Insurance Agent Salary in Williston, ND: $56,642 (2026)
Quick Answer:A full-time insurance agent in Williston, ND earns a median $56,642/year (≈ $27.24/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-3021). Once you factor in Williston's price level (8% below national, BEA RPP 92.0), that paycheck buys what $61,567 would nationally. Nominal pay sits 4.6% below the North Dakota state average.
Based on BLS state-level estimates · View source
In Williston, North Dakota, insurance agents can expect to earn a median annual salary of $56,642, which is about 12.21% less than the national median of $64,522 for the same profession in 2026. The salary range for insurance agents in the area spans from $36,029 at the 10th percentile to $87,796 at the 90th percentile, showcasing significant variability in earnings based on experience, client base, and employment structure. Factors such as whether agents work for a captive insurance company like State Farm or Allstate, operate as independent agents, or are part of large commercial brokerages can influence pay dynamics, with independent agents generally having more potential for higher earnings due to diverse commission structures and client portfolios.
About the Williston Market
Salary estimated from North Dakota average ($55,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $36,029 | $17.32 |
| Lower Range (P25) | $43,609 | $20.97 |
| Median (P50)(typical) | $56,642 | $27.24 |
| Upper Range (P75) | $72,502 | $34.86 |
| Top Earners (P90) | $87,796 | $42.21 |
Median Salary Position
12.21% below the national average
2026 Salary Percentile Distribution in Williston
In Williston, ND, the insurance agent salary spread from the 10th to 90th percentile is $51,767 (2026 est.). At $56,642, the local median is 12.21% below the national median of $64,522.
Salary Calculator
At 40 hours/week in Williston: You'd be in the lower-middle range
How Williston Insurance Agent Pay Compares
Williston median: $56,642/year (2026)
| Compared To | Median Salary | Williston Pays |
|---|---|---|
| North Dakota Average | $59,373 | -4.60% less |
| National Average | $64,522 | -12.21% less |
Insurance Agents in Williston, ND earn a median of $56,642 per year (2026 est.), which is 12.21% lower than the national median of $64,522 and 4.60% below the North Dakota state average of $59,373.
Cost-of-Living Adjusted Salary
Williston has a cost of living 8.00% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Williston, ND has a cost-of-living index of 92 (below the national average of 100). A insurance agent earning $56,642 nominally has purchasing power equivalent to $61,567 in an average-cost city — an effective 8.69% boost.
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2019 BLS Actual
$44,719
2025 BLS Actual
$54,674
2026 Current Est.
$56,642
2019–2027 Growth
+31.2%
Salary Trajectory for Insurance Agents in Williston (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $44,719 | Actual |
| 2020 | $45,807 | Actual |
| 2021 | $43,753 | Actual |
| 2022 | $50,794 | Actual |
| 2023 | $51,865 | Actual |
| 2024 | $48,283 | Actual |
| 2025 | $54,674 | Actual |
| 2026(current) | $56,642 | Estimated |
| 2027 | $58,681 | Projected |
Based on 7 years of BLS OEWS data for the Williston metropolitan area, the median insurance agent salary grew 22.3% from $44,719 (2019) to $54,674 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $58,681 by 2027 — a total increase of $13,962 (31.22%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Williston metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $36,029 – $43,609 |
| 3-5 years (Mid Career) | $43,609 – $56,642 |
| 5+ years (Experienced) | $56,642 – $72,502 |
| 10+ years (Top Earner) | $72,502 – $87,796 |
Agent salary ranges estimated from BLS percentile data. Individual insurance agent compensation varies by employer, certifications, and specialization.
Insurance Agent Job Market in Williston
The local job market for insurance agents in Williston consists of only seven professionals. With a cost-of-living index of 92, living expenses are below the national average, allowing agents a potentially better quality of life despite a lower salary compared to national figures. Captive agents may find higher initial pay due to sign-on bonuses and training, but their commission rates are often capped. On the other hand, independent agents or those at large brokerages can earn significantly more through compound renewal commissions and higher-priced commercial policies. For those seeking to maximize their insurance agent pay in Williston, focusing on building a robust book of business, specializing in commercial lines, or considering agency ownership could yield substantial financial benefits.
More salary data for Williston, ND:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $54,674 for insurance agentsin the Williston metropolitan area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Williston is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov