Insurance Agent Salary in Wooster, OH: $60,058 (2026)
Quick Answer:A full-time insurance agent in Wooster, OH earns a median $60,058/year (≈ $28.87/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-3021). Once you factor in Wooster's price level (9% below national, BEA RPP 90.7), that paycheck buys what $66,216 would nationally. Nominal pay sits 3.2% below the Ohio state average.
Based on BLS state-level estimates · View source
In Wooster, OH, the projected insurance agent salary for 2026 stands at $60,058, reflecting a competitive figure against the national median of $64,522. Salary estimates for local agents range from $39,327 at the 10th percentile to as much as $93,090 at the 90th percentile, indicating a broad pay spectrum influenced by agency structures—captive agents like State Farm and Allstate typically earn on the lower end, while independent agents and those working with commercial brokerage firms may see higher earnings due to diversified product offerings. These figures are derived from BLS state-level data and regional price parity adjustments, creating a snapshot of the insurance agent pay landscape in Wooster as it continues to evolve.
About the Wooster Market
Salary estimated from Ohio average ($58,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $39,327 | $18.91 |
| Lower Range (P25) | $47,258 | $22.72 |
| Median (P50)(typical) | $60,058 | $28.87 |
| Upper Range (P75) | $76,874 | $36.95 |
| Top Earners (P90) | $93,090 | $44.76 |
Median Salary Position
6.92% below the national average
2026 Salary Percentile Distribution in Wooster
In Wooster, OH, the insurance agent salary spread from the 10th to 90th percentile is $53,763 (2026 est.). At $60,058, the local median is 6.92% below the national median of $64,522.
Salary Calculator
At 40 hours/week in Wooster: You'd be in the lower-middle range
How Wooster Insurance Agent Pay Compares
Wooster median: $60,058/year (2026)
| Compared To | Median Salary | Wooster Pays |
|---|---|---|
| Ohio Average | $62,043 | -3.20% less |
| National Average | $64,522 | -6.92% less |
Insurance Agents in Wooster, OH earn a median of $60,058 per year (2026 est.), which is 6.92% lower than the national median of $64,522 and 3.20% below the Ohio state average of $62,043.
Cost-of-Living Adjusted Salary
Wooster has a cost of living 9.30% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Wooster, OH has a cost-of-living index of 90.7 (below the national average of 100). A insurance agent earning $60,058 nominally has purchasing power equivalent to $66,216 in an average-cost city — an effective 10.25% boost.
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2019 BLS Actual
$47,416
2025 BLS Actual
$57,971
2026 Current Est.
$60,058
2019–2027 Growth
+31.2%
Salary Trajectory for Insurance Agents in Wooster (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $47,416 | Actual |
| 2020 | $48,570 | Actual |
| 2021 | $46,392 | Actual |
| 2022 | $53,857 | Actual |
| 2023 | $54,992 | Actual |
| 2024 | $50,907 | Actual |
| 2025 | $57,971 | Actual |
| 2026(current) | $60,058 | Estimated |
| 2027 | $62,220 | Projected |
Based on 7 years of BLS OEWS data for the Wooster metropolitan area, the median insurance agent salary grew 22.3% from $47,416 (2019) to $57,971 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $62,220 by 2027 — a total increase of $14,804 (31.22%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Wooster metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $39,327 – $47,258 |
| 3-5 years (Mid Career) | $47,258 – $60,058 |
| 5+ years (Experienced) | $60,058 – $76,874 |
| 10+ years (Top Earner) | $76,874 – $93,090 |
Agent salary ranges estimated from BLS percentile data. Individual insurance agent compensation varies by employer, certifications, and specialization.
Insurance Agent Job Market in Wooster
Employment for insurance agents in Wooster has stabilized, with only six professionals currently in the field. The local cost of living index sits at 90.7, suggesting that salaries may stretch further than in higher-cost areas, allowing agents to maintain a decent standard of living despite slightly lower average pay. Among potential employers, captive carriers provide steady income, while independent agencies and large commercial brokerages may offer more lucrative opportunities through commission structures that reward agents based on the size of their book of business. Understanding the dynamics of local market forces—including the difference in revenue potential between commercial and personal lines—can help agents maximize their pay. Those aiming to enhance their compensation should consider developing a strong renewal book and investing in professional development to gain credentials like CPCU, which could attract higher-paying opportunities in Wooster and beyond.
More salary data for Wooster, OH:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $57,971 for insurance agentsin the Wooster metropolitan area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Wooster is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov