Insurance Agent Salary in Kiryas Joel, NY: $79,337 (2026)
Quick Answer:A full-time insurance agent in Kiryas Joel, NY earns a median $79,337/year (≈ $38.15/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-3021). Once you factor in Kiryas Joel's price level (9% above national, BEA RPP 109.4), that paycheck buys what $72,506 would nationally. Nominal pay sits 19.4% above the New York state average.
Official BLS data · View source
In Kiryas Joel, NY, the compensation for insurance agents is notably strong, with a projected median annual salary of $79,337 for 2026. This figure is significantly above the national median of $64,522, indicating a robust market for insurance agents in the area. The salary range spans from $41,098 at the 10th percentile to $171,458 at the 90th percentile, illustrating the diverse earning potential within the profession. These estimates are derived from official data based on 2025 BLS OEWS surveys. The local market reflects a gradient in earnings that typically favors agents working in commercial or specialty lines compared to those focused on personal lines, a factor that aspiring agents should consider when navigating their career paths in the region.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $41,098 | $19.76 |
| Lower Range (P25) | $64,895 | $31.20 |
| Median (P50)(typical) | $79,337 | $38.15 |
| Upper Range (P75) | $101,010 | $48.57 |
| Top Earners (P90) | $171,458 | $82.43 |
Median Salary Position
22.96% above the national average
2026 Salary Percentile Distribution in Kiryas Joel
In Kiryas Joel, NY, the insurance agent salary spread from the 10th to 90th percentile is $130,360 (2026 est.). At $79,337, the local median is 22.96% above the national median of $64,522.
Salary Calculator
At 40 hours/week in Kiryas Joel: You'd be in the lower-middle range
How Kiryas Joel Insurance Agent Pay Compares
Kiryas Joel median: $79,337/year (2026)
| Compared To | Median Salary | Kiryas Joel Pays |
|---|---|---|
| New York Average | $66,446 | +19.40% more |
| National Average | $64,522 | +22.96% more |
Insurance Agents in Kiryas Joel, NY earn a median of $79,337 per year (2026 est.), which is 22.96% higher than the national median of $64,522 and 19.40% above the New York state average of $66,446.
Cost-of-Living Adjusted Salary
Kiryas Joel has a cost of living 9.42% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Kiryas Joel, NY has a cost-of-living index of 109.422 (above the national average of 100). While the nominal salary of $79,337 is competitive, the higher cost of living reduces purchasing power to an effective $72,506 — a 8.61% reduction.
Compare Purchasing Power
Select a city to see how your salary compares after cost of living
Select a city above to compare purchasing power
2019 BLS Actual
$62,636
2025 BLS Actual
$76,580
2026 Current Est.
$79,337
2019–2027 Growth
+31.2%
Salary Trajectory for Insurance Agents in Kiryas Joel (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $62,636 | Actual |
| 2020 | $64,161 | Actual |
| 2021 | $61,284 | Actual |
| 2022 | $71,145 | Actual |
| 2023 | $72,645 | Actual |
| 2024 | $65,170 | Actual |
| 2025 | $76,580 | Actual |
| 2026(current) | $79,337 | Estimated |
| 2027 | $82,193 | Projected |
Based on 7 years of BLS OEWS data for the Kiryas Joel metropolitan area, the median insurance agent salary grew 22.3% from $62,636 (2019) to $76,580 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $82,193 by 2027 — a total increase of $19,557 (31.22%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Kiryas Joel metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $41,098 – $64,895 |
| 3-5 years (Mid Career) | $64,895 – $79,337 |
| 5+ years (Experienced) | $79,337 – $101,010 |
| 10+ years (Top Earner) | $101,010 – $171,458 |
Agent salary ranges estimated from BLS percentile data. Individual insurance agent compensation varies by employer, certifications, and specialization.
Insurance Agent Job Market in Kiryas Joel
With 490 insurance agents currently employed in Kiryas Joel, the local job market remains vibrant despite a cost of living index at 109.422, indicating a slightly higher than average living expense. This factor plays a crucial role in the actual purchasing power agents experience while determining their salary expectations. Among potential employers, independent agencies and large commercial brokerages, like Aon and Marsh, tend to offer higher compensation tiers compared to traditional captive agencies like State Farm or Allstate. The disparity in earnings often stems from the size of the book of business, the nature of commissions from commercial versus personal lines, and the agency's structure, whether it is captive or independent. To maximize pay, agents should focus on building a substantial book of business and considering independent brokerage opportunities, where additional equity and commissions can significantly enhance long-term earnings potential in Kiryas Joel.
More salary data for Kiryas Joel, NY:
Frequently Asked Questions
How much do insurance agents make in Kiryas Joel, NY in 2026?
Is Kiryas Joel, NY a good place to work as a insurance agent?
Can insurance agents make $100K in Kiryas Joel?
What is the cost-of-living adjusted insurance agent salary in Kiryas Joel?
How much does a insurance agent make per hour in Kiryas Joel?
Related Pages
Compare Salaries
Career Resources
Nearby Cities in New York
Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $76,580 for insurance agentsin the Kiryas Joel metropolitan area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Source: BLS, OEWS, 2-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov