Insurance Agent Hourly Pay in Bremerton, WA: $23.38 (2026)
Quick Answer:Hourly pay for a insurance agent working in Bremerton, WA runs $23.38 at the median for 2026 — annualizing to $48,640 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Bremerton's regional price level (BEA RPP 105.6, 6% above national), each hour of work buys what $22.14 nationally would. A 24-hour part-time schedule grosses $29,181 per year.
Official BLS data · View source
In Bremerton, Washington, the insurance agent hourly pay stands at a median rate of $23.38, significantly lower than the national hourly median of $31.02. This disparity reflects competitive dynamics in the local job market, where per diem and part-time agents typically work around three days a week. Those working part-time can expect to earn roughly $1,120 weekly, translating to an annual salary lower than their full-time counterparts, who usually work five days a week. The hourly range for insurance agents in Bremerton varies from $18.12 at the entry-level to about $49.53 for top earners. It's essential for agents in various environments—ranging from captive agent storefronts to independent agency offices and corporate brokerage floors—to understand how this median hourly rate translates into their daily operations and financial planning. All figures presented are based on 2025 BLS OEWS data, projected to 2026.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $18.12 | $144.96 |
| Lower Range (P25) | $18.15 | $145.21 |
| Median (P50) | $23.38 | $187.06 |
| Upper Range (P75) | $39.21 | $313.70 |
| Top Earners (P90) | $49.53 | $396.25 |
Estimated Annual Income by Work Schedule in Bremerton
Based on $23.38/hr median hourly rate · 2026 est.
At $23.38/hr, a insurance agent working full-time (40 hr/wk) in Bremerton, WA can expect to earn approximately $48,636 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $28,059. With a cost-of-living index of 105.61 (above the national average), these earnings may be offset by higher expenses in Bremerton.
Hourly Rate Calculator
Schedule Comparison in Bremerton
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $935.30 | $4,053 | $48,636 |
| Part-Time (24 hrs) | $561.18 | $2,432 | $29,181 |
| Per Diem (16 hrs) | $374.12 | $1,621 | $19,454 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Bremerton) | $23.38 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Bremerton, WA earn a median of $48,640 per year (2026 est.), which is 24.61% lower than the national median of $64,522 and 19.70% below the Washington state average of $60,573.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $23.38/hr = $29,181/year (purchasing power: $27,632).
Working 40h/week (full-time) = $48,636/year (purchasing power: $46,053).
CoL index: 105.607 (100 = national average).
2019 BLS Actual
$22.58/hr
2025 BLS Actual
$22.57/hr
2026 Current Est.
$23.38/hr
2019–2027 Growth
+7.3%
Hourly Rate Trajectory for Insurance Agents in Bremerton (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $22.58/hr | Actual |
| 2020 | $18.23/hr | Actual |
| 2021 | $22.63/hr | Actual |
| 2022 | $23.92/hr | Actual |
| 2023 | $24.33/hr | Actual |
| 2024 | $23.10/hr | Actual |
| 2025 | $22.57/hr | Actual |
| 2026(current) | $23.38/hr | Estimated |
| 2027 | $24.22/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Bremerton grew -0.0% from $22.58/hr (2019) to $22.57/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $24.22/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Bremerton metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Bremerton
Examining the hourly earning potential of insurance agents reveals intriguing aspects of the profession. A part-time agent in Bremerton, working a 24-hour week, can generate an annual take-home significantly lower than if they opted for full-time employment. Additionally, many insurance professionals earn based on commission rather than hourly rates, making per diem roles less common. While some agents may work per diem or 1099 arrangements, those circumstances are typically rarer; instead, the bulk of compensation comes through structured salary or commission models. Various employer types also influence hourly rates; agents at large insurance brokerage firms or national carriers often earn more than those in independent agencies or working within local markets. Health benefits can sway the decision for many agents; some may accept lower pay for employer-sponsored health insurance while others might seek higher hourly rates with little or no benefits. For agents negotiating their contracts, being aware of these variables is essential to maximizing their compensation in Bremerton's evolving insurance landscape.
More salary data for Bremerton, WA:
Frequently Asked Questions
What is the hourly rate for insurance agents in Bremerton in 2026?
How much do part-time insurance agents make in Bremerton?
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Bremerton. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov