Insurance Agent Salary in Wichita, KS: $50,671 (2026)
Quick Answer:A full-time insurance agent in Wichita, KS earns a median $50,671/year (≈ $24.36/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-3021). Once you factor in Wichita's price level (11% below national, BEA RPP 88.9), that paycheck buys what $56,968 would nationally. Nominal pay sits 13.6% below the Kansas state average.
Official BLS data · View source
At $50,671, the projected annual pay for insurance agents in Wichita, Kansas, is significantly lower than the national median of $64,522. This figure encompasses a salary range from $38,446 at the 10th percentile to $103,175 at the 90th percentile, reflecting the diverse opportunities available across different sectors within the insurance industry. The local job market is shaped by a mix of captive carriers like State Farm and Allstate, independent agencies, and large commercial brokerages, leading to varied compensation structures. These differences are driven by factors such as business size, commission structures, and the types of insurance sold, particularly as commercial lines tend to offer higher earning potential compared to personal lines. With a steady annual growth rate of 3.60%, the insurance sector shows promise, albeit against a backdrop of broader national trends.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $38,446 | $18.48 |
| Lower Range (P25) | $39,534 | $19.01 |
| Median (P50)(typical) | $50,671 | $24.36 |
| Upper Range (P75) | $62,543 | $30.08 |
| Top Earners (P90) | $103,175 | $49.60 |
Median Salary Position
21.47% below the national average
2026 Salary Percentile Distribution in Wichita
In Wichita, KS, the insurance agent salary spread from the 10th to 90th percentile is $64,729 (2026 est.). At $50,671, the local median is 21.47% below the national median of $64,522.
Salary Calculator
At 40 hours/week in Wichita: You'd be in the entry-level range
How Wichita Insurance Agent Pay Compares
Wichita median: $50,671/year (2026)
| Compared To | Median Salary | Wichita Pays |
|---|---|---|
| Kansas Average | $58,647 | -13.60% less |
| National Average | $64,522 | -21.47% less |
Insurance Agents in Wichita, KS earn a median of $50,671 per year (2026 est.), which is 21.47% lower than the national median of $64,522 and 13.60% below the Kansas state average of $58,647.
Cost-of-Living Adjusted Salary
Wichita has a cost of living 11.05% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Wichita, KS has a cost-of-living index of 88.946 (below the national average of 100). A insurance agent earning $50,671 nominally has purchasing power equivalent to $56,968 in an average-cost city — an effective 12.43% boost.
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2019 BLS Actual
$46,620
2025 BLS Actual
$48,910
2026 Current Est.
$50,671
2019–2027 Growth
+12.6%
Salary Trajectory for Insurance Agents in Wichita (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $46,620 | Actual |
| 2020 | $43,890 | Actual |
| 2021 | $48,710 | Actual |
| 2022 | $49,720 | Actual |
| 2023 | $50,300 | Actual |
| 2024 | $51,910 | Actual |
| 2025 | $48,910 | Actual |
| 2026(current) | $50,671 | Estimated |
| 2027 | $52,495 | Projected |
Based on 7 years of BLS OEWS data for the Wichita metropolitan area, the median insurance agent salary grew 4.9% from $46,620 (2019) to $48,910 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $52,495 by 2027 — a total increase of $5,875 (12.60%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Wichita metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $38,446 – $39,534 |
| 3-5 years (Mid Career) | $39,534 – $50,671 |
| 5+ years (Experienced) | $50,671 – $62,543 |
| 10+ years (Top Earner) | $62,543 – $103,175 |
Agent salary ranges estimated from BLS percentile data. Individual insurance agent compensation varies by employer, certifications, and specialization.
Insurance Agent Job Market in Wichita
Analyzing the Wichita market, there are currently about 1,130 insurance agents employed locally, creating a competitive environment influenced by the city's low cost-of-living index of 88.946. This index allows for greater take-home purchasing power, making Wichita an appealing option for many agents. Among the highest-paying employers are captive companies, which typically offer more predictable earnings through structured commissions, yet they cap potential upside compared to independent agencies and commercial brokerages. To maximize insurance agent pay in Wichita, agents should focus on building a solid book of business, particularly in commercial lines where commission rates can be five to ten times higher than personal lines. Also, considering agency ownership or pursuing bonuses through performance metrics can substantially enhance overall compensation, making strategic choices in this evolving market essential for achieving financial success.
More salary data for Wichita, KS:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $48,910 for insurance agentsin the Wichita metropolitan area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov