Insurance Agent Salary in Summerville, SC: $62,596 (2026)
Quick Answer:A full-time insurance agent in Summerville, SC earns a median $62,596/year (≈ $30.10/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-3021). Once you factor in Summerville's price level (8% below national, BEA RPP 91.5), that paycheck buys what $68,411 would nationally. Nominal pay sits 2.1% below the South Carolina state average.
Based on BLS state-level estimates · View source
In 2026, the insurance agent salary in Summerville, SC is projected to be a median of $62,596, which reflects a trend of compounding earnings largely driven by renewal commissions. The salary range spans from approximately $39,150 at the 10th percentile to $97,025 at the 90th percentile, indicating significant potential for upward mobility within the field. These figures, derived from 2025 BLS data and adjusted for local economic conditions, suggest that while compensation may be slightly below the national median of $64,522, Summerville's insurance agents benefit from a growing market. Local agents can capitalize on the long-term client relationships that help propel their income through commissions on policy renewals.
About the Summerville Market
Salary estimated from South Carolina average ($55,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $39,150 | $18.82 |
| Lower Range (P25) | $47,862 | $23.01 |
| Median (P50)(typical) | $62,596 | $30.10 |
| Upper Range (P75) | $80,123 | $38.52 |
| Top Earners (P90) | $97,025 | $46.65 |
Median Salary Position
2.99% below the national average
2026 Salary Percentile Distribution in Summerville
In Summerville, SC, the insurance agent salary spread from the 10th to 90th percentile is $57,875 (2026 est.). At $62,596, the local median is 2.99% below the national median of $64,522.
Salary Calculator
At 40 hours/week in Summerville: You'd be in the lower-middle range
How Summerville Insurance Agent Pay Compares
Summerville median: $62,596/year (2026)
| Compared To | Median Salary | Summerville Pays |
|---|---|---|
| South Carolina Average | $63,939 | -2.10% less |
| National Average | $64,522 | -2.99% less |
Insurance Agents in Summerville, SC earn a median of $62,596 per year (2026 est.), which is 2.99% lower than the national median of $64,522 and 2.10% below the South Carolina state average of $63,939.
Cost-of-Living Adjusted Salary
Summerville has a cost of living 8.50% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Summerville, SC has a cost-of-living index of 91.5 (below the national average of 100). A insurance agent earning $62,596 nominally has purchasing power equivalent to $68,411 in an average-cost city — an effective 9.29% boost.
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2019 BLS Actual
$49,419
2025 BLS Actual
$60,421
2026 Current Est.
$62,596
2019–2027 Growth
+31.2%
Salary Trajectory for Insurance Agents in Summerville (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $49,419 | Actual |
| 2020 | $50,622 | Actual |
| 2021 | $48,352 | Actual |
| 2022 | $56,133 | Actual |
| 2023 | $57,317 | Actual |
| 2024 | $49,274 | Actual |
| 2025 | $60,421 | Actual |
| 2026(current) | $62,596 | Estimated |
| 2027 | $64,850 | Projected |
Based on 7 years of BLS OEWS data for the Summerville metropolitan area, the median insurance agent salary grew 22.3% from $49,419 (2019) to $60,421 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $64,850 by 2027 — a total increase of $15,431 (31.22%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Summerville metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $39,150 – $47,862 |
| 3-5 years (Mid Career) | $47,862 – $62,596 |
| 5+ years (Experienced) | $62,596 – $80,123 |
| 10+ years (Top Earner) | $80,123 – $97,025 |
Agent salary ranges estimated from BLS percentile data. Individual insurance agent compensation varies by employer, certifications, and specialization.
Insurance Agent Job Market in Summerville
With only 12 insurance agents currently employed in Summerville, the local job market offers a tight yet competitive environment for aspiring agents. The cost of living index for this area stands at 91.5, which generally supports greater real purchasing power for agents compared to national averages. Among the various employers, captive agents working for companies like State Farm and Allstate often see steady pay but may face caps on earnings, while independent agencies and larger brokerages like Aon and Marsh offer higher commission structures, especially for commercial lines. The stark contrast between the lower and higher pay grades typically arises from factors such as book volume, policy type, and the agency model. Agents aiming to maximize their salary should focus on building a substantial book of business and consider gaining expertise in commercial insurance lines, which frequently provide more substantial commission percentages than their personal line counterparts.
More salary data for Summerville, SC:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $60,421 for insurance agentsin the Summerville metropolitan area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Summerville is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov