Insurance Agent Salary in Aurora, CO: $78,618 (2026)
Quick Answer:A full-time insurance agent in Aurora, CO earns a median $78,618/year (≈ $37.79/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-3021). Once you factor in Aurora's price level (5% above national, BEA RPP 105.0), that paycheck buys what $74,874 would nationally. Nominal pay sits 29.4% above the Colorado state average.
Based on BLS state-level estimates · View source
Insurance agents in Aurora, Colorado, are projected to earn a median annual salary of $78,618 in 2026, surpassing the national median of $64,522 by a notable 21.85%. The local salary range showcases a diverse earning potential, with figures varying from $45,599 at the 10th percentile to $121,857 at the 90th percentile. These estimates, derived from 2025 BLS data and adjusted for regional costs, reflect both the competitive nature of the market and the differentiation between personal lines versus commercial or specialty lines. Understanding these dynamics is crucial for anyone exploring a career as an insurance agent in Aurora, as the potential for income can significantly vary based on the specific lines of business agents choose to focus on.
About the Aurora Market
Salary estimated from Colorado average ($68,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $45,599 | $21.92 |
| Lower Range (P25) | $57,654 | $27.72 |
| Median (P50)(typical) | $78,618 | $37.79 |
| Upper Range (P75) | $100,631 | $48.38 |
| Top Earners (P90) | $121,857 | $58.59 |
Median Salary Position
21.85% above the national average
2026 Salary Percentile Distribution in Aurora
In Aurora, CO, the insurance agent salary spread from the 10th to 90th percentile is $76,258 (2026 est.). At $78,618, the local median is 21.85% above the national median of $64,522.
Salary Calculator
At 40 hours/week in Aurora: You'd be in the lower-middle range
How Aurora Insurance Agent Pay Compares
Aurora median: $78,618/year (2026)
| Compared To | Median Salary | Aurora Pays |
|---|---|---|
| Colorado Average | $60,756 | +29.40% more |
| National Average | $64,522 | +21.85% more |
Insurance Agents in Aurora, CO earn a median of $78,618 per year (2026 est.), which is 21.85% higher than the national median of $64,522 and 29.40% above the Colorado state average of $60,756.
Cost-of-Living Adjusted Salary
Aurora has a cost of living 5.00% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Aurora, CO has a cost-of-living index of 105 (above the national average of 100). While the nominal salary of $78,618 is competitive, the higher cost of living reduces purchasing power to an effective $74,874 — a 4.76% reduction.
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2019 BLS Actual
$62,069
2025 BLS Actual
$75,886
2026 Current Est.
$78,618
2019–2027 Growth
+31.2%
Salary Trajectory for Insurance Agents in Aurora (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $62,069 | Actual |
| 2020 | $63,580 | Actual |
| 2021 | $60,728 | Actual |
| 2022 | $70,500 | Actual |
| 2023 | $71,987 | Actual |
| 2024 | $73,324 | Actual |
| 2025 | $75,886 | Actual |
| 2026(current) | $78,618 | Estimated |
| 2027 | $81,448 | Projected |
Based on 7 years of BLS OEWS data for the Aurora metropolitan area, the median insurance agent salary grew 22.3% from $62,069 (2019) to $75,886 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $81,448 by 2027 — a total increase of $19,379 (31.22%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Aurora metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $45,599 – $57,654 |
| 3-5 years (Mid Career) | $57,654 – $78,618 |
| 5+ years (Experienced) | $78,618 – $100,631 |
| 10+ years (Top Earner) | $100,631 – $121,857 |
Agent salary ranges estimated from BLS percentile data. Individual insurance agent compensation varies by employer, certifications, and specialization.
Insurance Agent Job Market in Aurora
Currently, the job market in Aurora supports approximately 54 insurance agents, indicating a stable demand for this profession. With a cost-of-living index of 105, agents in the area may find that their purchasing power is slightly impacted, necessitating a strategic approach to maximizing income. Employers that tend to provide higher compensation include captive carriers like State Farm and Allstate, which often offer structured commission models and training incentives, along with independent agencies that allow for higher earnings potential through diversified product offerings. The disparity in pay is largely influenced by factors such as the size of an agent's book of business and the relative profitability of lines sold; commercial lines typically yield 5 to 10 times more in commissions compared to personal lines. For agents looking to enhance their earnings in Aurora, focusing on building a substantial renewal book and exploring opportunities within commercial sectors can lead to greater financial success.
More salary data for Aurora, CO:
Frequently Asked Questions
How much do insurance agents make in Aurora, CO in 2026?
Is Aurora, CO a good place to work as a insurance agent?
Can insurance agents make $100K in Aurora?
What is the cost-of-living adjusted insurance agent salary in Aurora?
How much does a insurance agent make per hour in Aurora?
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $75,886 for insurance agentsin the Aurora metropolitan area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Aurora is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov