Insurance Agent Hourly Pay in Middleton, WI: $35.62 (2026)
Quick Answer:Hourly pay for a insurance agent working in Middleton, WI runs $35.62 at the median for 2026 — annualizing to $74,078 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Middleton's regional price level (BEA RPP 93.4, 7% below national), each hour of work buys what $38.13 nationally would. A 24-hour part-time schedule grosses $44,451 per year.
Based on BLS state-level estimates · View source
In Middleton, Wisconsin, the insurance agent hourly pay stands at a competitive $35.62, reflecting a significant premium over the national median of $31.02. This figure highlights how the region’s economic conditions and demand for insurance services impact compensation, making it an attractive option for professionals in the field. For part-time agents, typically working three days a week, the hourly rate translates to a potential weekly income that can support a decent lifestyle in this locale. The hourly compensation ranges from $23.36 at the entry level to $55.20 for top earners. These estimates are based on projections from 2025 BLS data, indicating a solid opportunity for those considering roles in various settings such as independent agencies, corporate brokerage floors, and remote client interactions.
About the Middleton Market
Salary estimated from Wisconsin average ($62,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $23.36 | $186.89 |
| Lower Range (P25) | $27.85 | $222.78 |
| Median (P50) | $35.62 | $284.94 |
| Upper Range (P75) | $45.58 | $364.67 |
| Top Earners (P90) | $55.20 | $441.58 |
Estimated Annual Income by Work Schedule in Middleton
Based on $35.62/hr median hourly rate · 2026 est.
At $35.62/hr, a insurance agent working full-time (40 hr/wk) in Middleton, WI can expect to earn approximately $74,085 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $42,741. With a cost-of-living index of 93.40 (below the national average), these earnings stretch further in Middleton.
Hourly Rate Calculator
Schedule Comparison in Middleton
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,424.71 | $6,174 | $74,085 |
| Part-Time (24 hrs) | $854.82 | $3,704 | $44,451 |
| Per Diem (16 hrs) | $569.88 | $2,469 | $29,634 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Middleton) | $35.62 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Middleton, WI earn a median of $74,078 per year (2026 est.), which is 14.81% higher than the national median of $64,522 and 7.50% below the Wisconsin state average of $80,084.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $35.62/hr = $44,451/year (purchasing power: $47,592).
Working 40h/week (full-time) = $74,085/year (purchasing power: $79,320).
CoL index: 93.4 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$28.12/hr
2025 BLS Actual
$34.38/hr
2026 Current Est.
$35.62/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Middleton (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $28.12/hr | Actual |
| 2020 | $28.80/hr | Actual |
| 2021 | $27.51/hr | Actual |
| 2022 | $31.94/hr | Actual |
| 2023 | $32.61/hr | Actual |
| 2024 | $25.74/hr | Actual |
| 2025 | $34.38/hr | Actual |
| 2026(current) | $35.62/hr | Estimated |
| 2027 | $36.90/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Middleton grew 22.3% from $28.12/hr (2019) to $34.38/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $36.90/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Middleton metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Middleton
Examining the financial landscape for part-time insurance agents in Middleton, those working 24 hours a week may realize substantial annual earnings when compared to full-time positions, albeit with varied opportunities for advancement. While per diem insurance agent pay in Middleton is less common, the compensation model primarily follows a commission-based structure. This can complicate earnings stability but offers potential for high commissions, especially for agents focused on commercial lines, which tend to pay more than personal lines. Workplace dynamics also play a significant role; captive agents often enjoy benefits such as health insurance, which influences their willingness to accept lower hourly rates compared to the potentially higher pay at independent agencies or commercial brokerages. Finally, for those negotiating compensation, understanding the employer type is key; large brokerage firms or direct platforms may offer different hourly adjustments based on their business models and benefits, emphasizing the importance of strategic discussions during the hiring process.
More salary data for Middleton, WI:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Middleton. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Middleton is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov