Insurance Agent Hourly Pay in Kingsport, TN: $23.32 (2026)
Quick Answer:Hourly pay for a insurance agent working in Kingsport, TN runs $23.32 at the median for 2026 — annualizing to $48,516 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Kingsport's regional price level (BEA RPP 86.4, 14% below national), each hour of work buys what $26.98 nationally would. A 24-hour part-time schedule grosses $29,104 per year.
Official BLS data · View source
In Kingsport, TN, the insurance agent hourly pay is projected to be $23.32 in 2026, notably lower than the national median hourly rate of $31.02. This discrepancy highlights a critical aspect for those considering part-time roles or per-diem work, where agents often operate in settings like captive agent storefronts or independent agency offices, as well as in client consultations for commercial inspections. With an hourly range spanning from $14.52 for entry-level positions to $51.49 for top earners, the Kingsport market presents diverse earning opportunities. Such figures, derived from the Bureau of Labor Statistics, provide crucial insights into the pay scale that can aid both newcomers and experienced professionals navigating their career paths in insurance.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $14.52 | $116.20 |
| Lower Range (P25) | $18.24 | $145.95 |
| Median (P50) | $23.32 | $186.56 |
| Upper Range (P75) | $30.89 | $247.15 |
| Top Earners (P90) | $51.49 | $411.91 |
Estimated Annual Income by Work Schedule in Kingsport
Based on $23.32/hr median hourly rate · 2026 est.
At $23.32/hr, a insurance agent working full-time (40 hr/wk) in Kingsport, TN can expect to earn approximately $48,506 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $27,984. With a cost-of-living index of 86.45 (below the national average), these earnings stretch further in Kingsport.
Hourly Rate Calculator
Schedule Comparison in Kingsport
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $932.81 | $4,042 | $48,506 |
| Part-Time (24 hrs) | $559.69 | $2,425 | $29,104 |
| Per Diem (16 hrs) | $373.13 | $1,617 | $19,403 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Kingsport) | $23.32 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Kingsport, TN earn a median of $48,516 per year (2026 est.), which is 24.81% lower than the national median of $64,522 and 14.80% below the Tennessee state average of $56,944.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $23.32/hr = $29,104/year (purchasing power: $33,667).
Working 40h/week (full-time) = $48,506/year (purchasing power: $56,111).
CoL index: 86.447 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$18.41/hr
2025 BLS Actual
$22.51/hr
2026 Current Est.
$23.32/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Kingsport (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $18.41/hr | Actual |
| 2020 | $23.67/hr | Actual |
| 2021 | $21.94/hr | Actual |
| 2022 | $22.52/hr | Actual |
| 2023 | $21.40/hr | Actual |
| 2024 | $21.81/hr | Actual |
| 2025 | $22.51/hr | Actual |
| 2026(current) | $23.32/hr | Estimated |
| 2027 | $24.16/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Kingsport grew 22.3% from $18.41/hr (2019) to $22.51/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $24.16/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Kingsport metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Kingsport
Evaluating the earning potential for a part-time insurance agent working three days a week, totaling around 24 hours, can yield approximately $28,665 annually, a stark contrast to full-time earnings. Most agents operate on a commission-based model, making per diem as a 1099 worker relatively uncommon; seasoned professionals, particularly those with CPCU or CIC credentials, may command consulting fees of $200-$400 per hour, while expert witnesses can draw $300-$600 per hour. Moreover, hourly rates can differ significantly depending on the employer type in Kingsport. For instance, captive agents with established carriers typically earn less than those in larger brokerage firms focusing on commercial lines, which tend to pay more. Many agents may opt for lower hourly rates in exchange for benefits such as health insurance, weighing the immediate remuneration against long-term financial stability. For insurance professionals in Kingsport, mastering negotiation tactics tailored to specific employer expectations can also enhance their earnings potential.
More salary data for Kingsport, TN:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Kingsport. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Source: BLS, OEWS, 6-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov