
Cost-of-Living Adjusted Salary
Kent has a cost of living 7.40% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Kent, WA has a cost-of-living index of 107.4 (above the national average of 100). While the nominal salary of $60,458 is competitive, the higher cost of living reduces purchasing power to an effective $56,292 — a 6.89% reduction.
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2019 BLS Actual
$47,731
2025 BLS Actual
$58,357
2026 Current Est.
$60,458
2019–2027 Growth
+31.2%
Salary Trajectory for Insurance Agents in Kent (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $47,731 | Actual |
| 2020 | $48,893 | Actual |
| 2021 | $46,701 | Actual |
| 2022 | $54,215 | Actual |
| 2023 | $55,359 | Actual |
| 2024 | $77,192 | Actual |
| 2025 | $58,357 | Actual |
| 2026(current) | $60,458 | Estimated |
| 2027 | $62,634 | Projected |
Based on 7 years of BLS OEWS data for the Kent metropolitan area, the median insurance agent salary grew 22.3% from $47,731 (2019) to $58,357 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $62,634 by 2027 — a total increase of $14,903 (31.22%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Kent metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $37,010 – $45,726 |
| 3-5 years (Mid Career) | $45,726 – $60,458 |
| 5+ years (Experienced) | $60,458 – $77,386 |
| 10+ years (Top Earner) | $77,386 – $93,709 |
Agent salary ranges estimated from BLS percentile data. Individual insurance agent compensation varies by employer, certifications, and specialization.
Insurance Agent Job Market in Kent
The employment market for insurance agents in Kent is underscored by a workforce of 33 agents, providing a relatively stable landscape for aspiring professionals. However, the cost of living index at 107.4 indicates a moderately higher expense level in the city, impacting the purchasing power of agents' take-home income. Among local employers, those in commercial brokerage firms often yield higher compensation compared to personal lines work, reflecting the greater revenue potential tied to larger accounts and complex policies. Captive agents, while offering reliable income through guaranteed salaries and training, might limit long-term earnings compared to independent agents who can tap into multiple carriers and enjoy higher commission rates. To enhance earnings potential in this market, insurance professionals should consider building a diverse book of business focusing on commercial lines, pursuing agency ownership, or cultivating strong relationships that lead to renewal commissions, which can significantly compound over time.
More salary data for Kent, WA:
Frequently Asked Questions
How much do insurance agents make in Kent, WA in 2026?
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Can insurance agents make $100K in Kent?
What is the cost-of-living adjusted insurance agent salary in Kent?
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $58,357 for insurance agentsin the Kent metropolitan area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Kent is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov