Insurance Agent Salary in Edmonds, WA: $58,731 (2026)
Quick Answer:A full-time insurance agent in Edmonds, WA earns a median $58,731/year (≈ $28.23/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-3021). Once you factor in Edmonds's price level (7% above national, BEA RPP 107.4), that paycheck buys what $54,684 would nationally. Nominal pay sits 3.0% below the Washington state average.
Based on BLS state-level estimates · View source
In Edmonds, Washington, the projected median annual salary for insurance agents in 2026 is estimated at $58,731. This figure reflects the city's unique economic dynamics, where renewal commissions and the compounding nature of a book of business play a significant role in long-term compensation. Salaries for insurance agents in the area range from $34,064 at the 10th percentile to a high of $91,033 at the 90th percentile, showcasing a diverse landscape within the profession. These projections are informed by state-level data and regional price adjustments that account for local market conditions in Edmonds. As the industry continues to evolve, agents with established books of business may find themselves better positioned for financial growth amidst a low agent workforce of only eight in the region.
About the Edmonds Market
Salary estimated from Washington average ($72,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $34,064 | $16.38 |
| Lower Range (P25) | $46,363 | $22.29 |
| Median (P50)(typical) | $58,731 | $28.23 |
| Upper Range (P75) | $75,175 | $36.15 |
| Top Earners (P90) | $91,033 | $43.77 |
Median Salary Position
8.98% below the national average
2026 Salary Percentile Distribution in Edmonds
In Edmonds, WA, the insurance agent salary spread from the 10th to 90th percentile is $56,969 (2026 est.). At $58,731, the local median is 8.98% below the national median of $64,522.
Salary Calculator
At 40 hours/week in Edmonds: You'd be in the lower-middle range
How Edmonds Insurance Agent Pay Compares
Edmonds median: $58,731/year (2026)
| Compared To | Median Salary | Edmonds Pays |
|---|---|---|
| Washington Average | $60,547 | -3.00% less |
| National Average | $64,522 | -8.98% less |
Insurance Agents in Edmonds, WA earn a median of $58,731 per year (2026 est.), which is 8.98% lower than the national median of $64,522 and 3.00% below the Washington state average of $60,547.
Cost-of-Living Adjusted Salary
Edmonds has a cost of living 7.40% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Edmonds, WA has a cost-of-living index of 107.4 (above the national average of 100). While the nominal salary of $58,731 is competitive, the higher cost of living reduces purchasing power to an effective $54,684 — a 6.89% reduction.
Compare Purchasing Power
Select a city to see how your salary compares after cost of living
Select a city above to compare purchasing power
2019 BLS Actual
$46,368
2025 BLS Actual
$56,690
2026 Current Est.
$58,731
2019–2027 Growth
+31.2%
Salary Trajectory for Insurance Agents in Edmonds (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $46,368 | Actual |
| 2020 | $47,497 | Actual |
| 2021 | $45,367 | Actual |
| 2022 | $52,667 | Actual |
| 2023 | $53,777 | Actual |
| 2024 | $74,987 | Actual |
| 2025 | $56,690 | Actual |
| 2026(current) | $58,731 | Estimated |
| 2027 | $60,845 | Projected |
Based on 7 years of BLS OEWS data for the Edmonds metropolitan area, the median insurance agent salary grew 22.3% from $46,368 (2019) to $56,690 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $60,845 by 2027 — a total increase of $14,477 (31.22%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Edmonds metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $34,064 – $46,363 |
| 3-5 years (Mid Career) | $46,363 – $58,731 |
| 5+ years (Experienced) | $58,731 – $75,175 |
| 10+ years (Top Earner) | $75,175 – $91,033 |
Agent salary ranges estimated from BLS percentile data. Individual insurance agent compensation varies by employer, certifications, and specialization.
Insurance Agent Job Market in Edmonds
Examining the local job market reveals that Edmonds has a limited number of insurance agents, which can lead to increased competition for the available opportunities. The cost of living index stands at 107.4, indicating that while salaries may appear competitive, actual purchasing power can be impacted, necessitating strategic financial management for agents. Among the top employers in Edmonds are both captive agents working for major carriers like State Farm and Allstate and independent agencies that offer broader market access. The disparity in insurance agent pay in Edmonds WA often stems from factors such as the size of an agent's book of business, the differences in commission structures between commercial and personal lines, and the nature of agency ownership. To maximize earnings in this market, agents should consider focusing on commercial lines, where compensation is generally more lucrative, and explore avenues for expanding their renewal commissions through client retention strategies.
More salary data for Edmonds, WA:
Frequently Asked Questions
How much do insurance agents make in Edmonds, WA in 2026?
Is Edmonds, WA a good place to work as a insurance agent?
Can insurance agents make $100K in Edmonds?
What is the cost-of-living adjusted insurance agent salary in Edmonds?
How much does a insurance agent make per hour in Edmonds?
Related Pages
Compare Salaries
Career Resources
Nearby Cities in Washington
Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $56,690 for insurance agentsin the Edmonds metropolitan area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Edmonds is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov