Insurance Agent Salary in Aiken, SC: $63,395 (2026)
Quick Answer:A full-time insurance agent in Aiken, SC earns a median $63,395/year (≈ $30.48/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-3021). Once you factor in Aiken's price level (8% below national, BEA RPP 91.5), that paycheck buys what $69,284 would nationally. Nominal pay sits 0.8% below the South Carolina state average.
Based on BLS state-level estimates · View source
In Aiken, South Carolina, the projected median annual salary for insurance agents in 2026 is $63,395, slightly below the national figure of $64,522. This pay structure tends to reflect the delineation between various types of insurance models prevalent in the area. Agents working for captive carriers like State Farm or Allstate might experience more stable but capped earnings compared to their independent counterparts, who typically have the flexibility to earn commissions from multiple carriers. With a salary range extending from $39,128 at the 10th percentile to as high as $98,263 at the 90th percentile, local agents have diverse earning potentials influenced by their employer type and the clientele they serve. These figures are grounded in estimates derived from BLS state-level data, adjusted for regional cost factors, highlighting the complexity of Aiken's insurance job market.
About the Aiken Market
Salary estimated from South Carolina average ($55,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $39,128 | $18.81 |
| Lower Range (P25) | $47,925 | $23.04 |
| Median (P50)(typical) | $63,395 | $30.48 |
| Upper Range (P75) | $81,146 | $39.02 |
| Top Earners (P90) | $98,263 | $47.24 |
Median Salary Position
1.75% below the national average
2026 Salary Percentile Distribution in Aiken
In Aiken, SC, the insurance agent salary spread from the 10th to 90th percentile is $59,135 (2026 est.). At $63,395, the local median is 1.75% below the national median of $64,522.
Salary Calculator
At 40 hours/week in Aiken: You'd be in the lower-middle range
How Aiken Insurance Agent Pay Compares
Aiken median: $63,395/year (2026)
| Compared To | Median Salary | Aiken Pays |
|---|---|---|
| South Carolina Average | $63,906 | -0.80% less |
| National Average | $64,522 | -1.75% less |
Insurance Agents in Aiken, SC earn a median of $63,395 per year (2026 est.), which is 1.75% lower than the national median of $64,522 and 0.80% below the South Carolina state average of $63,906.
Cost-of-Living Adjusted Salary
Aiken has a cost of living 8.50% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Aiken, SC has a cost-of-living index of 91.5 (below the national average of 100). A insurance agent earning $63,395 nominally has purchasing power equivalent to $69,284 in an average-cost city — an effective 9.29% boost.
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2019 BLS Actual
$50,050
2025 BLS Actual
$61,192
2026 Current Est.
$63,395
2019–2027 Growth
+31.2%
Salary Trajectory for Insurance Agents in Aiken (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $50,050 | Actual |
| 2020 | $51,268 | Actual |
| 2021 | $48,969 | Actual |
| 2022 | $56,849 | Actual |
| 2023 | $58,048 | Actual |
| 2024 | $49,903 | Actual |
| 2025 | $61,192 | Actual |
| 2026(current) | $63,395 | Estimated |
| 2027 | $65,677 | Projected |
Based on 7 years of BLS OEWS data for the Aiken metropolitan area, the median insurance agent salary grew 22.3% from $50,050 (2019) to $61,192 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $65,677 by 2027 — a total increase of $15,627 (31.22%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Aiken metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $39,128 – $47,925 |
| 3-5 years (Mid Career) | $47,925 – $63,395 |
| 5+ years (Experienced) | $63,395 – $81,146 |
| 10+ years (Top Earner) | $81,146 – $98,263 |
Agent salary ranges estimated from BLS percentile data. Individual insurance agent compensation varies by employer, certifications, and specialization.
Insurance Agent Job Market in Aiken
Considering the local job market strength, Aiken currently employs four insurance agents, which poses a unique dynamic in terms of competition and opportunity. With a cost-of-living index sitting at 91.5, aspiring agents can expect their take-home purchasing power to be relatively favorable compared to other areas. Among the highest-paying employers are commercial brokerages like Aon and Marsh, which typically offer lucrative commission structures for agents handling commercial lines—often earning significantly more than those focused on personal lines. Factors influencing pay disparities include the size of an agent's book of business, as larger renewals can lead to compounding commissions, and the differing commission rates associated with captive versus independent models. For agents looking to maximize their earnings in Aiken, focusing on building a robust portfolio in commercial insurance or seeking agency ownership can be wise strategies, as these often yield higher returns over time.
More salary data for Aiken, SC:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $61,192 for insurance agentsin the Aiken metropolitan area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Aiken is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov