Insurance Agent Salary in San Angelo, TX: $53,427 (2026)
Quick Answer:A full-time insurance agent in San Angelo, TX earns a median $53,427/year (≈ $25.68/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-3021). Once you factor in San Angelo's price level (8% below national, BEA RPP 92.5), that paycheck buys what $57,788 would nationally. Nominal pay sits 10.4% above the Texas state average.
Official BLS data · View source
In 2026, insurance agents in San Angelo, Texas, can expect a median annual salary of $53,427, which is notably lower than the national average of $64,522. The salary range in this city demonstrates significant variation, with the lowest earners making approximately $27,288 and top earners bringing in as much as $127,697. These figures are derived from data based on 2025 BLS OEWS surveys and highlight the disparities often seen in this profession based on the type of insurance services provided. Agents specializing in commercial or specialty lines typically earn higher commissions compared to those focusing on personal lines. This professional diversity reflects both the competitive landscape within San Angelo's insurance sector and the broader income gap present in the insurance industry.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $27,288 | $13.12 |
| Lower Range (P25) | $38,498 | $18.50 |
| Median (P50)(typical) | $53,427 | $25.68 |
| Upper Range (P75) | $91,147 | $43.82 |
| Top Earners (P90) | $127,697 | $61.39 |
Median Salary Position
17.2% below the national average
2026 Salary Percentile Distribution in San Angelo
In San Angelo, TX, the insurance agent salary spread from the 10th to 90th percentile is $100,409 (2026 est.). At $53,427, the local median is 17.2% below the national median of $64,522.
Salary Calculator
At 40 hours/week in San Angelo: You'd be in the lower-middle range
How San Angelo Insurance Agent Pay Compares
San Angelo median: $53,427/year (2026)
| Compared To | Median Salary | San Angelo Pays |
|---|---|---|
| Texas Average | $48,394 | +10.40% more |
| National Average | $64,522 | -17.20% less |
Insurance Agents in San Angelo, TX earn a median of $53,427 per year (2026 est.), which is 17.20% lower than the national median of $64,522 and 10.40% above the Texas state average of $48,394.
Cost-of-Living Adjusted Salary
San Angelo has a cost of living 7.55% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
San Angelo, TX has a cost-of-living index of 92.453 (below the national average of 100). A insurance agent earning $53,427 nominally has purchasing power equivalent to $57,788 in an average-cost city — an effective 8.16% boost.
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2019 BLS Actual
$36,840
2025 BLS Actual
$51,570
2026 Current Est.
$53,427
2019–2027 Growth
+50.2%
Salary Trajectory for Insurance Agents in San Angelo (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $36,840 | Actual |
| 2020 | $37,410 | Actual |
| 2021 | $32,520 | Actual |
| 2022 | $37,860 | Actual |
| 2023 | $43,940 | Actual |
| 2024 | $66,910 | Actual |
| 2025 | $51,570 | Actual |
| 2026(current) | $53,427 | Estimated |
| 2027 | $55,350 | Projected |
Based on 7 years of BLS OEWS data for the San Angelo metropolitan area, the median insurance agent salary grew 40.0% from $36,840 (2019) to $51,570 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $55,350 by 2027 — a total increase of $18,510 (50.24%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the San Angelo metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $27,288 – $38,498 |
| 3-5 years (Mid Career) | $38,498 – $53,427 |
| 5+ years (Experienced) | $53,427 – $91,147 |
| 10+ years (Top Earner) | $91,147 – $127,697 |
Agent salary ranges estimated from BLS percentile data. Individual insurance agent compensation varies by employer, certifications, and specialization.
Insurance Agent Job Market in San Angelo
San Angelo's job market features around 110 insurance agents, which contributes to a robust local community of professionals in the field. With a cost-of-living index of 92.453, San Angelo offers relatively affordable living conditions that enhance the purchasing power of insurance agent pay in the area. Captive agents representing major carriers such as State Farm and Allstate may have slightly higher compensation potential due to their established customer base, but independent agents and those in larger commercial brokerages stand to benefit from greater commission opportunities. The earnings difference in this market can be attributed to varied factors, including the size of an agent's book of business, commission structures, and whether they operate within commercial or personal lines. For those looking to maximize their pay, building a substantial client portfolio, pursuing additional certifications like CPCU, and considering opportunities at larger, established brokerages can be effective strategies in the San Angelo TX market.
More salary data for San Angelo, TX:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $51,570 for insurance agentsin the San Angelo metropolitan area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov