Insurance Agent Hourly Pay in Sheboygan, WI: $40.62 (2026)
Quick Answer:Hourly pay for a insurance agent working in Sheboygan, WI runs $40.62 at the median for 2026 — annualizing to $84,486 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Sheboygan's regional price level (BEA RPP 94.0, 6% below national), each hour of work buys what $43.21 nationally would. A 24-hour part-time schedule grosses $50,696 per year.
Official BLS data · View source

In Sheboygan, Wisconsin, the insurance agent hourly pay stands at a median of $40.62, significantly higher than the national median for this occupation, which is $31.02. This strong hourly rate presents attractive opportunities for both full-time and part-time workers in various settings, including captive agent storefronts, independent agency offices, and corporate environments. Even for those working part-time at three days per week, the earning potential becomes considerable, with an hourly range from $20.53 for entry-level roles to $86.32 for the top earners in the field. Official estimates based on 2025 BLS OEWS data, projected to 2026, highlight the financial viability of a career as an insurance agent in Sheboygan, making it a favorable choice for those entering the profession.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $20.53 | $164.27 |
| Lower Range (P25) | $27.87 | $222.95 |
| Median (P50) | $40.62 | $324.97 |
| Upper Range (P75) | $63.91 | $511.29 |
| Top Earners (P90) | $86.32 | $690.56 |
Estimated Annual Income by Work Schedule in Sheboygan
Based on $40.62/hr median hourly rate · 2026 est.
At $40.62/hr, a insurance agent working full-time (40 hr/wk) in Sheboygan, WI can expect to earn approximately $84,493 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $48,746. With a cost-of-living index of 94.01 (below the national average), these earnings stretch further in Sheboygan.
Hourly Rate Calculator
Schedule Comparison in Sheboygan
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,624.86 | $7,041 | $84,493 |
| Part-Time (24 hrs) | $974.92 | $4,225 | $50,696 |
| Per Diem (16 hrs) | $649.94 | $2,816 | $33,797 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Sheboygan) | $40.62 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Sheboygan, WI earn a median of $84,486 per year (2026 est.), which is 30.94% higher than the national median of $64,522 and 5.40% above the Wisconsin state average of $80,157.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $40.62/hr = $50,696/year (purchasing power: $53,924).
Working 40h/week (full-time) = $84,493/year (purchasing power: $89,873).
CoL index: 94.014 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$22.66/hr
2025 BLS Actual
$39.21/hr
2026 Current Est.
$40.62/hr
2019–2027 Growth
+85.7%
Hourly Rate Trajectory for Insurance Agents in Sheboygan (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $22.66/hr | Actual |
| 2020 | $19.31/hr | Actual |
| 2021 | $23.30/hr | Actual |
| 2022 | $26.79/hr | Actual |
| 2023 | $27.04/hr | Actual |
| 2024 | $32.12/hr | Actual |
| 2025 | $39.21/hr | Actual |
| 2026(current) | $40.62/hr | Estimated |
| 2027 | $42.08/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Sheboygan grew 73.0% from $22.66/hr (2019) to $39.21/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $42.08/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Sheboygan metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Sheboygan
Among part-time insurance agents in Sheboygan, working three days a week for a total of 24 hours can yield substantial earnings, often reaching an annual figure close to full-time counterparts, depending on commission rates and client retention. For per diem roles, however, the typical insurance compensation, especially within established agencies and brokerages, often leans toward commission-based structures rather than fixed hourly pay. Although some specialized consultants can command rates between $200 and $600 an hour, the standard for most agents remains significantly influenced by the dynamics within different employer types. Captive agents like those from State Farm or Allstate usually have stable salary structures, while independent agencies and commercial brokers may offer more variability in compensation, allowing for potentially higher earnings in specialty lines. Additionally, many agents might choose lower hourly rates with better benefits, such as health insurance, prompting negotiations geared towards balancing pay against perks. In the competitive Sheboygan market, understanding these nuances can substantially impact compensation discussions for insurance professionals.
More salary data for Sheboygan, WI:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Sheboygan. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov