Insurance Agent Salary in Logan, UT: $38,083 (2026)
Quick Answer:A full-time insurance agent in Logan, UT earns a median $38,083/year (≈ $18.31/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-3021). Once you factor in Logan's price level (4% below national, BEA RPP 95.9), that paycheck buys what $39,700 would nationally. Nominal pay sits 30.1% below the Utah state average.
Official BLS data · View source
Insurance agents in Logan, Utah, can expect a median annual salary of $38,083 in 2026, which reflects a substantial gap when compared to the national average of $64,522. This local salary range spans from $31,412 at the lower end to $85,998 at the upper end, indicating a diverse pay scale influenced by industry factors. According to data derived from 2025 BLS OEWS surveys, the structural divide in the market is notable, with captive agents often working for companies like State Farm and Allstate, while independent agents and commercial brokers may have different compensation strategies. This means variables such as commission structures and clientele can significantly affect take-home pay in Logan's competitive insurance landscape.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $31,412 | $15.10 |
| Lower Range (P25) | $34,188 | $16.43 |
| Median (P50)(typical) | $38,083 | $18.31 |
| Upper Range (P75) | $57,757 | $27.76 |
| Top Earners (P90) | $85,998 | $41.35 |
Median Salary Position
40.98% below the national average
2026 Salary Percentile Distribution in Logan
In Logan, UT, the insurance agent salary spread from the 10th to 90th percentile is $54,586 (2026 est.). At $38,083, the local median is 40.98% below the national median of $64,522.
Salary Calculator
At 40 hours/week in Logan: You'd be in the entry-level range
How Logan Insurance Agent Pay Compares
Logan median: $38,083/year (2026)
| Compared To | Median Salary | Logan Pays |
|---|---|---|
| Utah Average | $54,483 | -30.10% less |
| National Average | $64,522 | -40.98% less |
Insurance Agents in Logan, UT earn a median of $38,083 per year (2026 est.), which is 40.98% lower than the national median of $64,522 and 30.10% below the Utah state average of $54,483.
Cost-of-Living Adjusted Salary
Logan has a cost of living 4.07% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Logan, UT has a cost-of-living index of 95.927 (below the national average of 100). A insurance agent earning $38,083 nominally has purchasing power equivalent to $39,700 in an average-cost city — an effective 4.25% boost.
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2019 BLS Actual
$45,240
2025 BLS Actual
$36,760
2026 Current Est.
$38,083
2019–2027 Growth
+-12.8%
Salary Trajectory for Insurance Agents in Logan (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $45,240 | Actual |
| 2020 | $45,380 | Actual |
| 2021 | $35,480 | Actual |
| 2022 | $59,990 | Actual |
| 2023 | $40,930 | Actual |
| 2024 | $50,640 | Actual |
| 2025 | $36,760 | Actual |
| 2026(current) | $38,083 | Estimated |
| 2027 | $39,454 | Projected |
Based on 7 years of BLS OEWS data for the Logan metropolitan area, the median insurance agent salary grew -18.7% from $45,240 (2019) to $36,760 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $39,454 by 2027 — a total increase of $-5,786 (-12.79%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Logan metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $31,412 – $34,188 |
| 3-5 years (Mid Career) | $34,188 – $38,083 |
| 5+ years (Experienced) | $38,083 – $57,757 |
| 10+ years (Top Earner) | $57,757 – $85,998 |
Agent salary ranges estimated from BLS percentile data. Individual insurance agent compensation varies by employer, certifications, and specialization.
Insurance Agent Job Market in Logan
With 220 insurance agents currently employed in Logan, the local job market demonstrates a moderate level of opportunity for job seekers in this sector. Effectively, the cost of living index stands at 95.927, suggesting that while salaries might be lower than the national average, purchasing power remains relatively intact. Captive agents at companies like Farmers and American Family can offer stable income through sign-on bonuses and comprehensive training, but those in independent agencies or commercial brokerages may achieve higher long-term earnings due to larger books of business and specialized lines of insurance. The disparity in pay is primarily driven by the differences in commission potential, particularly in commercial lines, which can yield 5-10 times the earnings of personal lines. To maximize potential earnings in Logan, agents should focus on expanding their networks within commercial markets and continuously enhance their credentials, such as acquiring CPCU designations, to stay competitive.
More salary data for Logan, UT:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $36,760 for insurance agentsin the Logan metropolitan area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov