Insurance Agent Salary in Lynwood, CA: $65,530 (2026)
Quick Answer:A full-time insurance agent in Lynwood, CA earns a median $65,530/year (≈ $31.50/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-3021). Once you factor in Lynwood's price level (13% above national, BEA RPP 113.1), that paycheck buys what $57,940 would nationally. Nominal pay sits 3.5% below the California state average.
Based on BLS state-level estimates · View source
The projected median annual salary for insurance agents in Lynwood, California, stands at $65,530 for 2026, slightly surpassing the national figure of $64,522. This salary reflects the potential for agents to build a sizable book of business, where renewal commissions significantly enhance their long-term income. Compensation for insurance agents in Lynwood spans a wide range, from $39,517 at the 10th percentile to $101,572 at the 90th percentile. These figures, based on estimates derived from BLS state-level data and regional price adjustments, highlight the potential for diverse earnings depending on individual performance, experience, and agency affiliation. Lynwood’s job market indicates a healthy number of employment opportunities for insurance agents, making it a viable option for those considering a career in this field.
About the Lynwood Market
Salary estimated from California average ($82,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $39,517 | $19.00 |
| Lower Range (P25) | $49,005 | $23.56 |
| Median (P50)(typical) | $65,530 | $31.50 |
| Upper Range (P75) | $83,879 | $40.32 |
| Top Earners (P90) | $101,572 | $48.84 |
Median Salary Position
1.56% above the national average
2026 Salary Percentile Distribution in Lynwood
In Lynwood, CA, the insurance agent salary spread from the 10th to 90th percentile is $62,055 (2026 est.). At $65,530, the local median is 1.56% above the national median of $64,522.
Salary Calculator
At 40 hours/week in Lynwood: You'd be in the lower-middle range
How Lynwood Insurance Agent Pay Compares
Lynwood median: $65,530/year (2026)
| Compared To | Median Salary | Lynwood Pays |
|---|---|---|
| California Average | $67,907 | -3.50% less |
| National Average | $64,522 | +1.56% more |
Insurance Agents in Lynwood, CA earn a median of $65,530 per year (2026 est.), which is 1.56% higher than the national median of $64,522 and 3.50% below the California state average of $67,907.
Cost-of-Living Adjusted Salary
Lynwood has a cost of living 13.10% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Lynwood, CA has a cost-of-living index of 113.1 (above the national average of 100). While the nominal salary of $65,530 is competitive, the higher cost of living reduces purchasing power to an effective $57,940 — a 11.58% reduction.
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2019 BLS Actual
$51,736
2025 BLS Actual
$63,253
2026 Current Est.
$65,530
2019–2027 Growth
+31.2%
Salary Trajectory for Insurance Agents in Lynwood (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $51,736 | Actual |
| 2020 | $52,995 | Actual |
| 2021 | $50,619 | Actual |
| 2022 | $58,764 | Actual |
| 2023 | $60,003 | Actual |
| 2024 | $89,519 | Actual |
| 2025 | $63,253 | Actual |
| 2026(current) | $65,530 | Estimated |
| 2027 | $67,889 | Projected |
Based on 7 years of BLS OEWS data for the Lynwood metropolitan area, the median insurance agent salary grew 22.3% from $51,736 (2019) to $63,253 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $67,889 by 2027 — a total increase of $16,153 (31.22%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Lynwood metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $39,517 – $49,005 |
| 3-5 years (Mid Career) | $49,005 – $65,530 |
| 5+ years (Experienced) | $65,530 – $83,879 |
| 10+ years (Top Earner) | $83,879 – $101,572 |
Agent salary ranges estimated from BLS percentile data. Individual insurance agent compensation varies by employer, certifications, and specialization.
Insurance Agent Job Market in Lynwood
At present, 16 insurance agents are actively employed in Lynwood, emphasizing a tight-knit job market where competition can drive performance and growth. The cost of living index in Lynwood, which stands at 113.1, indicates that living expenses are above the national average. This reality influences take-home pay and purchasing power for agents. Employers who tend to offer higher salaries include large commercial brokerages like Aon and Marsh, as well as independent agencies that can leverage multiple carriers. Variations in earnings are predominantly influenced by the size of the book of business—renewal commissions can compound significantly over time—and the type of insurance sold, with commercial lines representing higher commission rates compared to personal lines. Captive agencies such as State Farm and Allstate can provide initial salary and training support but may cap long-term earning potential. For agents in Lynwood looking to maximize their pay, focusing on building a robust client base in commercial insurance sectors and seeking opportunities with firms that emphasize agency ownership and commission structures may yield the best results.
More salary data for Lynwood, CA:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $63,253 for insurance agentsin the Lynwood metropolitan area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Lynwood is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov