Insurance Agent Salary in Mansfield, TX: $47,112 (2026)
Quick Answer:A full-time insurance agent in Mansfield, TX earns a median $47,112/year (≈ $22.65/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-3021). Once you factor in Mansfield's price level (4% below national, BEA RPP 96.0), that paycheck buys what $49,075 would nationally. Nominal pay sits 2.6% below the Texas state average.
Based on BLS state-level estimates · View source
Insurance agents in Mansfield, TX, can expect a median annual pay of $47,112 for 2026, significantly below the national median of $64,522. Local salary figures showcase a broad range, with the lowest 10% earning around $28,851 and the highest 90% achieving $73,023. These estimates, derived from 2025 BLS data projected to 2026, highlight the economic dynamics within Mansfield's insurance market. Agents primarily work within a structural framework that includes captive agents from firms like State Farm and Allstate, independent agencies that provide multi-carrier options, and larger commercial brokerages focused on specialty lines. The predominance of captive agencies signals a traditional model, though many agents are finding lucrative opportunities within the expanding independent and commercial sectors, reflecting a shift in policyholder preferences and employment models.
About the Mansfield Market
Salary estimated from Texas average ($65,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $28,851 | $13.87 |
| Lower Range (P25) | $35,706 | $17.17 |
| Median (P50)(typical) | $47,112 | $22.65 |
| Upper Range (P75) | $60,303 | $28.99 |
| Top Earners (P90) | $73,023 | $35.11 |
Median Salary Position
26.98% below the national average
2026 Salary Percentile Distribution in Mansfield
In Mansfield, TX, the insurance agent salary spread from the 10th to 90th percentile is $44,172 (2026 est.). At $47,112, the local median is 26.98% below the national median of $64,522.
Salary Calculator
At 40 hours/week in Mansfield: You'd be in the lower-middle range
How Mansfield Insurance Agent Pay Compares
Mansfield median: $47,112/year (2026)
| Compared To | Median Salary | Mansfield Pays |
|---|---|---|
| Texas Average | $48,370 | -2.60% less |
| National Average | $64,522 | -26.98% less |
Insurance Agents in Mansfield, TX earn a median of $47,112 per year (2026 est.), which is 26.98% lower than the national median of $64,522 and 2.60% below the Texas state average of $48,370.
Cost-of-Living Adjusted Salary
Mansfield has a cost of living 4.00% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Mansfield, TX has a cost-of-living index of 96 (below the national average of 100). A insurance agent earning $47,112 nominally has purchasing power equivalent to $49,075 in an average-cost city — an effective 4.17% boost.
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2019 BLS Actual
$37,195
2025 BLS Actual
$45,475
2026 Current Est.
$47,112
2019–2027 Growth
+31.2%
Salary Trajectory for Insurance Agents in Mansfield (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $37,195 | Actual |
| 2020 | $38,100 | Actual |
| 2021 | $36,392 | Actual |
| 2022 | $42,248 | Actual |
| 2023 | $43,138 | Actual |
| 2024 | $60,751 | Actual |
| 2025 | $45,475 | Actual |
| 2026(current) | $47,112 | Estimated |
| 2027 | $48,808 | Projected |
Based on 7 years of BLS OEWS data for the Mansfield metropolitan area, the median insurance agent salary grew 22.3% from $37,195 (2019) to $45,475 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $48,808 by 2027 — a total increase of $11,613 (31.22%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Mansfield metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $28,851 – $35,706 |
| 3-5 years (Mid Career) | $35,706 – $47,112 |
| 5+ years (Experienced) | $47,112 – $60,303 |
| 10+ years (Top Earner) | $60,303 – $73,023 |
Agent salary ranges estimated from BLS percentile data. Individual insurance agent compensation varies by employer, certifications, and specialization.
Insurance Agent Job Market in Mansfield
In the competitive Mansfield job market, which employs 18 insurance agents, the cost-of-living index sits at a manageable 96. This lower-than-average index can enhance the purchasing power of local insurance agents, as it implies that salaries can go further than in more expensive areas. Captive agents from major carriers typically earn less than their independent counterparts, who benefit from larger commissions on commercial lines, which often yield five to ten times the pay of personal lines. Career growth in Mansfield can be pushed further by focusing on growing one’s book of business through strong client relationships, capitalizing on renewal commissions, and seeking roles within larger multi-carrier brokerages or commercial platforms. Gaining specialized credentials like the CPCU can also distinguish agents in a market where multi-line expertise is increasingly valued.
More salary data for Mansfield, TX:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $45,475 for insurance agentsin the Mansfield metropolitan area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Mansfield is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov