Insurance Agent Salary in Sunrise, FL: $54,379 (2026)
Quick Answer:A full-time insurance agent in Sunrise, FL earns a median $54,379/year (≈ $26.15/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-3021). Once you factor in Sunrise's price level (1% above national, BEA RPP 100.8), that paycheck buys what $53,947 would nationally. Nominal pay sits 2.8% below the Florida state average.
Based on BLS state-level estimates · View source
In Sunrise, Florida, the insurance agent salary averages around $54,379 in 2026, reflecting a significant variance in pay depending on the agent's role and the business model. The salary range for insurance agents in this area spans from $33,141 at the 10th percentile to $84,287 at the 90th percentile, indicating that those in positions with large books of business or specializing in commercial lines can significantly exceed the median. Local estimates derived from 2025 BLS data reveal how the captive insurance model, represented by agencies such as State Farm and Allstate, typically offers stable pay yet may cap earnings potential compared to independent agencies or large commercial brokerages. The dynamics of the job market in Sunrise are increasingly influenced by shifts in commission structures and the growing footprint of independent brokers, making the local competitive landscape quite engaging for aspiring insurance agents.
About the Sunrise Market
Salary estimated from Florida average ($62,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $33,141 | $15.93 |
| Lower Range (P25) | $41,093 | $19.76 |
| Median (P50)(typical) | $54,379 | $26.15 |
| Upper Range (P75) | $69,605 | $33.46 |
| Top Earners (P90) | $84,287 | $40.52 |
Median Salary Position
15.72% below the national average
2026 Salary Percentile Distribution in Sunrise
In Sunrise, FL, the insurance agent salary spread from the 10th to 90th percentile is $51,146 (2026 est.). At $54,379, the local median is 15.72% below the national median of $64,522.
Salary Calculator
At 40 hours/week in Sunrise: You'd be in the lower-middle range
How Sunrise Insurance Agent Pay Compares
Sunrise median: $54,379/year (2026)
| Compared To | Median Salary | Sunrise Pays |
|---|---|---|
| Florida Average | $55,945 | -2.80% less |
| National Average | $64,522 | -15.72% less |
Insurance Agents in Sunrise, FL earn a median of $54,379 per year (2026 est.), which is 15.72% lower than the national median of $64,522 and 2.80% below the Florida state average of $55,945.
Cost-of-Living Adjusted Salary
Sunrise has a cost of living 0.80% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Sunrise, FL has a cost-of-living index of 100.8 (above the national average of 100). While the nominal salary of $54,379 is competitive, the higher cost of living reduces purchasing power to an effective $53,947 — a 0.79% reduction.
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2019 BLS Actual
$42,932
2025 BLS Actual
$52,489
2026 Current Est.
$54,379
2019–2027 Growth
+31.2%
Salary Trajectory for Insurance Agents in Sunrise (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $42,932 | Actual |
| 2020 | $43,977 | Actual |
| 2021 | $42,005 | Actual |
| 2022 | $48,764 | Actual |
| 2023 | $49,792 | Actual |
| 2024 | $60,730 | Actual |
| 2025 | $52,489 | Actual |
| 2026(current) | $54,379 | Estimated |
| 2027 | $56,336 | Projected |
Based on 7 years of BLS OEWS data for the Sunrise metropolitan area, the median insurance agent salary grew 22.3% from $42,932 (2019) to $52,489 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $56,336 by 2027 — a total increase of $13,404 (31.22%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Sunrise metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $33,141 – $41,093 |
| 3-5 years (Mid Career) | $41,093 – $54,379 |
| 5+ years (Experienced) | $54,379 – $69,605 |
| 10+ years (Top Earner) | $69,605 – $84,287 |
Agent salary ranges estimated from BLS percentile data. Individual insurance agent compensation varies by employer, certifications, and specialization.
Insurance Agent Job Market in Sunrise
With only 23 insurance agents currently employed in Sunrise, job availability in the field may be limited, but the potential for growth remains notable due to the projected 3.60% annual increase over the next five years. The cost of living index in Sunrise stands at 100.8, slightly above the national average, which can impact the effective take-home salary for agents in the area. Among the various employers, captive agencies generally pay less than independent and commercial brokerage firms, with agents positioned in commercial lines often enjoying substantially higher commission rates. To maximize earnings in Sunrise, ambitious agents should focus on building a robust book of business, consider transitioning to independent agency models over time, and actively pursue credentials such as CPCU, which can enhance their marketability. Understanding the nuances of commission structures—particularly the disparity between personal and commercial lines—can also lead to better financial outcomes for those in the insurance industry.
More salary data for Sunrise, FL:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $52,489 for insurance agentsin the Sunrise metropolitan area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Sunrise is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov