Insurance Agent Hourly Pay in Mission, TX: $24.29 (2026)
Quick Answer:Hourly pay for a insurance agent working in Mission, TX runs $24.29 at the median for 2026 — annualizing to $50,527 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Mission's regional price level (BEA RPP 96.0, 4% below national), each hour of work buys what $25.31 nationally would. A 24-hour part-time schedule grosses $30,319 per year.
Based on BLS state-level estimates · View source
Insurance agents in Mission, Texas, can expect to earn a median hourly rate of $24.29 in 2026, which falls significantly below the national hourly median of $31.02. This discrepancy reflects local market conditions and the cost of living index in Mission, which is below the national average. For part-time workers, such as those operating three days a week, this equates to earnings that might not support a high standard of living, especially when combined with the traditional environments of insurance work - such as captive agent storefronts, independent agency offices, or even remote engagements for client meetings. The hourly pay ranges from $14.09 for entry-level positions to $37.65 for the top earners in the field, indicating various opportunities along the career path for insurance agents in Texas. As these rates are derived from annual estimates, they serve as a decent approximation for what agents can anticipate when working in both commission-based roles and salary-based positions.
About the Mission Market
Salary estimated from Texas average ($65,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $14.09 | $112.72 |
| Lower Range (P25) | $17.69 | $141.56 |
| Median (P50) | $24.29 | $194.35 |
| Upper Range (P75) | $31.09 | $248.72 |
| Top Earners (P90) | $37.65 | $301.19 |
Estimated Annual Income by Work Schedule in Mission
Based on $24.29/hr median hourly rate · 2026 est.
At $24.29/hr, a insurance agent working full-time (40 hr/wk) in Mission, TX can expect to earn approximately $50,532 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $29,153. With a cost-of-living index of 96.00 (below the national average), these earnings stretch further in Mission.
Hourly Rate Calculator
Schedule Comparison in Mission
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $971.77 | $4,211 | $50,532 |
| Part-Time (24 hrs) | $583.06 | $2,527 | $30,319 |
| Per Diem (16 hrs) | $388.71 | $1,684 | $20,213 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Mission) | $24.29 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Mission, TX earn a median of $50,527 per year (2026 est.), which is 21.69% lower than the national median of $64,522 and 4.40% above the Texas state average of $48,397.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $24.29/hr = $30,319/year (purchasing power: $31,582).
Working 40h/week (full-time) = $50,532/year (purchasing power: $52,637).
CoL index: 96 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$19.18/hr
2025 BLS Actual
$23.45/hr
2026 Current Est.
$24.29/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Mission (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $19.18/hr | Actual |
| 2020 | $19.65/hr | Actual |
| 2021 | $18.77/hr | Actual |
| 2022 | $21.79/hr | Actual |
| 2023 | $22.25/hr | Actual |
| 2024 | $29.96/hr | Actual |
| 2025 | $23.45/hr | Actual |
| 2026(current) | $24.29/hr | Estimated |
| 2027 | $25.17/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Mission grew 22.3% from $19.18/hr (2019) to $23.45/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $25.17/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Mission metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Mission
In examining the part-time earning potential for insurance agents, working just three days a week (around 24 hours) could yield an annual income of approximately $30,000, significantly less than full-time counterparts. Given the commission-centric model of income for most insurance agents, per diem insurance agent pay in Mission tends to be lower unless one operates as an independent consultant or locum. While the market does offer high rates for experienced risk managers—who may earn $200-$400 per hour—or expert witnesses in litigation who can command $300-$600 per hour, these roles are not typical for most agents. Rates vary widely based on employer type, with captive agents employed by carriers like State Farm and Allstate often earning less than those in independent agencies or large commercial brokerage firms like Aon and Marsh, which typically handle more lucrative commercial lines. Additionally, some agents may choose to trade off a lower hourly rate for the benefits provided by traditional employment, such as health insurance. For insurance professionals seeking to negotiate their hourly compensation, it’s wise to emphasize any specialized credentials like CPCU or CIC, which can justify higher pay rates in this evolving insurance landscape across Mission, TX.
More salary data for Mission, TX:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Mission. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Mission is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov