Insurance Agent Salary in Boynton Beach, FL: $55,575 (2026)
Quick Answer:A full-time insurance agent in Boynton Beach, FL earns a median $55,575/year (≈ $26.72/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-3021). Once you factor in Boynton Beach's price level (1% above national, BEA RPP 100.8), that paycheck buys what $55,134 would nationally. Nominal pay sits 0.7% below the Florida state average.
Based on BLS state-level estimates · View source
Insurance agents in Boynton Beach, Florida, can expect a median salary of $55,575 in 2026, which reflects a notable difference when compared to the national median of $64,522. Their salaries vary widely, with a range from $32,234 at the lower end (P10) to as high as $86,141 at the top end (P90). These figures, derived from 2025 BLS Occupational Employment Statistics data projected to 2026, consider local market conditions and are influenced by factors such as commission structures tied to personal versus commercial lines. Understanding these distinctions is crucial, particularly given that commercial lines typically offer significantly higher commissions compared to personal lines, which influences earning potential in this local market.
About the Boynton Beach Market
Salary estimated from Florida average ($62,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $32,234 | $15.50 |
| Lower Range (P25) | $43,438 | $20.89 |
| Median (P50)(typical) | $55,575 | $26.72 |
| Upper Range (P75) | $71,136 | $34.20 |
| Top Earners (P90) | $86,141 | $41.42 |
Median Salary Position
13.87% below the national average
2026 Salary Percentile Distribution in Boynton Beach
In Boynton Beach, FL, the insurance agent salary spread from the 10th to 90th percentile is $53,907 (2026 est.). At $55,575, the local median is 13.87% below the national median of $64,522.
Salary Calculator
At 40 hours/week in Boynton Beach: You'd be in the lower-middle range
How Boynton Beach Insurance Agent Pay Compares
Boynton Beach median: $55,575/year (2026)
| Compared To | Median Salary | Boynton Beach Pays |
|---|---|---|
| Florida Average | $55,967 | -0.70% less |
| National Average | $64,522 | -13.87% less |
Insurance Agents in Boynton Beach, FL earn a median of $55,575 per year (2026 est.), which is 13.87% lower than the national median of $64,522 and 0.70% below the Florida state average of $55,967.
Cost-of-Living Adjusted Salary
Boynton Beach has a cost of living 0.80% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Boynton Beach, FL has a cost-of-living index of 100.8 (above the national average of 100). While the nominal salary of $55,575 is competitive, the higher cost of living reduces purchasing power to an effective $55,134 — a 0.79% reduction.
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2019 BLS Actual
$43,876
2025 BLS Actual
$53,644
2026 Current Est.
$55,575
2019–2027 Growth
+31.2%
Salary Trajectory for Insurance Agents in Boynton Beach (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $43,876 | Actual |
| 2020 | $44,945 | Actual |
| 2021 | $42,929 | Actual |
| 2022 | $49,837 | Actual |
| 2023 | $50,888 | Actual |
| 2024 | $62,067 | Actual |
| 2025 | $53,644 | Actual |
| 2026(current) | $55,575 | Estimated |
| 2027 | $57,576 | Projected |
Based on 7 years of BLS OEWS data for the Boynton Beach metropolitan area, the median insurance agent salary grew 22.3% from $43,876 (2019) to $53,644 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $57,576 by 2027 — a total increase of $13,700 (31.22%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Boynton Beach metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $32,234 – $43,438 |
| 3-5 years (Mid Career) | $43,438 – $55,575 |
| 5+ years (Experienced) | $55,575 – $71,136 |
| 10+ years (Top Earner) | $71,136 – $86,141 |
Agent salary ranges estimated from BLS percentile data. Individual insurance agent compensation varies by employer, certifications, and specialization.
Insurance Agent Job Market in Boynton Beach
In Boynton Beach, there are currently 12 insurance agents employed in the area, indicating a stable job market for those in this profession. While the cost of living index sits at 100.8, just above the national average, it impacts how far agents' earnings stretch in their day-to-day lives. Employers vary widely ranging from captive agents at companies like State Farm to independent agencies and large commercial brokerages. Pay typically trends higher in environments that reward larger book sizes and strong client relationships, particularly in commercial lines where commissions can be 5 to 10 times higher than in personal lines. Strategies for maximizing pay include building a substantial book of business, focusing on higher-commission products, and considering roles in independent agencies or larger brokerages that offer better compensation structures. This understanding of the regional market dynamics will be essential for those pursuing a successful career as an insurance agent in Boynton Beach, FL.
More salary data for Boynton Beach, FL:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $53,644 for insurance agentsin the Boynton Beach metropolitan area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Boynton Beach is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov