Insurance Agent Salary in Camarillo, CA: $65,745 (2026)
Quick Answer:A full-time insurance agent in Camarillo, CA earns a median $65,745/year (≈ $31.61/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-3021). Once you factor in Camarillo's price level (13% above national, BEA RPP 113.1), that paycheck buys what $58,130 would nationally. Nominal pay sits 3.2% below the California state average.
Based on BLS state-level estimates · View source
In 2026, insurance agents in Camarillo, California, can expect a median annual salary of $65,745, reflecting a competitive landscape for professionals in this sector. The local salary range spans from $39,983 at the 10th percentile to $101,904 at the 90th percentile, illustrating a diverse range of earning potential among agents based on experience, client base, and operational models. These figures, derived from 2025 BLS data projected to 2026, highlight Camarillo's positioning as a viable market for building a book of business, where renewal commissions can significantly enhance long-term earnings. As the insurance industry evolves, agents in the area are adapting to shifting market trends, positioning themselves to capitalize on growth opportunities and maintain a sustainable career trajectory.
About the Camarillo Market
Salary estimated from California average ($82,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $39,983 | $19.22 |
| Lower Range (P25) | $47,978 | $23.06 |
| Median (P50)(typical) | $65,745 | $31.61 |
| Upper Range (P75) | $84,153 | $40.46 |
| Top Earners (P90) | $101,904 | $48.99 |
Median Salary Position
1.90% above the national average
2026 Salary Percentile Distribution in Camarillo
In Camarillo, CA, the insurance agent salary spread from the 10th to 90th percentile is $61,921 (2026 est.). At $65,745, the local median is 1.9% above the national median of $64,522.
Salary Calculator
At 40 hours/week in Camarillo: You'd be in the lower-middle range
How Camarillo Insurance Agent Pay Compares
Camarillo median: $65,745/year (2026)
| Compared To | Median Salary | Camarillo Pays |
|---|---|---|
| California Average | $67,918 | -3.20% less |
| National Average | $64,522 | +1.90% more |
Insurance Agents in Camarillo, CA earn a median of $65,745 per year (2026 est.), which is 1.90% higher than the national median of $64,522 and 3.20% below the California state average of $67,918.
Cost-of-Living Adjusted Salary
Camarillo has a cost of living 13.10% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Camarillo, CA has a cost-of-living index of 113.1 (above the national average of 100). While the nominal salary of $65,745 is competitive, the higher cost of living reduces purchasing power to an effective $58,130 — a 11.58% reduction.
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2019 BLS Actual
$51,905
2025 BLS Actual
$63,460
2026 Current Est.
$65,745
2019–2027 Growth
+31.2%
Salary Trajectory for Insurance Agents in Camarillo (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $51,905 | Actual |
| 2020 | $53,169 | Actual |
| 2021 | $50,784 | Actual |
| 2022 | $58,956 | Actual |
| 2023 | $60,199 | Actual |
| 2024 | $89,813 | Actual |
| 2025 | $63,460 | Actual |
| 2026(current) | $65,745 | Estimated |
| 2027 | $68,111 | Projected |
Based on 7 years of BLS OEWS data for the Camarillo metropolitan area, the median insurance agent salary grew 22.3% from $51,905 (2019) to $63,460 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $68,111 by 2027 — a total increase of $16,206 (31.22%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Camarillo metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $39,983 – $47,978 |
| 3-5 years (Mid Career) | $47,978 – $65,745 |
| 5+ years (Experienced) | $65,745 – $84,153 |
| 10+ years (Top Earner) | $84,153 – $101,904 |
Agent salary ranges estimated from BLS percentile data. Individual insurance agent compensation varies by employer, certifications, and specialization.
Insurance Agent Job Market in Camarillo
Camarillo's job market currently employs 13 insurance agents, indicating a close-knit and potentially collaborative professional environment. However, the cost of living index of 113.1 suggests that while salaries are competitive, the purchasing power might be somewhat constrained compared to national averages. Agents affiliated with established captives like State Farm or Allstate often benefit from strong training programs and sign-on bonuses, but this can limit their long-term earning potential compared to independent agents or those at larger brokerages, where commissions can be substantially higher. Additionally, producers specializing in commercial lines experience pay rates that are significantly more lucrative than those in personal lines. To optimize their earnings in Camarillo, agents should focus on building strong relationships that enhance their book of business, while considering shifts to independent models or commercial focus to tap into those higher commission structures.
More salary data for Camarillo, CA:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $63,460 for insurance agentsin the Camarillo metropolitan area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Camarillo is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov