Insurance Agent Salary in North Little Rock, AR: $59,089 (2026)
Quick Answer:A full-time insurance agent in North Little Rock, AR earns a median $59,089/year (≈ $28.41/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-3021). Once you factor in North Little Rock's price level (13% below national, BEA RPP 86.9), that paycheck buys what $67,997 would nationally. Nominal pay sits 1.5% below the Arkansas state average.
Based on BLS state-level estimates · View source
In 2026, insurance agents in North Little Rock, Arkansas, are projected to earn a median annual salary of $59,089, which falls short of the national median of $64,522. The salary for local agents ranges from $36,359 at the entry level (P10) to $91,589 for the most experienced (P90). These figures, derived from 2025 BLS data projected to 2026, reflect the dynamics of the local market, particularly how commission structures reward agents with growing books of business. The compounding effect of renewal commissions underpins long-term earning potential in this field, making it crucial for agents in North Little Rock to build and maintain client relationships.
About the North Little Rock Market
Salary estimated from Arkansas average ($48,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $36,359 | $17.48 |
| Lower Range (P25) | $44,914 | $21.59 |
| Median (P50)(typical) | $59,089 | $28.41 |
| Upper Range (P75) | $75,634 | $36.36 |
| Top Earners (P90) | $91,589 | $44.03 |
Median Salary Position
8.42% below the national average
2026 Salary Percentile Distribution in North Little Rock
In North Little Rock, AR, the insurance agent salary spread from the 10th to 90th percentile is $55,230 (2026 est.). At $59,089, the local median is 8.42% below the national median of $64,522.
Salary Calculator
At 40 hours/week in North Little Rock: You'd be in the lower-middle range
How North Little Rock Insurance Agent Pay Compares
North Little Rock median: $59,089/year (2026)
| Compared To | Median Salary | North Little Rock Pays |
|---|---|---|
| Arkansas Average | $59,989 | -1.50% less |
| National Average | $64,522 | -8.42% less |
Insurance Agents in North Little Rock, AR earn a median of $59,089 per year (2026 est.), which is 8.42% lower than the national median of $64,522 and 1.50% below the Arkansas state average of $59,989.
Cost-of-Living Adjusted Salary
North Little Rock has a cost of living 13.10% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
North Little Rock, AR has a cost-of-living index of 86.9 (below the national average of 100). A insurance agent earning $59,089 nominally has purchasing power equivalent to $67,997 in an average-cost city — an effective 15.08% boost.
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2019 BLS Actual
$46,651
2025 BLS Actual
$57,036
2026 Current Est.
$59,089
2019–2027 Growth
+31.2%
Salary Trajectory for Insurance Agents in North Little Rock (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $46,651 | Actual |
| 2020 | $47,786 | Actual |
| 2021 | $45,643 | Actual |
| 2022 | $52,988 | Actual |
| 2023 | $54,105 | Actual |
| 2024 | $40,685 | Actual |
| 2025 | $57,036 | Actual |
| 2026(current) | $59,089 | Estimated |
| 2027 | $61,217 | Projected |
Based on 7 years of BLS OEWS data for the North Little Rock metropolitan area, the median insurance agent salary grew 22.3% from $46,651 (2019) to $57,036 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $61,217 by 2027 — a total increase of $14,566 (31.22%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the North Little Rock metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $36,359 – $44,914 |
| 3-5 years (Mid Career) | $44,914 – $59,089 |
| 5+ years (Experienced) | $59,089 – $75,634 |
| 10+ years (Top Earner) | $75,634 – $91,589 |
Agent salary ranges estimated from BLS percentile data. Individual insurance agent compensation varies by employer, certifications, and specialization.
Insurance Agent Job Market in North Little Rock
The job market for insurance agents in North Little Rock is competitive yet accessible, with around 15 agents currently employed in the area. A cost-of-living index of 86.9 indicates that housing and daily expenses are lower than the national average, enhancing take-home pay and prompting many to consider additional commissions or bonuses. Major employers in the region, including State Farm and Allstate, often pay well, especially for captive agents, yet independent agencies and large brokerages like Marsh provide opportunities for even greater earning potential. The disparity in pay often arises from differences in commercial versus personal lines, as commercial policies generally offer significantly higher commissions. To maximize earnings, agents in North Little Rock should focus on building a substantial client base while considering agency ownership or broader brokerage opportunities that allow for increased revenue through overrides and commissions on renewals.
More salary data for North Little Rock, AR:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $57,036 for insurance agentsin the North Little Rock metropolitan area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for North Little Rock is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov