Insurance Agent Salary in Houma, LA: $63,030 (2026)
Quick Answer:A full-time insurance agent in Houma, LA earns a median $63,030/year (≈ $30.30/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-3021). Once you factor in Houma's price level (15% below national, BEA RPP 85.1), that paycheck buys what $74,063 would nationally. Nominal pay sits 21.4% above the Louisiana state average.
Official BLS data · View source
In 2026, the forecasted insurance agent salary in Houma, Louisiana, is set at $63,030, which reflects a slight dip of 2.31% compared to the national median of $64,522. This salary is part of a broader range, with the lowest earners making approximately $40,528 and the highest reaching up to $128,278. Such compensation is particularly influenced by the economics of book-of-business management, where renewal commissions significantly boost an agent's long-term earnings. The data, derived from projections based on 2025 BLS OEWS surveys, reveals that despite being slightly below the national average, the Houma market benefits from a relatively low cost of living, offering agents the opportunity to maximize their purchasing power.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $40,528 | $19.49 |
| Lower Range (P25) | $47,988 | $23.07 |
| Median (P50)(typical) | $63,030 | $30.30 |
| Upper Range (P75) | $79,586 | $38.27 |
| Top Earners (P90) | $128,278 | $61.67 |
Median Salary Position
2.31% below the national average
2026 Salary Percentile Distribution in Houma
In Houma, LA, the insurance agent salary spread from the 10th to 90th percentile is $87,750 (2026 est.). At $63,030, the local median is 2.31% below the national median of $64,522.
Salary Calculator
At 40 hours/week in Houma: You'd be in the lower-middle range
How Houma Insurance Agent Pay Compares
Houma median: $63,030/year (2026)
| Compared To | Median Salary | Houma Pays |
|---|---|---|
| Louisiana Average | $51,919 | +21.40% more |
| National Average | $64,522 | -2.31% less |
Insurance Agents in Houma, LA earn a median of $63,030 per year (2026 est.), which is 2.31% lower than the national median of $64,522 and 21.40% above the Louisiana state average of $51,919.
Cost-of-Living Adjusted Salary
Houma has a cost of living 14.90% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Houma, LA has a cost-of-living index of 85.103 (below the national average of 100). A insurance agent earning $63,030 nominally has purchasing power equivalent to $74,063 in an average-cost city — an effective 17.5% boost.
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2019 BLS Actual
$44,520
2025 BLS Actual
$60,840
2026 Current Est.
$63,030
2019–2027 Growth
+46.7%
Salary Trajectory for Insurance Agents in Houma (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $44,520 | Actual |
| 2020 | $48,450 | Actual |
| 2021 | $48,830 | Actual |
| 2022 | $36,400 | Actual |
| 2023 | $57,580 | Actual |
| 2024 | $44,150 | Actual |
| 2025 | $60,840 | Actual |
| 2026(current) | $63,030 | Estimated |
| 2027 | $65,299 | Projected |
Based on 7 years of BLS OEWS data for the Houma metropolitan area, the median insurance agent salary grew 36.7% from $44,520 (2019) to $60,840 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $65,299 by 2027 — a total increase of $20,779 (46.67%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Houma metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $40,528 – $47,988 |
| 3-5 years (Mid Career) | $47,988 – $63,030 |
| 5+ years (Experienced) | $63,030 – $79,586 |
| 10+ years (Top Earner) | $79,586 – $128,278 |
Agent salary ranges estimated from BLS percentile data. Individual insurance agent compensation varies by employer, certifications, and specialization.
Insurance Agent Job Market in Houma
With around 260 insurance agents employed in Houma, the local job market is robust, driven by various employers from captive carriers like State Farm and Allstate to independent agencies and large commercial brokerages. The cost of living index in Houma stands at 85.103, which presents a favorable environment for agents seeking to enhance their earnings. Companies that pay the most include commercial firms and independent agencies that often leverage larger books of business to drive up commissions. The disparity between low and high salaries can often be attributed to factors such as the size of the agent's book of business and whether they focus on commercial versus personal lines, with commercial lines typically offering significantly higher commissions. For agents aiming to maximize their compensation, specializing in commercial lines, building a strong renewal book, and considering the independent agency model can provide considerable advantages in this local market.
More salary data for Houma, LA:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $60,840 for insurance agentsin the Houma metropolitan area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov