Insurance Agent Hourly Pay in Rutland, VT: $29.75 (2026)
Quick Answer:Hourly pay for a insurance agent working in Rutland, VT runs $29.75 at the median for 2026 — annualizing to $61,888 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Rutland's regional price level (BEA RPP 103.5, 4% above national), each hour of work buys what $28.75 nationally would. A 24-hour part-time schedule grosses $37,133 per year.
Based on BLS state-level estimates · View source
In Rutland, Vermont, the insurance agent hourly pay is projected to be $29.75 in 2026, which is slightly below the national median of $31.02. This wage can be particularly advantageous for part-time workers operating three days a week or about 24 hours, fitting well within the varied work environments typically found in the insurance industry, such as independent agencies, captive agent storefronts, and corporate brokerage floors. The hourly range for insurance agents in Rutland spans from $19.64 at the entry-level to $46.12 for experienced top earners. With these figures drawn from annual salary data, they reflect a realistic picture for professionals engaged in tasks like client visits, remote policy quoting, and commercial inspections.
About the Rutland Market
Salary estimated from Vermont average ($58,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $19.64 | $157.14 |
| Lower Range (P25) | $23.35 | $186.81 |
| Median (P50) | $29.75 | $238.03 |
| Upper Range (P75) | $38.08 | $304.67 |
| Top Earners (P90) | $46.12 | $368.98 |
Estimated Annual Income by Work Schedule in Rutland
Based on $29.75/hr median hourly rate · 2026 est.
At $29.75/hr, a insurance agent working full-time (40 hr/wk) in Rutland, VT can expect to earn approximately $61,888 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $35,705. With a cost-of-living index of 103.50 (above the national average), these earnings may be offset by higher expenses in Rutland.
Hourly Rate Calculator
Schedule Comparison in Rutland
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,190.16 | $5,157 | $61,888 |
| Part-Time (24 hrs) | $714.09 | $3,094 | $37,133 |
| Per Diem (16 hrs) | $476.06 | $2,063 | $24,755 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Rutland) | $29.75 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Rutland, VT earn a median of $61,888 per year (2026 est.), which is 4.08% lower than the national median of $64,522 and 7.30% below the Vermont state average of $66,761.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $29.75/hr = $37,133/year (purchasing power: $35,877).
Working 40h/week (full-time) = $61,888/year (purchasing power: $59,795).
CoL index: 103.5 (100 = national average).
2019 BLS Actual
$23.49/hr
2025 BLS Actual
$28.72/hr
2026 Current Est.
$29.75/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Rutland (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $23.49/hr | Actual |
| 2020 | $24.06/hr | Actual |
| 2021 | $22.98/hr | Actual |
| 2022 | $26.68/hr | Actual |
| 2023 | $27.24/hr | Actual |
| 2024 | $26.75/hr | Actual |
| 2025 | $28.72/hr | Actual |
| 2026(current) | $29.75/hr | Estimated |
| 2027 | $30.83/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Rutland grew 22.3% from $23.49/hr (2019) to $28.72/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $30.83/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Rutland metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Rutland
Part-time insurance agents in Rutland can earn relatively decent income while keeping flexible schedules. For instance, a part-time agent working 24 hours a week would take home roughly $36,144 annually, which underscores the potential for a good work-life balance. Although per diem work is less common in this field, agency engagements sometimes reflect 1099 work structures, and agents frequently earn commission-based compensation. Top consultants with CPCU credentials could see billing rates between $200-$400 per hour. In Rutland, hourly pay often varies depending on the employer type; captive agents at companies like State Farm may offer lower hourly wages but come with benefits, while independent agencies, large brokers, and online platforms focus more on commission structures and may provide higher payouts but with fewer benefits. Negotiating your rate can be key—agents should emphasize their experience and market knowledge to secure a higher hourly rate when possible.
More salary data for Rutland, VT:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Rutland. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Rutland is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov