Insurance Agent Hourly Pay in Frisco, TX: $24.09 (2026)
Quick Answer:Hourly pay for a insurance agent working in Frisco, TX runs $24.09 at the median for 2026 — annualizing to $50,108 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Frisco's regional price level (BEA RPP 96.0, 4% below national), each hour of work buys what $25.09 nationally would. A 24-hour part-time schedule grosses $30,061 per year.
Based on BLS state-level estimates · View source
In Frisco, Texas, the projected median hourly pay for insurance agents stands at $24.09, which is significantly lower than the national median hourly rate of $31.02. This discrepancy indicates that agents in Frisco may be facing competitive challenges in terms of compensation. For part-time workers or those undertaking per-diem roles within various settings, such as independent agency offices or during client business visits, this hourly rate offers a practical framework for earnings. Entry-level positions start at around $13.98, while seasoned agents can earn up to $37.34 per hour, illustrating a range significant enough to accommodate both newcomers and high achievers in the profession.
About the Frisco Market
Salary estimated from Texas average ($65,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $13.98 | $111.81 |
| Lower Range (P25) | $17.34 | $138.74 |
| Median (P50) | $24.09 | $192.70 |
| Upper Range (P75) | $30.83 | $246.65 |
| Top Earners (P90) | $37.34 | $298.70 |
Estimated Annual Income by Work Schedule in Frisco
Based on $24.09/hr median hourly rate · 2026 est.
At $24.09/hr, a insurance agent working full-time (40 hr/wk) in Frisco, TX can expect to earn approximately $50,101 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $28,904. With a cost-of-living index of 96.00 (below the national average), these earnings stretch further in Frisco.
Hourly Rate Calculator
Schedule Comparison in Frisco
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $963.48 | $4,175 | $50,101 |
| Part-Time (24 hrs) | $578.09 | $2,505 | $30,061 |
| Per Diem (16 hrs) | $385.39 | $1,670 | $20,040 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Frisco) | $24.09 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Frisco, TX earn a median of $50,108 per year (2026 est.), which is 22.34% lower than the national median of $64,522 and 3.50% above the Texas state average of $48,414.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $24.09/hr = $30,061/year (purchasing power: $31,313).
Working 40h/week (full-time) = $50,101/year (purchasing power: $52,189).
CoL index: 96 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$19.02/hr
2025 BLS Actual
$23.25/hr
2026 Current Est.
$24.09/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Frisco (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $19.02/hr | Actual |
| 2020 | $19.48/hr | Actual |
| 2021 | $18.61/hr | Actual |
| 2022 | $21.60/hr | Actual |
| 2023 | $22.06/hr | Actual |
| 2024 | $31.06/hr | Actual |
| 2025 | $23.25/hr | Actual |
| 2026(current) | $24.09/hr | Estimated |
| 2027 | $24.95/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Frisco grew 22.3% from $19.02/hr (2019) to $23.25/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $24.95/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Frisco metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Frisco
Analyzing the hourly landscape for insurance agents in this region reveals distinct earning trajectories, especially for those working on a part-time basis. A typical 3-day workweek (24 hours) translates into an annual income of approximately $28,000 for part-time agents, showcasing a clear contrast with full-time roles. The reality of per-diem employment is uncommon within this field, as most agents primarily compete on commission. However, consulting opportunities may arise, with seasoned professionals charging substantial rates of $200-$400 per hour based on their expertise. Employment type also influences hourly rates; captive agents working for companies like State Farm or Allstate tend to receive lower compensation compared to those in independent agencies or large brokerages, where commercial lines specialists can command higher pay. Often, agents must weigh the benefits of salaried positions with health insurance against higher pay opportunities that lack such perks. Negotiating hourly rates within Frisco requires awareness of the local market, leveraging credentials like CPCU or CIC for better compensation potential.
More salary data for Frisco, TX:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Frisco. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Frisco is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov