Insurance Agent Hourly Pay in Plano, TX: $24.30 (2026)
Quick Answer:Hourly pay for a insurance agent working in Plano, TX runs $24.30 at the median for 2026 — annualizing to $50,551 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Plano's regional price level (BEA RPP 96.0, 4% below national), each hour of work buys what $25.32 nationally would. A 24-hour part-time schedule grosses $30,332 per year.
Based on BLS state-level estimates · View source
Insurance agents in Plano, TX, can expect to earn a median hourly pay of $24.30 in 2026, notably lower than the national hourly median of $31.02. This hourly rate can significantly impact part-time workers, such as those who operate three days a week, or per-diem insurance agents, whose compensation can vary based on their engagement levels and the nature of their work settings. With an hourly pay range from $14.10 at the entry level to $37.67 for the highest earners, the diversity in this profession allows newer agents in typical environments—like captive storefronts or independent agency offices—to build up their earnings over time. Furthermore, remote policy quoting and client business visits provide flexibility that may appeal to part-time employees seeking supplemental income.
About the Plano Market
Salary estimated from Texas average ($65,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $14.10 | $112.80 |
| Lower Range (P25) | $17.50 | $139.98 |
| Median (P50) | $24.30 | $194.44 |
| Upper Range (P75) | $31.11 | $248.89 |
| Top Earners (P90) | $37.67 | $301.35 |
Estimated Annual Income by Work Schedule in Plano
Based on $24.30/hr median hourly rate · 2026 est.
At $24.30/hr, a insurance agent working full-time (40 hr/wk) in Plano, TX can expect to earn approximately $50,553 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $29,165. With a cost-of-living index of 96.00 (below the national average), these earnings stretch further in Plano.
Hourly Rate Calculator
Schedule Comparison in Plano
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $972.18 | $4,213 | $50,553 |
| Part-Time (24 hrs) | $583.31 | $2,528 | $30,332 |
| Per Diem (16 hrs) | $388.87 | $1,685 | $20,221 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Plano) | $24.30 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Plano, TX earn a median of $50,551 per year (2026 est.), which is 21.65% lower than the national median of $64,522 and 4.50% above the Texas state average of $48,374.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $24.30/hr = $30,332/year (purchasing power: $31,596).
Working 40h/week (full-time) = $50,553/year (purchasing power: $52,660).
CoL index: 96 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$19.19/hr
2025 BLS Actual
$23.46/hr
2026 Current Est.
$24.30/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Plano (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $19.19/hr | Actual |
| 2020 | $19.66/hr | Actual |
| 2021 | $18.77/hr | Actual |
| 2022 | $21.80/hr | Actual |
| 2023 | $22.25/hr | Actual |
| 2024 | $31.34/hr | Actual |
| 2025 | $23.46/hr | Actual |
| 2026(current) | $24.30/hr | Estimated |
| 2027 | $25.18/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Plano grew 22.3% from $19.19/hr (2019) to $23.46/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $25.18/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Plano metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Plano
In terms of potential earnings, a part-time insurance agent working 24 hours a week might net around $30,398 annually, compared to full-time agents who have the opportunity to earn significantly higher. While per-diem or 1099 roles are less common in this field, competition and commission-based earnings often dictate income trajectories. In Plano, hourly rates can vary based on the type of employer; for instance, captive agents working with carriers such as State Farm or Allstate may see different compensation structures compared to independent agents or those in larger commercial brokerages like Aon and Marsh. Additionally, agents often weigh the benefits of steady employment against the potential for higher hourly rates without benefits. When negotiating hourly pay, it's essential for insurance agents to be mindful of the local market's standards, their qualifications, and the varied compensation practices across different agency types.
More salary data for Plano, TX:
Frequently Asked Questions
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Related Pages
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Plano. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Plano is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov