Insurance Agent Hourly Pay in Ashburn, VA: $28.48 (2026)
Quick Answer:Hourly pay for a insurance agent working in Ashburn, VA runs $28.48 at the median for 2026 — annualizing to $59,244 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Ashburn's regional price level (BEA RPP 103.2, 3% above national), each hour of work buys what $27.60 nationally would. A 24-hour part-time schedule grosses $35,543 per year.
Based on BLS state-level estimates · View source
In Ashburn, Virginia, insurance agents are projected to earn a median hourly pay of $28.48 in 2026, which is significantly lower than the national median of $31.02. This discrepancy may influence the decision-making of those considering part-time roles in the insurance industry, such as agents who work three days a week. Given the typical working environment—ranging from busy independent agency offices to client business visits and virtual policy quoting—agents can expect hourly wages to span from $17.69 (entry-level) to $44.14 (top earners), providing varied opportunities for compensation. For those seeking per-diem work, however, it's essential to recognize that while hourly rates can impact budgeting, many positions in this field primarily operate on a commission basis tied to the amount of business brought in rather than fixed hourly pay structures.
About the Ashburn Market
Salary estimated from Virginia average ($62,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $17.69 | $141.56 |
| Lower Range (P25) | $21.78 | $174.21 |
| Median (P50) | $28.48 | $227.84 |
| Upper Range (P75) | $36.46 | $291.65 |
| Top Earners (P90) | $44.14 | $353.15 |
Estimated Annual Income by Work Schedule in Ashburn
Based on $28.48/hr median hourly rate · 2026 est.
At $28.48/hr, a insurance agent working full-time (40 hr/wk) in Ashburn, VA can expect to earn approximately $59,238 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $34,176. With a cost-of-living index of 103.20 (above the national average), these earnings may be offset by higher expenses in Ashburn.
Hourly Rate Calculator
Schedule Comparison in Ashburn
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,139.19 | $4,936 | $59,238 |
| Part-Time (24 hrs) | $683.51 | $2,962 | $35,543 |
| Per Diem (16 hrs) | $455.67 | $1,975 | $23,695 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Ashburn) | $28.48 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Ashburn, VA earn a median of $59,244 per year (2026 est.), which is 8.18% lower than the national median of $64,522 and 2.10% below the Virginia state average of $60,514.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $28.48/hr = $35,543/year (purchasing power: $34,440).
Working 40h/week (full-time) = $59,238/year (purchasing power: $57,401).
CoL index: 103.2 (100 = national average).
2019 BLS Actual
$22.48/hr
2025 BLS Actual
$27.49/hr
2026 Current Est.
$28.48/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Ashburn (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $22.48/hr | Actual |
| 2020 | $23.03/hr | Actual |
| 2021 | $22.00/hr | Actual |
| 2022 | $25.54/hr | Actual |
| 2023 | $26.08/hr | Actual |
| 2024 | $30.12/hr | Actual |
| 2025 | $27.49/hr | Actual |
| 2026(current) | $28.48/hr | Estimated |
| 2027 | $29.50/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Ashburn grew 22.3% from $22.48/hr (2019) to $27.49/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $29.50/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Ashburn metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Ashburn
When it comes to earnings, part-time insurance agents in Ashburn, working 24 hours a week, may expect to take home a more manageable, albeit reduced, total compensation compared to full-time counterparts. While per-diem work is less common in this sector, many agents opt for roles within independent agencies or larger commercial brokerages, which often offer more competitive pricing and pay potential. The reality is that insurance agents working in commercial lines may see significantly higher earnings compared to those focusing on personal lines. Additionally, the benefits of health insurance sometimes entice agents to accept lower hourly wages in exchange for stability. For those in Ashburn looking to negotiate compensation, understanding the differences between captive and independent agency structures could provide leverage, as well as awareness of the growing market for commercial insurance that values expertise, further informed by credentials such as the CPCU designation.
More salary data for Ashburn, VA:
Frequently Asked Questions
What is the hourly rate for insurance agents in Ashburn in 2026?
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Ashburn. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Ashburn is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov