Insurance Agent Hourly Pay in Pasco, WA: $28.41 (2026)
Quick Answer:Hourly pay for a insurance agent working in Pasco, WA runs $28.41 at the median for 2026 — annualizing to $59,093 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Pasco's regional price level (BEA RPP 107.4, 7% above national), each hour of work buys what $26.45 nationally would. A 24-hour part-time schedule grosses $35,452 per year.
Based on BLS state-level estimates · View source
In Pasco, Washington, the hourly wage for an insurance agent stands at $28.41, which is notably lower than the national median hourly rate of $31.02. For part-time workers, typically engaged for three days a week, this translates to approximately $682 each week, providing a workable option for those seeking balance between profession and personal time. The hourly range for insurance agents in the area spans from $17.61 for entry-level positions to as much as $44.04 for top earners, reflecting a broad spectrum of opportunities within both captive agent storefronts and independent agency offices. Even with lower hourly rates compared to the national average, agents working in Pasco can find a steady demand for their services across various settings, including remote policy quoting and direct client interactions.
About the Pasco Market
Salary estimated from Washington average ($72,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $17.61 | $140.90 |
| Lower Range (P25) | $21.60 | $172.80 |
| Median (P50) | $28.41 | $227.26 |
| Upper Range (P75) | $36.36 | $290.91 |
| Top Earners (P90) | $44.04 | $352.32 |
Estimated Annual Income by Work Schedule in Pasco
Based on $28.41/hr median hourly rate · 2026 est.
At $28.41/hr, a insurance agent working full-time (40 hr/wk) in Pasco, WA can expect to earn approximately $59,087 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $34,089. With a cost-of-living index of 107.40 (above the national average), these earnings may be offset by higher expenses in Pasco.
Hourly Rate Calculator
Schedule Comparison in Pasco
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,136.28 | $4,924 | $59,087 |
| Part-Time (24 hrs) | $681.77 | $2,954 | $35,452 |
| Per Diem (16 hrs) | $454.51 | $1,970 | $23,635 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Pasco) | $28.41 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Pasco, WA earn a median of $59,093 per year (2026 est.), which is 8.41% lower than the national median of $64,522 and 2.40% below the Washington state average of $60,547.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $28.41/hr = $35,452/year (purchasing power: $33,009).
Working 40h/week (full-time) = $59,087/year (purchasing power: $55,016).
CoL index: 107.4 (100 = national average).
2019 BLS Actual
$22.43/hr
2025 BLS Actual
$27.42/hr
2026 Current Est.
$28.41/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Pasco (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $22.43/hr | Actual |
| 2020 | $22.97/hr | Actual |
| 2021 | $21.94/hr | Actual |
| 2022 | $25.47/hr | Actual |
| 2023 | $26.01/hr | Actual |
| 2024 | $36.27/hr | Actual |
| 2025 | $27.42/hr | Actual |
| 2026(current) | $28.41/hr | Estimated |
| 2027 | $29.43/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Pasco grew 22.3% from $22.43/hr (2019) to $27.42/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $29.43/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Pasco metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Pasco
Focusing on the potential for part-time earnings, an insurance agent working just 24 hours a week can expect to generate around $35,500 annually, significantly less than full-time counterparts but still viable for supplemental income. The per diem model is less common in Pasco's insurance sector as most professionals earn commission-based compensation; however, those with expertise in risk management can command impressive per diem rates. Captive agents at firms such as State Farm or Allstate may earn less hourly compared to their independent brokerage peers, while those specializing in commercial lines or offering employee benefits often enjoy higher rates and benefits. This trade-off can play a significant role in how agents negotiate their pay; agents need to consider not just hourly compensation, but also the value of health benefits or retirement plans offered by employers against a potentially higher hourly pay without benefits. Negotiation strategies that appropriately reflect local industry conditions and individual expertise can lead to better outcomes for agents in this vibrant market.
More salary data for Pasco, WA:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Pasco. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Pasco is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov