Insurance Agent Salary in Woodburn, OR: $62,125 (2026)
Quick Answer:A full-time insurance agent in Woodburn, OR earns a median $62,125/year (≈ $29.87/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-3021). Once you factor in Woodburn's price level (3% above national, BEA RPP 102.6), that paycheck buys what $60,551 would nationally. Nominal pay sits 1.6% below the Oregon state average.
Based on BLS state-level estimates · View source
In Woodburn, Oregon, insurance agents are projected to earn a median annual salary of $62,125 in 2026, slightly below the national median of $64,522. The salary for agents in this area ranges from $37,499 for the lowest earners to $96,293 for the highest, indicating a varied earnings potential influenced by the agent's specific role and employer type. The local market consists of a mix of captive agents for companies like State Farm and Allstate, independent agents, and large commercial brokerages. Each of these structures brings different compensation models and growth opportunities, with independent agents often able to leverage multiple carrier partnerships to maximize their income potential. As the insurance landscape evolves, agents in Woodburn must adapt to shifting commission structures and competitive pressures.
About the Woodburn Market
Salary estimated from Oregon average ($62,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $37,499 | $18.03 |
| Lower Range (P25) | $46,341 | $22.28 |
| Median (P50)(typical) | $62,125 | $29.87 |
| Upper Range (P75) | $79,519 | $38.23 |
| Top Earners (P90) | $96,293 | $46.30 |
Median Salary Position
3.72% below the national average
2026 Salary Percentile Distribution in Woodburn
In Woodburn, OR, the insurance agent salary spread from the 10th to 90th percentile is $58,794 (2026 est.). At $62,125, the local median is 3.72% below the national median of $64,522.
Salary Calculator
At 40 hours/week in Woodburn: You'd be in the lower-middle range
How Woodburn Insurance Agent Pay Compares
Woodburn median: $62,125/year (2026)
| Compared To | Median Salary | Woodburn Pays |
|---|---|---|
| Oregon Average | $63,135 | -1.60% less |
| National Average | $64,522 | -3.72% less |
Insurance Agents in Woodburn, OR earn a median of $62,125 per year (2026 est.), which is 3.72% lower than the national median of $64,522 and 1.60% below the Oregon state average of $63,135.
Cost-of-Living Adjusted Salary
Woodburn has a cost of living 2.60% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Woodburn, OR has a cost-of-living index of 102.6 (above the national average of 100). While the nominal salary of $62,125 is competitive, the higher cost of living reduces purchasing power to an effective $60,551 — a 2.53% reduction.
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2019 BLS Actual
$49,047
2025 BLS Actual
$59,966
2026 Current Est.
$62,125
2019–2027 Growth
+31.2%
Salary Trajectory for Insurance Agents in Woodburn (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $49,047 | Actual |
| 2020 | $50,241 | Actual |
| 2021 | $47,988 | Actual |
| 2022 | $55,710 | Actual |
| 2023 | $56,885 | Actual |
| 2024 | $62,570 | Actual |
| 2025 | $59,966 | Actual |
| 2026(current) | $62,125 | Estimated |
| 2027 | $64,361 | Projected |
Based on 7 years of BLS OEWS data for the Woodburn metropolitan area, the median insurance agent salary grew 22.3% from $49,047 (2019) to $59,966 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $64,361 by 2027 — a total increase of $15,314 (31.22%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Woodburn metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $37,499 – $46,341 |
| 3-5 years (Mid Career) | $46,341 – $62,125 |
| 5+ years (Experienced) | $62,125 – $79,519 |
| 10+ years (Top Earner) | $79,519 – $96,293 |
Agent salary ranges estimated from BLS percentile data. Individual insurance agent compensation varies by employer, certifications, and specialization.
Insurance Agent Job Market in Woodburn
Looking deeper into the salary dynamics, Woodburn currently has four insurance agents employed locally. Given its cost-of-living index of 102.6, which is above the national average, the take-home pay for agents may feel more constrained than it appears at first glance. Captive agents in Woodburn, such as those at Farmers and Liberty Mutual, generally have health benefits and salary guarantees but may face limitations on commission growth compared to independent agency counterparts who can thrive on a more extensive portfolio of carriers. Additionally, agents who focus on commercial lines typically enjoy substantially higher commission rates than those working in personal lines, sometimes earning five to ten times more per policy. Building a robust book of business and nurturing long-term client relationships can yield significant recurring commissions, enhancing earnings potential. Engaging in continued education and certifications such as CPCU is advisable for agents aiming to position themselves for the best salaries in this evolving marketplace.
More salary data for Woodburn, OR:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $59,966 for insurance agentsin the Woodburn metropolitan area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Woodburn is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov