Insurance Agent Hourly Pay in Oak Creek, WI: $36.91 (2026)
Quick Answer:Hourly pay for a insurance agent working in Oak Creek, WI runs $36.91 at the median for 2026 — annualizing to $76,785 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Oak Creek's regional price level (BEA RPP 93.4, 7% below national), each hour of work buys what $39.52 nationally would. A 24-hour part-time schedule grosses $46,067 per year.
Based on BLS state-level estimates · View source
In Oak Creek, Wisconsin, the projected median hourly pay for insurance agents is $36.91, which is notably higher than the national median of $31.02. This competitive hourly rate allows for a viable income for part-time workers, particularly those who might work three days a week. For instance, if an agent works 24 hours in a week, they would earn approximately $884. This work can take place in various settings, including captive agent storefronts and independent agency offices, as well as during client business visits. The hourly compensation ranges from approximately $23.73 for entry-level positions to $57.22 for those at the top of their field, reflecting a gradient that aligns with their experience, specializations, and the complexity of the policies they handle. These rates are drawn from estimates based on projected annual salaries, indicating a promising career in insurance for residents of Oak Creek.
About the Oak Creek Market
Salary estimated from Wisconsin average ($62,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $23.73 | $189.88 |
| Lower Range (P25) | $28.61 | $228.91 |
| Median (P50) | $36.91 | $295.30 |
| Upper Range (P75) | $47.25 | $378.02 |
| Top Earners (P90) | $57.22 | $457.75 |
Estimated Annual Income by Work Schedule in Oak Creek
Based on $36.91/hr median hourly rate · 2026 est.
At $36.91/hr, a insurance agent working full-time (40 hr/wk) in Oak Creek, WI can expect to earn approximately $76,778 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $44,295. With a cost-of-living index of 93.40 (below the national average), these earnings stretch further in Oak Creek.
Hourly Rate Calculator
Schedule Comparison in Oak Creek
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,476.51 | $6,398 | $76,778 |
| Part-Time (24 hrs) | $885.90 | $3,839 | $46,067 |
| Per Diem (16 hrs) | $590.60 | $2,559 | $30,711 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Oak Creek) | $36.91 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Oak Creek, WI earn a median of $76,785 per year (2026 est.), which is 19.01% higher than the national median of $64,522 and 4.20% below the Wisconsin state average of $80,152.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $36.91/hr = $46,067/year (purchasing power: $49,322).
Working 40h/week (full-time) = $76,778/year (purchasing power: $82,204).
CoL index: 93.4 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$29.14/hr
2025 BLS Actual
$35.63/hr
2026 Current Est.
$36.91/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Oak Creek (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $29.14/hr | Actual |
| 2020 | $29.85/hr | Actual |
| 2021 | $28.51/hr | Actual |
| 2022 | $33.10/hr | Actual |
| 2023 | $33.80/hr | Actual |
| 2024 | $26.68/hr | Actual |
| 2025 | $35.63/hr | Actual |
| 2026(current) | $36.91/hr | Estimated |
| 2027 | $38.24/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Oak Creek grew 22.3% from $29.14/hr (2019) to $35.63/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $38.24/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Oak Creek metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Oak Creek
For agents working part-time in Oak Creek, the earnings from a 24-hour week at the median hourly rate translate to an annual take-home that significantly contrasts with full-time workers. While full-time agents can reap the full benefits of commissions and bonuses tied to sales metrics, per diem roles and positions in varying agency models often involve common challenges. Many agents find their compensation relies heavily on commissions rather than fixed per diem insurance agent pay. Agents affiliated with captive agencies—like State Farm or Allstate—may receive less upfront pay but often enjoy enhanced benefits packages that can offset lower hourly earnings. Conversely, those in larger brokerage firms or specialty lines often command higher hourly rates but trade-off benefits for increased flexibility. Negotiating rates based on potential career paths, such as examining the commission structures of various brokerages and understanding market conditions, can empower agents to make informed decisions about their career trajectory in Oak Creek’s evolving insurance landscape.
More salary data for Oak Creek, WI:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Oak Creek. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Oak Creek is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov