Insurance Agent Salary in North Ridgeville, OH: $61,045 (2026)
Quick Answer:A full-time insurance agent in North Ridgeville, OH earns a median $61,045/year (≈ $29.35/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-3021). Once you factor in North Ridgeville's price level (9% below national, BEA RPP 90.7), that paycheck buys what $67,304 would nationally. Nominal pay sits 1.6% below the Ohio state average.
Based on BLS state-level estimates · View source
As of 2026, the projected median salary for an insurance agent in North Ridgeville, Ohio, is $61,045, reflecting a notable understanding of the local market environment. This figure is derived from estimates based on 2025 BLS data, accounting for regional price variances. The salary range for insurance agents here spans from $36,847 at the 10th percentile to $94,620 at the 90th percentile, revealing a diverse range of earning potential. Insurance agents in North Ridgeville primarily function within a mix of employment scenarios, including captive agents from companies like State Farm and Allstate, independent agency settings, and larger commercial brokerage firms. This structural divide influences not only hiring trends but also the compensation dynamics in the area, as the nature of the business—whether personal or commercial lines—can significantly affect income levels.
About the North Ridgeville Market
Salary estimated from Ohio average ($58,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $36,847 | $17.72 |
| Lower Range (P25) | $45,536 | $21.89 |
| Median (P50)(typical) | $61,045 | $29.35 |
| Upper Range (P75) | $78,138 | $37.57 |
| Top Earners (P90) | $94,620 | $45.49 |
Median Salary Position
5.39% below the national average
2026 Salary Percentile Distribution in North Ridgeville
In North Ridgeville, OH, the insurance agent salary spread from the 10th to 90th percentile is $57,773 (2026 est.). At $61,045, the local median is 5.39% below the national median of $64,522.
Salary Calculator
At 40 hours/week in North Ridgeville: You'd be in the lower-middle range
How North Ridgeville Insurance Agent Pay Compares
North Ridgeville median: $61,045/year (2026)
| Compared To | Median Salary | North Ridgeville Pays |
|---|---|---|
| Ohio Average | $62,038 | -1.60% less |
| National Average | $64,522 | -5.39% less |
Insurance Agents in North Ridgeville, OH earn a median of $61,045 per year (2026 est.), which is 5.39% lower than the national median of $64,522 and 1.60% below the Ohio state average of $62,038.
Cost-of-Living Adjusted Salary
North Ridgeville has a cost of living 9.30% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
North Ridgeville, OH has a cost-of-living index of 90.7 (below the national average of 100). A insurance agent earning $61,045 nominally has purchasing power equivalent to $67,304 in an average-cost city — an effective 10.25% boost.
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2019 BLS Actual
$48,195
2025 BLS Actual
$58,924
2026 Current Est.
$61,045
2019–2027 Growth
+31.2%
Salary Trajectory for Insurance Agents in North Ridgeville (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $48,195 | Actual |
| 2020 | $49,368 | Actual |
| 2021 | $47,154 | Actual |
| 2022 | $54,742 | Actual |
| 2023 | $55,896 | Actual |
| 2024 | $51,744 | Actual |
| 2025 | $58,924 | Actual |
| 2026(current) | $61,045 | Estimated |
| 2027 | $63,243 | Projected |
Based on 7 years of BLS OEWS data for the North Ridgeville metropolitan area, the median insurance agent salary grew 22.3% from $48,195 (2019) to $58,924 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $63,243 by 2027 — a total increase of $15,048 (31.22%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the North Ridgeville metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $36,847 – $45,536 |
| 3-5 years (Mid Career) | $45,536 – $61,045 |
| 5+ years (Experienced) | $61,045 – $78,138 |
| 10+ years (Top Earner) | $78,138 – $94,620 |
Agent salary ranges estimated from BLS percentile data. Individual insurance agent compensation varies by employer, certifications, and specialization.
Insurance Agent Job Market in North Ridgeville
In the local job market, only eight insurance agents are currently employed in North Ridgeville, presenting a unique landscape for professionals entering the field. With a cost-of-living index at 90.7, the purchasing power for these salaries remains competitive but suggests that agents must maximize their potential earnings to ensure financial security. Captive agents commonly earn less than their independent counterparts, making the latter's ability to manage a larger book of business critical to higher compensation. Commercial lines typically present a lucrative avenue, with commission structures that can be five to ten times those of personal lines. To thrive in North Ridgeville, agents are encouraged to pursue additional credentials like CPCU or CIC to bolster their marketability, and consider joining independent agencies or brokerages that offer performance incentives, allowing for greater flexibility in earnings as well as the potential for agency ownership.
More salary data for North Ridgeville, OH:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $58,924 for insurance agentsin the North Ridgeville metropolitan area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for North Ridgeville is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov