Insurance Agent Salary in Rocky Mount, NC: $50,754 (2026)
Quick Answer:A full-time insurance agent in Rocky Mount, NC earns a median $50,754/year (≈ $24.40/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-3021). Once you factor in Rocky Mount's price level (12% below national, BEA RPP 88.0), that paycheck buys what $57,667 would nationally. Nominal pay sits 3.1% below the North Carolina state average.
Official BLS data · View source
In 2026, the landscape of insurance agent salaries in Rocky Mount, North Carolina, reveals a median annual income of $50,754, which is notably lower than the national median of $64,522. The local salary range offers a wide spectrum from $37,286 at the 10th percentile to an impressive $124,962 at the 90th percentile. This projection is sourced from official BLS OEWS surveys, reflecting the local market dynamics where compensation can vary significantly based on whether agents specialize in personal lines or commercial and specialty lines. Agents focusing on larger commercial accounts typically enjoy greater commission rates, influencing the overall earning potential in this region.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $37,286 | $17.93 |
| Lower Range (P25) | $39,876 | $19.17 |
| Median (P50)(typical) | $50,754 | $24.40 |
| Upper Range (P75) | $78,695 | $37.83 |
| Top Earners (P90) | $124,962 | $60.08 |
Median Salary Position
21.34% below the national average
2026 Salary Percentile Distribution in Rocky Mount
In Rocky Mount, NC, the insurance agent salary spread from the 10th to 90th percentile is $87,676 (2026 est.). At $50,754, the local median is 21.34% below the national median of $64,522.
Salary Calculator
At 40 hours/week in Rocky Mount: You'd be in the entry-level range
How Rocky Mount Insurance Agent Pay Compares
Rocky Mount median: $50,754/year (2026)
| Compared To | Median Salary | Rocky Mount Pays |
|---|---|---|
| North Carolina Average | $52,377 | -3.10% less |
| National Average | $64,522 | -21.34% less |
Insurance Agents in Rocky Mount, NC earn a median of $50,754 per year (2026 est.), which is 21.34% lower than the national median of $64,522 and 3.10% below the North Carolina state average of $52,377.
Cost-of-Living Adjusted Salary
Rocky Mount has a cost of living 11.99% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Rocky Mount, NC has a cost-of-living index of 88.012 (below the national average of 100). A insurance agent earning $50,754 nominally has purchasing power equivalent to $57,667 in an average-cost city — an effective 13.62% boost.
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2019 BLS Actual
$36,470
2025 BLS Actual
$48,990
2026 Current Est.
$50,754
2019–2027 Growth
+44.2%
Salary Trajectory for Insurance Agents in Rocky Mount (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $36,470 | Actual |
| 2020 | $39,390 | Actual |
| 2021 | $37,470 | Actual |
| 2022 | $50,730 | Actual |
| 2023 | $48,590 | Actual |
| 2024 | $45,110 | Actual |
| 2025 | $48,990 | Actual |
| 2026(current) | $50,754 | Estimated |
| 2027 | $52,581 | Projected |
Based on 7 years of BLS OEWS data for the Rocky Mount metropolitan area, the median insurance agent salary grew 34.3% from $36,470 (2019) to $48,990 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $52,581 by 2027 — a total increase of $16,111 (44.18%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Rocky Mount metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $37,286 – $39,876 |
| 3-5 years (Mid Career) | $39,876 – $50,754 |
| 5+ years (Experienced) | $50,754 – $78,695 |
| 10+ years (Top Earner) | $78,695 – $124,962 |
Agent salary ranges estimated from BLS percentile data. Individual insurance agent compensation varies by employer, certifications, and specialization.
Insurance Agent Job Market in Rocky Mount
In Rocky Mount, where about 90 insurance agents are currently employed, the job market supports a competitive landscape for aspiring professionals. With a cost of living index clocking in at 88.012, agents find their take-home pay stretches a bit further compared to the national average, benefiting from a lower living expense. Major employers such as State Farm and Allstate provide reliable positions, while independent agencies and large brokerage firms are emerging as attractive alternatives due to potentially higher earnings tied to commercial lines. The disparity in salaries can often be attributed to the size of an agent's book of business, with renewal commissions playing a crucial role. For those seeking to maximize their insurance agent pay in Rocky Mount, focusing on building a substantial book of business in commercial lines and considering independent agency structures can lead to higher compensation overall.
More salary data for Rocky Mount, NC:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $48,990 for insurance agentsin the Rocky Mount metropolitan area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov