Insurance Agent Salary in Hillsboro, OR: $64,084 (2026)
Quick Answer:A full-time insurance agent in Hillsboro, OR earns a median $64,084/year (≈ $30.81/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-3021). Once you factor in Hillsboro's price level (3% above national, BEA RPP 102.6), that paycheck buys what $62,460 would nationally. Nominal pay sits 1.5% above the Oregon state average.
Based on BLS state-level estimates · View source
In 2026, an insurance agent in Hillsboro, Oregon is projected to earn a median annual salary of $64,084, slightly below the national median of $64,522. The local salary range stretches from $37,597 at the 10th percentile to $99,330 at the 90th percentile, reflecting a vibrant spectrum of income opportunities within the field. These figures, derived from 2025 BLS data and adjusted for regional price variations, suggest a competitive market for insurance professionals. Notably, agents focused on personal lines may find themselves earning less than those specializing in commercial lines, which typically yield higher commission rates. As the insurance landscape continues to evolve, agents in Hillsboro are navigating both opportunities and challenges in pursuit of optimal compensation.
About the Hillsboro Market
Salary estimated from Oregon average ($62,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $37,597 | $18.08 |
| Lower Range (P25) | $47,280 | $22.73 |
| Median (P50)(typical) | $64,084 | $30.81 |
| Upper Range (P75) | $82,027 | $39.44 |
| Top Earners (P90) | $99,330 | $47.76 |
Median Salary Position
0.68% below the national average
2026 Salary Percentile Distribution in Hillsboro
In Hillsboro, OR, the insurance agent salary spread from the 10th to 90th percentile is $61,733 (2026 est.). At $64,084, the local median is 0.68% below the national median of $64,522.
Salary Calculator
At 40 hours/week in Hillsboro: You'd be in the lower-middle range
How Hillsboro Insurance Agent Pay Compares
Hillsboro median: $64,084/year (2026)
| Compared To | Median Salary | Hillsboro Pays |
|---|---|---|
| Oregon Average | $63,137 | +1.50% more |
| National Average | $64,522 | -0.68% less |
Insurance Agents in Hillsboro, OR earn a median of $64,084 per year (2026 est.), which is 0.68% lower than the national median of $64,522 and 1.50% above the Oregon state average of $63,137.
Cost-of-Living Adjusted Salary
Hillsboro has a cost of living 2.60% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Hillsboro, OR has a cost-of-living index of 102.6 (above the national average of 100). While the nominal salary of $64,084 is competitive, the higher cost of living reduces purchasing power to an effective $62,460 — a 2.53% reduction.
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2019 BLS Actual
$50,594
2025 BLS Actual
$61,857
2026 Current Est.
$64,084
2019–2027 Growth
+31.2%
Salary Trajectory for Insurance Agents in Hillsboro (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $50,594 | Actual |
| 2020 | $51,826 | Actual |
| 2021 | $49,501 | Actual |
| 2022 | $57,467 | Actual |
| 2023 | $58,679 | Actual |
| 2024 | $65,710 | Actual |
| 2025 | $61,857 | Actual |
| 2026(current) | $64,084 | Estimated |
| 2027 | $66,391 | Projected |
Based on 7 years of BLS OEWS data for the Hillsboro metropolitan area, the median insurance agent salary grew 22.3% from $50,594 (2019) to $61,857 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $66,391 by 2027 — a total increase of $15,797 (31.22%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Hillsboro metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $37,597 – $47,280 |
| 3-5 years (Mid Career) | $47,280 – $64,084 |
| 5+ years (Experienced) | $64,084 – $82,027 |
| 10+ years (Top Earner) | $82,027 – $99,330 |
Agent salary ranges estimated from BLS percentile data. Individual insurance agent compensation varies by employer, certifications, and specialization.
Insurance Agent Job Market in Hillsboro
Hillsboro's job market for insurance agents remains robust, with 22 professionals currently employed in the area. The local cost of living index, resting at 102.6, indicates that while income potential is decent, purchasing power may be constrained compared to national averages. Companies such as State Farm, Allstate, and Farmers dominate the market as captive agents, generally offering structured salaries and benefits but often capping earnings potential. Conversely, independent agencies and large commercial brokerages provide enhanced earning capacity, especially for agents handling commercial lines, which can yield significantly higher commissions. The variability in insurance agent pay in Hillsboro stems from multiple factors, including the size of their book of business, the nature of lines sold, and the inherent differences between captive and independent models. For those looking to maximize their pay, focusing on commercial coverage, cultivating a substantial renewal commission structure, and considering agency ownership opportunities can substantially influence financial outcomes in this market.
More salary data for Hillsboro, OR:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $61,857 for insurance agentsin the Hillsboro metropolitan area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Hillsboro is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov