Insurance Agent Hourly Pay in Amarillo, TX: $19.22 (2026)
Quick Answer:Hourly pay for a insurance agent working in Amarillo, TX runs $19.22 at the median for 2026 — annualizing to $39,969 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Amarillo's regional price level (BEA RPP 91.8, 8% below national), each hour of work buys what $20.93 nationally would. A 24-hour part-time schedule grosses $23,984 per year.
Official BLS data · View source
In Amarillo, Texas, the projected median hourly rate for insurance agents is $19.22, which is significantly lower than the national median of $31.02. This disparity can influence those considering part-time employment within this industry. For agents working three days a week, around 24 hours, this hourly rate translates into a modest income, making it challenging to cover living expenses in a cost-effective manner, particularly as the city's cost of living index is below the national average. The pay range for insurance agents in Amarillo varies widely from $15.92 at the entry-level to as high as $52.42 for the most experienced professionals, which can be attractive for those aiming for flexibility and growth potential in various settings, including captive agencies, independent brokerages, and even remote work scenarios.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $15.92 | $127.39 |
| Lower Range (P25) | $15.94 | $127.55 |
| Median (P50) | $19.22 | $153.74 |
| Upper Range (P75) | $30.80 | $246.40 |
| Top Earners (P90) | $52.42 | $419.37 |
Estimated Annual Income by Work Schedule in Amarillo
Based on $19.22/hr median hourly rate · 2026 est.
At $19.22/hr, a insurance agent working full-time (40 hr/wk) in Amarillo, TX can expect to earn approximately $39,973 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $23,061. With a cost-of-living index of 91.82 (below the national average), these earnings stretch further in Amarillo.
Hourly Rate Calculator
Schedule Comparison in Amarillo
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $768.71 | $3,331 | $39,973 |
| Part-Time (24 hrs) | $461.23 | $1,999 | $23,984 |
| Per Diem (16 hrs) | $307.48 | $1,332 | $15,989 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Amarillo) | $19.22 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Amarillo, TX earn a median of $39,969 per year (2026 est.), which is 38.05% lower than the national median of $64,522 and 17.40% below the Texas state average of $48,388.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $19.22/hr = $23,984/year (purchasing power: $26,120).
Working 40h/week (full-time) = $39,973/year (purchasing power: $43,534).
CoL index: 91.82 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$24.46/hr
2025 BLS Actual
$18.55/hr
2026 Current Est.
$19.22/hr
2019–2027 Growth
+-18.6%
Hourly Rate Trajectory for Insurance Agents in Amarillo (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $24.46/hr | Actual |
| 2020 | $21.45/hr | Actual |
| 2021 | $22.96/hr | Actual |
| 2022 | $22.55/hr | Actual |
| 2023 | $18.76/hr | Actual |
| 2024 | $20.79/hr | Actual |
| 2025 | $18.55/hr | Actual |
| 2026(current) | $19.22/hr | Estimated |
| 2027 | $19.91/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Amarillo grew -24.2% from $24.46/hr (2019) to $18.55/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $19.91/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Amarillo metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Amarillo
Analyzing the earning potential for part-time agents reveals a stark contrast to full-time positions in Amarillo. A part-time insurance agent, working 24 hours a week, would gross a mere $23,993 annually compared to a full-time agent's earnings. While per diem roles in insurance are not typically the norm, much of the compensation in this field is commission-driven, complicating income stability for part-time workers. Moreover, highly specialized roles, such as risk management consulting or expert witness work in coverage disputes, can yield hourly rates significantly higher than typical agency work, ranging from $200 to $600 per hour. Employers also influence hourly pay rates, with captive agents earning less than those at large commercial firms or independent agencies specializing in commercial lines that generally command higher payouts. As agents navigate negotiations, weighing the benefits of steady employment with health insurance against potentially higher hourly rates without benefits is essential for their career trajectory in Amarillo.
More salary data for Amarillo, TX:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Amarillo. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov