Insurance Agent Hourly Pay in Pflugerville, TX: $23.01 (2026)
Quick Answer:Hourly pay for a insurance agent working in Pflugerville, TX runs $23.01 at the median for 2026 — annualizing to $47,863 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Pflugerville's regional price level (BEA RPP 96.0, 4% below national), each hour of work buys what $23.97 nationally would. A 24-hour part-time schedule grosses $28,716 per year.
Based on BLS state-level estimates · View source
In Pflugerville, TX, insurance agents can expect a median hourly pay of $23.01, which falls significantly below the national median of $31.02. This hourly rate offers a practical lens for those considering part-time or per-diem positions, allowing for flexible work schedules that can lead to balanced lifestyles, particularly for agents working three days a week. With the hourly pay range spanning from $13.34 for entry-level roles to $35.67 for top earners, individuals have the potential to earn based on their experience and the complexity of services offered. Insurance agents typically operate within various environments, including captive storefronts, independent agency offices, and corporate brokerage settings. Understanding these dynamics is crucial as they influence both income potential and job satisfaction for insurance professionals in Pflugerville.
About the Pflugerville Market
Salary estimated from Texas average ($65,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $13.34 | $106.75 |
| Lower Range (P25) | $17.87 | $142.97 |
| Median (P50) | $23.01 | $184.08 |
| Upper Range (P75) | $29.45 | $235.63 |
| Top Earners (P90) | $35.67 | $285.36 |
Estimated Annual Income by Work Schedule in Pflugerville
Based on $23.01/hr median hourly rate · 2026 est.
At $23.01/hr, a insurance agent working full-time (40 hr/wk) in Pflugerville, TX can expect to earn approximately $47,860 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $27,611. With a cost-of-living index of 96.00 (below the national average), these earnings stretch further in Pflugerville.
Hourly Rate Calculator
Schedule Comparison in Pflugerville
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $920.38 | $3,988 | $47,860 |
| Part-Time (24 hrs) | $552.23 | $2,393 | $28,716 |
| Per Diem (16 hrs) | $368.15 | $1,595 | $19,144 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Pflugerville) | $23.01 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Pflugerville, TX earn a median of $47,863 per year (2026 est.), which is 25.82% lower than the national median of $64,522 and 1.10% below the Texas state average of $48,396.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $23.01/hr = $28,716/year (purchasing power: $29,912).
Working 40h/week (full-time) = $47,860/year (purchasing power: $49,854).
CoL index: 96 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$18.17/hr
2025 BLS Actual
$22.21/hr
2026 Current Est.
$23.01/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Pflugerville (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $18.17/hr | Actual |
| 2020 | $18.61/hr | Actual |
| 2021 | $17.77/hr | Actual |
| 2022 | $20.63/hr | Actual |
| 2023 | $21.07/hr | Actual |
| 2024 | $29.67/hr | Actual |
| 2025 | $22.21/hr | Actual |
| 2026(current) | $23.01/hr | Estimated |
| 2027 | $23.84/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Pflugerville grew 22.3% from $18.17/hr (2019) to $22.21/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $23.84/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Pflugerville metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Pflugerville
For part-time agents, working 24 hours a week can yield an annual income that significantly differs from full-time earnings. Given the commission-based nature of the industry, many insurance agents working on per-diem or freelance terms may find it challenging to sustain consistent earnings unless they transition to full-time employment. While the allure of flexible hours exists, most agents in Pflugerville earn based on commission, making income stability variable. Different employer types can impact pay rates; for instance, captive agents with carriers like State Farm or Allstate might offer more consistent compensation than independent agents or those in larger brokerages, where pay structures can vary with the client base. Moreover, agents may weigh options between higher hourly pay and additional benefits, often choosing lower-paid positions that offer health insurance. To maximize their potential, hourly workers in Pflugerville should negotiate not only for favorable rates but also for benefits that align with their long-term career goals.
More salary data for Pflugerville, TX:
Frequently Asked Questions
What is the hourly rate for insurance agents in Pflugerville in 2026?
How much do part-time insurance agents make in Pflugerville?
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Pflugerville. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Pflugerville is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov