Insurance Agent Salary in Pine Bluff, AR: $58,540 (2026)
Quick Answer:A full-time insurance agent in Pine Bluff, AR earns a median $58,540/year (≈ $28.15/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-3021). Once you factor in Pine Bluff's price level (13% below national, BEA RPP 86.9), that paycheck buys what $67,365 would nationally. Nominal pay sits 2.4% below the Arkansas state average.
Based on BLS state-level estimates · View source
Insurance agents in Pine Bluff, AR, are projected to earn a median annual salary of $58,540 in 2026, which reflects a notable differential of about 9.27% when compared to the national median of $64,522. The local salary range shows significant variation, with the lowest 10% earning approximately $34,525 and the upper 90% making around $90,737. These figures, drawn from estimates based on 2025 BLS data, indicate a comprehensive spectrum of compensation reflective of the diverse insurance landscape in the region. In Pine Bluff, the dynamics between personal lines and commercial or specialty lines can greatly influence earnings, as the latter typically offers significantly higher commission opportunities for successful agents.
About the Pine Bluff Market
Salary estimated from Arkansas average ($48,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $34,525 | $16.60 |
| Lower Range (P25) | $43,114 | $20.73 |
| Median (P50)(typical) | $58,540 | $28.15 |
| Upper Range (P75) | $74,932 | $36.02 |
| Top Earners (P90) | $90,737 | $43.63 |
Median Salary Position
9.27% below the national average
2026 Salary Percentile Distribution in Pine Bluff
In Pine Bluff, AR, the insurance agent salary spread from the 10th to 90th percentile is $56,212 (2026 est.). At $58,540, the local median is 9.27% below the national median of $64,522.
Salary Calculator
At 40 hours/week in Pine Bluff: You'd be in the lower-middle range
How Pine Bluff Insurance Agent Pay Compares
Pine Bluff median: $58,540/year (2026)
| Compared To | Median Salary | Pine Bluff Pays |
|---|---|---|
| Arkansas Average | $59,980 | -2.40% less |
| National Average | $64,522 | -9.27% less |
Insurance Agents in Pine Bluff, AR earn a median of $58,540 per year (2026 est.), which is 9.27% lower than the national median of $64,522 and 2.40% below the Arkansas state average of $59,980.
Cost-of-Living Adjusted Salary
Pine Bluff has a cost of living 13.10% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Pine Bluff, AR has a cost-of-living index of 86.9 (below the national average of 100). A insurance agent earning $58,540 nominally has purchasing power equivalent to $67,365 in an average-cost city — an effective 15.08% boost.
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2019 BLS Actual
$53,660
2025 BLS Actual
$56,506
2026 Current Est.
$58,540
2019–2027 Growth
+13.0%
Salary Trajectory for Insurance Agents in Pine Bluff (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $53,660 | Actual |
| 2020 | $33,770 | Actual |
| 2021 | $61,150 | Actual |
| 2022 | $35,000 | Actual |
| 2023 | $37,850 | Actual |
| 2024 | $40,715 | Actual |
| 2025 | $56,506 | Actual |
| 2026(current) | $58,540 | Estimated |
| 2027 | $60,648 | Projected |
Based on 7 years of BLS OEWS data for the Pine Bluff metropolitan area, the median insurance agent salary grew 5.3% from $53,660 (2019) to $56,506 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $60,648 by 2027 — a total increase of $6,988 (13.02%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Pine Bluff metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $34,525 – $43,114 |
| 3-5 years (Mid Career) | $43,114 – $58,540 |
| 5+ years (Experienced) | $58,540 – $74,932 |
| 10+ years (Top Earner) | $74,932 – $90,737 |
Agent salary ranges estimated from BLS percentile data. Individual insurance agent compensation varies by employer, certifications, and specialization.
Insurance Agent Job Market in Pine Bluff
In terms of the local job market, only 8 insurance agents are currently employed in Pine Bluff, making it a relatively niche field. With a cost-of-living index sitting well below the national average at 86.9, agents can find that their potential earnings translate more effectively into purchasing power. Captive agents, particularly those from companies like State Farm and Allstate, tend to have potential for higher initial compensation through structured commission; however, the independent agency model is advantageous for those looking to maximize their book of business and renewals, as these agents benefit from a wider array of carriers. Salary potential fluctuates notably based on factors such as the type of insurance being marketed and agency ownership. For agents in Pine Bluff aiming to increase their income, focusing on commercial lines or seeking out roles in larger brokerages could yield more lucrative opportunities.
More salary data for Pine Bluff, AR:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $56,506 for insurance agentsin the Pine Bluff metropolitan area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Pine Bluff is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov