Insurance Agent Salary in Del Rio, TX: $47,640 (2026)
Quick Answer:A full-time insurance agent in Del Rio, TX earns a median $47,640/year (≈ $22.91/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-3021). Once you factor in Del Rio's price level (4% below national, BEA RPP 96.0), that paycheck buys what $49,625 would nationally. Nominal pay sits 1.6% below the Texas state average.
Based on BLS state-level estimates · View source
In 2026, insurance agents in Del Rio, Texas, can expect a median annual salary of $47,640, a figure that falls significantly below the national median of $64,522. The salary range for this role varies considerably, with entry-level earners making around $28,775 (P10) and top performers reaching up to $73,843 (P90). Local estimates derived from BLS state-level data and regional price adjustments indicate that while Del Rio offers competitive compensation for insurance agents, the overall salary figures are influenced by the complexity of the local market and the dynamic nature of insurance commissions. Professionals in the area have the opportunity to build substantial books of business, leading to long-term income growth primarily through renewal commissions that compound over time.
About the Del Rio Market
Salary estimated from Texas average ($65,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $28,775 | $13.83 |
| Lower Range (P25) | $35,588 | $17.10 |
| Median (P50)(typical) | $47,640 | $22.91 |
| Upper Range (P75) | $60,980 | $29.32 |
| Top Earners (P90) | $73,843 | $35.50 |
Median Salary Position
26.16% below the national average
2026 Salary Percentile Distribution in Del Rio
In Del Rio, TX, the insurance agent salary spread from the 10th to 90th percentile is $45,068 (2026 est.). At $47,640, the local median is 26.16% below the national median of $64,522.
Salary Calculator
At 40 hours/week in Del Rio: You'd be in the lower-middle range
How Del Rio Insurance Agent Pay Compares
Del Rio median: $47,640/year (2026)
| Compared To | Median Salary | Del Rio Pays |
|---|---|---|
| Texas Average | $48,415 | -1.60% less |
| National Average | $64,522 | -26.16% less |
Insurance Agents in Del Rio, TX earn a median of $47,640 per year (2026 est.), which is 26.16% lower than the national median of $64,522 and 1.60% below the Texas state average of $48,415.
Cost-of-Living Adjusted Salary
Del Rio has a cost of living 4.00% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Del Rio, TX has a cost-of-living index of 96 (below the national average of 100). A insurance agent earning $47,640 nominally has purchasing power equivalent to $49,625 in an average-cost city — an effective 4.17% boost.
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2019 BLS Actual
$37,612
2025 BLS Actual
$45,985
2026 Current Est.
$47,640
2019–2027 Growth
+31.2%
Salary Trajectory for Insurance Agents in Del Rio (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $37,612 | Actual |
| 2020 | $38,528 | Actual |
| 2021 | $36,800 | Actual |
| 2022 | $42,721 | Actual |
| 2023 | $43,622 | Actual |
| 2024 | $61,431 | Actual |
| 2025 | $45,985 | Actual |
| 2026(current) | $47,640 | Estimated |
| 2027 | $49,356 | Projected |
Based on 7 years of BLS OEWS data for the Del Rio metropolitan area, the median insurance agent salary grew 22.3% from $37,612 (2019) to $45,985 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $49,356 by 2027 — a total increase of $11,744 (31.22%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Del Rio metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $28,775 – $35,588 |
| 3-5 years (Mid Career) | $35,588 – $47,640 |
| 5+ years (Experienced) | $47,640 – $60,980 |
| 10+ years (Top Earner) | $60,980 – $73,843 |
Agent salary ranges estimated from BLS percentile data. Individual insurance agent compensation varies by employer, certifications, and specialization.
Insurance Agent Job Market in Del Rio
With only nine insurance agents employed in the Del Rio area, the local job market remains relatively niche, offering unique opportunities and challenges for those in the industry. The cost of living index stands at 96, suggesting that the relatively lower salaries are partially offset by the more affordable lifestyle in Del Rio. Among potential employers, captive agents from major carriers such as State Farm and Allstate tend to provide introductory training and sign-on bonuses, although they often cap potential earnings compared to independent agencies, which have wider opportunities for higher commission rates. In this context, the spread in pay is primarily driven by the differing structures of commercial versus personal lines, where commercial insurance can yield five to ten times the commissions of personal lines policies. To maximize compensation in Del Rio, insurance agents should consider focusing on commercial lines and look for positions with independent brokerages that offer producer overrides and the potential for agency ownership, enhancing overall financial prospects in this emerging job market.
More salary data for Del Rio, TX:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $45,985 for insurance agentsin the Del Rio metropolitan area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Del Rio is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov