Insurance Agent Hourly Pay in Wichita Falls, TX: $24.17 (2026)
Quick Answer:Hourly pay for a insurance agent working in Wichita Falls, TX runs $24.17 at the median for 2026 — annualizing to $50,267 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Wichita Falls's regional price level (BEA RPP 89.5, 10% below national), each hour of work buys what $27.00 nationally would. A 24-hour part-time schedule grosses $30,164 per year.
Official BLS data · View source
In Wichita Falls, Texas, insurance agents can expect to earn a median hourly rate of $24.17, which is significantly lower than the national median of $31.02. This hourly pay reflects a range that spans from $17.58 for entry-level positions to as much as $48.77 for top earners. For agents considering part-time work, such as those available for three days a week, the hourly rate allows for flexibility in managing client activities across various settings like independent agency offices and remote policy quoting. While this compensation might not be as lucrative as in other states or sectors, it remains viable for those navigating the local market, leveraging their expertise in insurance to drive client engagement effectively.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $17.58 | $140.65 |
| Lower Range (P25) | $17.92 | $143.38 |
| Median (P50) | $24.17 | $193.36 |
| Upper Range (P75) | $36.01 | $288.09 |
| Top Earners (P90) | $48.77 | $390.20 |
Estimated Annual Income by Work Schedule in Wichita Falls
Based on $24.17/hr median hourly rate · 2026 est.
At $24.17/hr, a insurance agent working full-time (40 hr/wk) in Wichita Falls, TX can expect to earn approximately $50,273 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $29,004. With a cost-of-living index of 89.51 (below the national average), these earnings stretch further in Wichita Falls.
Hourly Rate Calculator
Schedule Comparison in Wichita Falls
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $966.80 | $4,189 | $50,273 |
| Part-Time (24 hrs) | $580.08 | $2,514 | $30,164 |
| Per Diem (16 hrs) | $386.72 | $1,676 | $20,109 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Wichita Falls) | $24.17 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Wichita Falls, TX earn a median of $50,267 per year (2026 est.), which is 22.09% lower than the national median of $64,522 and 3.90% above the Texas state average of $48,380.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $24.17/hr = $30,164/year (purchasing power: $33,698).
Working 40h/week (full-time) = $50,273/year (purchasing power: $56,163).
CoL index: 89.513 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$19.08/hr
2025 BLS Actual
$23.33/hr
2026 Current Est.
$24.17/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Wichita Falls (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $19.08/hr | Actual |
| 2020 | $19.56/hr | Actual |
| 2021 | $18.34/hr | Actual |
| 2022 | $17.49/hr | Actual |
| 2023 | $17.65/hr | Actual |
| 2024 | $22.69/hr | Actual |
| 2025 | $23.33/hr | Actual |
| 2026(current) | $24.17/hr | Estimated |
| 2027 | $25.04/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Wichita Falls grew 22.3% from $19.08/hr (2019) to $23.33/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $25.04/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Wichita Falls metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Wichita Falls
Focusing on the part-time earning potential for insurance agents in Wichita Falls, someone working 24 hours a week could see annual earnings of around $27,000. This contrasts sharply with the traditional full-time pathway, which typically brings higher income through commissions in roles at larger brokerages or captive agencies like State Farm and Allstate. Per-diem work, while appealing for some, is less common in this field; most agents find themselves in commission-based roles where consulting directly with clients is essential. Those positioned within larger commercial brokerages or seeking certification through CPCU or CIC programs may command significantly higher billing rates based on their expertise. Factors such as benefits packages also influence compensation preferences; some agents might accept lower hourly rates in exchange for health insurance and stability, while others might prioritize higher pay without those perks. Careful negotiation and an understanding of employer-specific pay structures can help agents maximize their hourly income in the unique insurance market of Wichita Falls, TX.
More salary data for Wichita Falls, TX:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Wichita Falls. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Source: BLS, OEWS, 6-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov