Insurance Agent Hourly Pay in Huron, SD: $26.55 (2026)
Quick Answer:Hourly pay for a insurance agent working in Huron, SD runs $26.55 at the median for 2026 — annualizing to $55,219 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Huron's regional price level (BEA RPP 92.8, 7% below national), each hour of work buys what $28.61 nationally would. A 24-hour part-time schedule grosses $33,138 per year.
Based on BLS state-level estimates · View source
In Huron, South Dakota, the median hourly pay for insurance agents is projected to be $26.55 in 2026, which is significantly lower than the national hourly median of $31.02. This discrepancy means that part-time insurance agents, such as those working three days a week, could find their earnings hampered compared to their counterparts in other states. Being employed in various settings, including captive agent storefronts and independent agency offices, these professionals can expect an hourly rate that falls within a range from $17.30 for entry-level positions to $41.15 for top earners. These figures provide a snapshot of the potential pay landscape, which relies heavily on the overall structure of compensation in the insurance industry, estimated from annual salary data.
About the Huron Market
Salary estimated from South Dakota average ($52,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $17.30 | $138.41 |
| Lower Range (P25) | $20.68 | $165.43 |
| Median (P50) | $26.55 | $212.42 |
| Upper Range (P75) | $33.98 | $271.85 |
| Top Earners (P90) | $41.15 | $329.20 |
Estimated Annual Income by Work Schedule in Huron
Based on $26.55/hr median hourly rate · 2026 est.
At $26.55/hr, a insurance agent working full-time (40 hr/wk) in Huron, SD can expect to earn approximately $55,230 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $31,863. With a cost-of-living index of 92.80 (below the national average), these earnings stretch further in Huron.
Hourly Rate Calculator
Schedule Comparison in Huron
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,062.11 | $4,602 | $55,230 |
| Part-Time (24 hrs) | $637.26 | $2,761 | $33,138 |
| Per Diem (16 hrs) | $424.84 | $1,841 | $22,092 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Huron) | $26.55 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Huron, SD earn a median of $55,219 per year (2026 est.), which is 14.42% lower than the national median of $64,522 and 7.80% below the South Dakota state average of $59,890.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $26.55/hr = $33,138/year (purchasing power: $35,709).
Working 40h/week (full-time) = $55,230/year (purchasing power: $59,515).
CoL index: 92.8 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$20.96/hr
2025 BLS Actual
$25.63/hr
2026 Current Est.
$26.55/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Huron (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $20.96/hr | Actual |
| 2020 | $21.47/hr | Actual |
| 2021 | $20.51/hr | Actual |
| 2022 | $23.81/hr | Actual |
| 2023 | $24.31/hr | Actual |
| 2024 | $21.40/hr | Actual |
| 2025 | $25.63/hr | Actual |
| 2026(current) | $26.55/hr | Estimated |
| 2027 | $27.51/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Huron grew 22.3% from $20.96/hr (2019) to $25.63/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $27.51/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Huron metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Huron
When it comes to part-time earning potential, an insurance agent working 24 hours a week would typically bring home around $33,130 annually, far less than a full-time agent's earnings. The per diem and agency work model is less common in Huron, where insurance agents primarily operate on a commission basis. Those in specialized consulting roles, such as risk managers, may charge significantly higher rates, ranging from $200 to $400 per hour. Variations in hourly pay arise based on employer types, as captive agents from companies like State Farm or Allstate usually encounter different pay structures compared to those at independent agencies or large commercial brokerages like Aon and Marsh. Understanding these nuances can help agents navigate their career paths in Huron effectively. Practical negotiation tips are essential for securing better hourly rates, especially for those willing to trade higher hourly pay for employee benefits, which can be an attractive feature in the competitive insurance market.
More salary data for Huron, SD:
Frequently Asked Questions
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Related Pages
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Huron. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Huron is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov