Insurance Agent Salary in Bartlesville, OK: $56,273 (2026)
Quick Answer:A full-time insurance agent in Bartlesville, OK earns a median $56,273/year (≈ $27.05/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-3021). Once you factor in Bartlesville's price level (11% below national, BEA RPP 88.9), that paycheck buys what $63,299 would nationally. Nominal pay sits 1.9% below the Oklahoma state average.
Based on BLS state-level estimates · View source
In Bartlesville, Oklahoma, the projected 2026 median insurance agent salary stands at $56,273, which is notably lower than the national median of $64,522. Salary ranges for insurance agents in this area vary significantly, from $33,663 at the 10th percentile to $87,224 at the 90th percentile. This disparity directly reflects the differences in commission structures between personal lines and commercial/specialty lines. As more agents pursue independent opportunities or work through larger brokerages, those specializing in commercial lines have the potential to earn significantly higher commissions. Local estimates derived from BLS state-level data and regional cost adjustments suggest that the job market in Bartlesville presents unique challenges and opportunities for those seeking careers in insurance.
About the Bartlesville Market
Salary estimated from Oklahoma average ($52,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $33,663 | $16.18 |
| Lower Range (P25) | $41,795 | $20.10 |
| Median (P50)(typical) | $56,273 | $27.05 |
| Upper Range (P75) | $72,030 | $34.63 |
| Top Earners (P90) | $87,224 | $41.94 |
Median Salary Position
12.78% below the national average
2026 Salary Percentile Distribution in Bartlesville
In Bartlesville, OK, the insurance agent salary spread from the 10th to 90th percentile is $53,561 (2026 est.). At $56,273, the local median is 12.78% below the national median of $64,522.
Salary Calculator
At 40 hours/week in Bartlesville: You'd be in the lower-middle range
How Bartlesville Insurance Agent Pay Compares
Bartlesville median: $56,273/year (2026)
| Compared To | Median Salary | Bartlesville Pays |
|---|---|---|
| Oklahoma Average | $57,363 | -1.90% less |
| National Average | $64,522 | -12.78% less |
Insurance Agents in Bartlesville, OK earn a median of $56,273 per year (2026 est.), which is 12.78% lower than the national median of $64,522 and 1.90% below the Oklahoma state average of $57,363.
Cost-of-Living Adjusted Salary
Bartlesville has a cost of living 11.10% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Bartlesville, OK has a cost-of-living index of 88.9 (below the national average of 100). A insurance agent earning $56,273 nominally has purchasing power equivalent to $63,299 in an average-cost city — an effective 12.49% boost.
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2019 BLS Actual
$44,428
2025 BLS Actual
$54,318
2026 Current Est.
$56,273
2019–2027 Growth
+31.2%
Salary Trajectory for Insurance Agents in Bartlesville (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $44,428 | Actual |
| 2020 | $45,509 | Actual |
| 2021 | $43,468 | Actual |
| 2022 | $50,463 | Actual |
| 2023 | $51,527 | Actual |
| 2024 | $45,352 | Actual |
| 2025 | $54,318 | Actual |
| 2026(current) | $56,273 | Estimated |
| 2027 | $58,299 | Projected |
Based on 7 years of BLS OEWS data for the Bartlesville metropolitan area, the median insurance agent salary grew 22.3% from $44,428 (2019) to $54,318 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $58,299 by 2027 — a total increase of $13,871 (31.22%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Bartlesville metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $33,663 – $41,795 |
| 3-5 years (Mid Career) | $41,795 – $56,273 |
| 5+ years (Experienced) | $56,273 – $72,030 |
| 10+ years (Top Earner) | $72,030 – $87,224 |
Agent salary ranges estimated from BLS percentile data. Individual insurance agent compensation varies by employer, certifications, and specialization.
Insurance Agent Job Market in Bartlesville
With only seven insurance agents currently employed in Bartlesville, the local job market for this profession remains somewhat limited. The cost of living index at 88.9 indicates that while salaries may seem lower compared to the national standard, agents might find their purchasing power more manageable. Larger organizations, such as State Farm or Allstate, may offer robust pay structures for captive agents, while independent agencies could provide a lucrative environment for those with a solid book of business, especially within commercial lines. The considerable earnings disparity can be attributed to various factors, including the nature of policies sold and the complexity of the client base. For agents in Bartlesville, building a diverse portfolio and targeting higher-commission segments are practical strategies for maximizing earnings in this local market.
More salary data for Bartlesville, OK:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $54,318 for insurance agentsin the Bartlesville metropolitan area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Bartlesville is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov