Insurance Agent Salary in Fort Worth, TX: $61,250 (2026)
Quick Answer:A full-time insurance agent in Fort Worth, TX earns a median $61,250/year (≈ $29.44/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-3021). Once you factor in Fort Worth's price level (4% below national, BEA RPP 96.0), that paycheck buys what $63,802 would nationally. Nominal pay sits 26.6% above the Texas state average.
Based on BLS state-level estimates · View source
In 2026, the projected median annual salary for insurance agents in Fort Worth, Texas, is $61,250, reflecting a slight dip compared to the national median of $64,522. The salary spectrum in this market ranges from $36,902 at the 10th percentile to $94,938 at the 90th percentile, indicating a robust opportunity for those in the field. These figures, derived from 2025 BLS data and adjusted for regional price differences, point to the variances in insurance agent pay in Fort Worth. Agents specializing in commercial and specialty lines typically earn significantly higher commissions compared to those focusing on personal lines, contributing to the disparities in income observed in this growing market.
About the Fort Worth Market
Salary estimated from Texas average ($65,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $36,902 | $17.75 |
| Lower Range (P25) | $46,025 | $22.13 |
| Median (P50)(typical) | $61,250 | $29.44 |
| Upper Range (P75) | $78,400 | $37.69 |
| Top Earners (P90) | $94,938 | $45.65 |
Median Salary Position
5.07% below the national average
2026 Salary Percentile Distribution in Fort Worth
In Fort Worth, TX, the insurance agent salary spread from the 10th to 90th percentile is $58,036 (2026 est.). At $61,250, the local median is 5.07% below the national median of $64,522.
Salary Calculator
At 40 hours/week in Fort Worth: You'd be in the lower-middle range
How Fort Worth Insurance Agent Pay Compares
Fort Worth median: $61,250/year (2026)
| Compared To | Median Salary | Fort Worth Pays |
|---|---|---|
| Texas Average | $48,381 | +26.60% more |
| National Average | $64,522 | -5.07% less |
Insurance Agents in Fort Worth, TX earn a median of $61,250 per year (2026 est.), which is 5.07% lower than the national median of $64,522 and 26.60% above the Texas state average of $48,381.
Cost-of-Living Adjusted Salary
Fort Worth has a cost of living 4.00% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Fort Worth, TX has a cost-of-living index of 96 (below the national average of 100). A insurance agent earning $61,250 nominally has purchasing power equivalent to $63,802 in an average-cost city — an effective 4.17% boost.
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2019 BLS Actual
$48,357
2025 BLS Actual
$59,122
2026 Current Est.
$61,250
2019–2027 Growth
+31.2%
Salary Trajectory for Insurance Agents in Fort Worth (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $48,357 | Actual |
| 2020 | $49,534 | Actual |
| 2021 | $47,313 | Actual |
| 2022 | $54,926 | Actual |
| 2023 | $56,084 | Actual |
| 2024 | $66,953 | Actual |
| 2025 | $59,122 | Actual |
| 2026(current) | $61,250 | Estimated |
| 2027 | $63,455 | Projected |
Based on 7 years of BLS OEWS data for the Fort Worth metropolitan area, the median insurance agent salary grew 22.3% from $48,357 (2019) to $59,122 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $63,455 by 2027 — a total increase of $15,098 (31.22%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Fort Worth metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $36,902 – $46,025 |
| 3-5 years (Mid Career) | $46,025 – $61,250 |
| 5+ years (Experienced) | $61,250 – $78,400 |
| 10+ years (Top Earner) | $78,400 – $94,938 |
Agent salary ranges estimated from BLS percentile data. Individual insurance agent compensation varies by employer, certifications, and specialization.
Insurance Agent Job Market in Fort Worth
With 219 insurance agents currently employed in Fort Worth, the local job market is thriving, supported by a cost-of-living index of 96 that enhances overall purchasing power. Major employers range from established captive agencies, such as State Farm and Allstate, to independent brokerages and large commercial firms like Aon and Marsh, which tend to offer higher compensation packages. The wide salary range can be attributed to factors such as the size of an agent’s book of business and the type of insurance sold, as commercial policies often generate 5-10 times the commission of personal lines. For those seeking to optimize their earnings in this competitive landscape, focusing on a mixture of commercial clientele and pursuing agency ownership can provide significant financial benefits. Expert credentials like the CPCU designation can also enhance career prospects and salary potential in Fort Worth's insurance sector.
More salary data for Fort Worth, TX:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $59,122 for insurance agentsin the Fort Worth metropolitan area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Fort Worth is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov