Insurance Agent Hourly Pay in Odessa, TX: $23.04 (2026)
Quick Answer:Hourly pay for a insurance agent working in Odessa, TX runs $23.04 at the median for 2026 — annualizing to $47,915 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Odessa's regional price level (BEA RPP 93.9, 6% below national), each hour of work buys what $24.54 nationally would. A 24-hour part-time schedule grosses $28,755 per year.
Official BLS data · View source
In Odessa, Texas, the insurance agent hourly pay is projected to be $23.04 for 2026, significantly lower than the national median of $31.02 per hour. This disparity highlights the local economic landscape for insurance agents, impacting those who might consider part-time work or per-diem positions. An insurance agent working three days a week could expect to earn around $1,105 weekly, making it feasible for someone balancing other commitments or transitioning careers. For entry-level agents, hourly compensation starts at $15.07, while more experienced professionals can earn as much as $50.53. These figures are sourced from 2025 BLS OEWS data, reflecting the diverse settings in which insurance agents operate, ranging from corporate offices of large brokerages to independent agency environments and remote policy quoting.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $15.07 | $120.59 |
| Lower Range (P25) | $17.61 | $140.90 |
| Median (P50) | $23.04 | $184.33 |
| Upper Range (P75) | $26.70 | $213.58 |
| Top Earners (P90) | $50.53 | $404.21 |
Estimated Annual Income by Work Schedule in Odessa
Based on $23.04/hr median hourly rate · 2026 est.
At $23.04/hr, a insurance agent working full-time (40 hr/wk) in Odessa, TX can expect to earn approximately $47,925 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $27,649. With a cost-of-living index of 93.90 (below the national average), these earnings stretch further in Odessa.
Hourly Rate Calculator
Schedule Comparison in Odessa
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $921.63 | $3,994 | $47,925 |
| Part-Time (24 hrs) | $552.98 | $2,396 | $28,755 |
| Per Diem (16 hrs) | $368.65 | $1,597 | $19,170 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Odessa) | $23.04 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Odessa, TX earn a median of $47,915 per year (2026 est.), which is 25.74% lower than the national median of $64,522 and 1.00% below the Texas state average of $48,399.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $23.04/hr = $28,755/year (purchasing power: $30,624).
Working 40h/week (full-time) = $47,925/year (purchasing power: $51,040).
CoL index: 93.896 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$17.93/hr
2025 BLS Actual
$22.24/hr
2026 Current Est.
$23.04/hr
2019–2027 Growth
+33.1%
Hourly Rate Trajectory for Insurance Agents in Odessa (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $17.93/hr | Actual |
| 2020 | $15.55/hr | Actual |
| 2021 | $18.34/hr | Actual |
| 2022 | $18.10/hr | Actual |
| 2023 | $18.97/hr | Actual |
| 2024 | $19.59/hr | Actual |
| 2025 | $22.24/hr | Actual |
| 2026(current) | $23.04/hr | Estimated |
| 2027 | $23.87/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Odessa grew 24.0% from $17.93/hr (2019) to $22.24/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $23.87/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Odessa metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Odessa
Considering the earning potential for part-time work, an agent in Odessa working 24 hours weekly could bring home approximately $57,626 annually, compared to their full-time counterparts. For those engaged in per-diem or commission-based roles, income can fluctuate significantly. While most insurance agents earn a base rate plus commissions, consulting roles in risk management can command fees as high as $400 per hour. The hourly rates agents receive vary widely depending on their employer type; captive agents generally earn lower rates but often enjoy full benefits. Independent agents and those at large brokerages may earn more per hour, but might lack health insurance. Balancing compensation with benefits is a common trade-off in the industry, and agents should leverage negotiation strategies to maximize their hourly rate, especially in the unique Odessa market.
More salary data for Odessa, TX:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Odessa. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov