Insurance Agent Salary in Sedalia, MO: $60,462 (2026)
Quick Answer:A full-time insurance agent in Sedalia, MO earns a median $60,462/year (≈ $29.07/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-3021). Once you factor in Sedalia's price level (10% below national, BEA RPP 89.6), that paycheck buys what $67,480 would nationally. Nominal pay sits 4.0% below the Missouri state average.
Based on BLS state-level estimates · View source
In 2026, the insurance agent salary in Sedalia, MO, is projected to reach a median annual figure of $60,462, which is modestly lower than the national median of $64,522. Salaries for insurance agents in this local market range from $38,418 for the lower 10th percentile to $93,717 for the top 10th percentile, reflecting a wide disparity influenced by the job's structural segmentation. Captive agents working with major carriers like State Farm and Allstate typically occupy a significant portion of the market, but independent agents and commercial brokerages are becoming increasingly competitive as they offer greater commission potential based on book size and renewal commissions. This dynamic in Sedalia’s insurance landscape indicates that those starting their careers or looking for new opportunities should consider the type of agency model that aligns with their financial goals.
About the Sedalia Market
Salary estimated from Missouri average ($58,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $38,418 | $18.47 |
| Lower Range (P25) | $46,366 | $22.29 |
| Median (P50)(typical) | $60,462 | $29.07 |
| Upper Range (P75) | $77,391 | $37.20 |
| Top Earners (P90) | $93,717 | $45.06 |
Median Salary Position
6.29% below the national average
2026 Salary Percentile Distribution in Sedalia
In Sedalia, MO, the insurance agent salary spread from the 10th to 90th percentile is $55,299 (2026 est.). At $60,462, the local median is 6.29% below the national median of $64,522.
Salary Calculator
At 40 hours/week in Sedalia: You'd be in the lower-middle range
How Sedalia Insurance Agent Pay Compares
Sedalia median: $60,462/year (2026)
| Compared To | Median Salary | Sedalia Pays |
|---|---|---|
| Missouri Average | $62,981 | -4.00% less |
| National Average | $64,522 | -6.29% less |
Insurance Agents in Sedalia, MO earn a median of $60,462 per year (2026 est.), which is 6.29% lower than the national median of $64,522 and 4.00% below the Missouri state average of $62,981.
Cost-of-Living Adjusted Salary
Sedalia has a cost of living 10.40% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Sedalia, MO has a cost-of-living index of 89.6 (below the national average of 100). A insurance agent earning $60,462 nominally has purchasing power equivalent to $67,480 in an average-cost city — an effective 11.61% boost.
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2019 BLS Actual
$47,735
2025 BLS Actual
$58,361
2026 Current Est.
$60,462
2019–2027 Growth
+31.2%
Salary Trajectory for Insurance Agents in Sedalia (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $47,735 | Actual |
| 2020 | $48,897 | Actual |
| 2021 | $46,704 | Actual |
| 2022 | $54,219 | Actual |
| 2023 | $55,362 | Actual |
| 2024 | $49,895 | Actual |
| 2025 | $58,361 | Actual |
| 2026(current) | $60,462 | Estimated |
| 2027 | $62,639 | Projected |
Based on 7 years of BLS OEWS data for the Sedalia metropolitan area, the median insurance agent salary grew 22.3% from $47,735 (2019) to $58,361 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $62,639 by 2027 — a total increase of $14,904 (31.22%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Sedalia metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $38,418 – $46,366 |
| 3-5 years (Mid Career) | $46,366 – $60,462 |
| 5+ years (Experienced) | $60,462 – $77,391 |
| 10+ years (Top Earner) | $77,391 – $93,717 |
Agent salary ranges estimated from BLS percentile data. Individual insurance agent compensation varies by employer, certifications, and specialization.
Insurance Agent Job Market in Sedalia
With only 6 insurance agents currently employed in Sedalia, the local job market for this occupation is relatively small, suggesting a tight-knit professional community. The cost of living index in Sedalia stands at 89.6, which means that while the take-home pay might be slightly lower than the national averages, it stretches further in terms of purchasing power. Among local employers, captive agents often provide stable salary packages with sign-on bonuses, while independent agents might find better income opportunities, particularly in commercial lines where commissions can be substantially higher. To maximize their insurance agent pay in Sedalia, individuals should focus on building a robust book of business, consider diversifying into commercial lines, and continuously pursue credentials such as the CPCU which enhance credibility and offer potential upward mobility within the field.
More salary data for Sedalia, MO:
Frequently Asked Questions
How much do insurance agents make in Sedalia, MO in 2026?
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Can insurance agents make $100K in Sedalia?
What is the cost-of-living adjusted insurance agent salary in Sedalia?
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $58,361 for insurance agentsin the Sedalia metropolitan area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Sedalia is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov