Insurance Agent Hourly Pay in Spartanburg, SC: $24.40 (2026)
Quick Answer:Hourly pay for a insurance agent working in Spartanburg, SC runs $24.40 at the median for 2026 — annualizing to $50,743 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Spartanburg's regional price level (BEA RPP 91.1, 9% below national), each hour of work buys what $26.80 nationally would. A 24-hour part-time schedule grosses $30,448 per year.
Official BLS data · View source
In Spartanburg, South Carolina, the median hourly pay for insurance agents reaches $24.40, which is notably lower than the national median of $31.02. This difference can affect the earnings potential of both full-time and part-time workers in various settings, including independent agencies, captive storefronts, and remote operations. Part-time agents working three days a week, or roughly 24 hours, would earn approximately $585 on average per week. For this profession, the hourly range extends from $17.89 for entry-level positions up to $61.89 for the highest earners, reflecting a diverse financial opportunity within the community. This projected data, derived from 2025 BLS OEWS figures and anticipated for 2026, highlights the local market's competitive yet constrained nature when compared nationally.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $17.89 | $143.13 |
| Lower Range (P25) | $22.09 | $176.70 |
| Median (P50) | $24.40 | $195.18 |
| Upper Range (P75) | $36.45 | $291.57 |
| Top Earners (P90) | $61.89 | $495.13 |
Estimated Annual Income by Work Schedule in Spartanburg
Based on $24.40/hr median hourly rate · 2026 est.
At $24.40/hr, a insurance agent working full-time (40 hr/wk) in Spartanburg, SC can expect to earn approximately $50,747 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $29,277. With a cost-of-living index of 91.05 (below the national average), these earnings stretch further in Spartanburg.
Hourly Rate Calculator
Schedule Comparison in Spartanburg
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $975.91 | $4,229 | $50,747 |
| Part-Time (24 hrs) | $585.55 | $2,537 | $30,448 |
| Per Diem (16 hrs) | $390.36 | $1,692 | $20,299 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Spartanburg) | $24.40 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Spartanburg, SC earn a median of $50,743 per year (2026 est.), which is 21.36% lower than the national median of $64,522 and 20.60% below the South Carolina state average of $63,908.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $24.40/hr = $30,448/year (purchasing power: $33,441).
Working 40h/week (full-time) = $50,747/year (purchasing power: $55,735).
CoL index: 91.051 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$16.93/hr
2025 BLS Actual
$23.55/hr
2026 Current Est.
$24.40/hr
2019–2027 Growth
+49.3%
Hourly Rate Trajectory for Insurance Agents in Spartanburg (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $16.93/hr | Actual |
| 2020 | $22.38/hr | Actual |
| 2021 | $22.62/hr | Actual |
| 2022 | $17.14/hr | Actual |
| 2023 | $17.56/hr | Actual |
| 2024 | $21.77/hr | Actual |
| 2025 | $23.55/hr | Actual |
| 2026(current) | $24.40/hr | Estimated |
| 2027 | $25.28/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Spartanburg grew 39.1% from $16.93/hr (2019) to $23.55/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $25.28/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Spartanburg metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Spartanburg
Focusing on the earning potential for part-time insurance agents in Spartanburg, committing to a three-day workweek can yield an annual income of about $30,420. In contrast, full-time agents, who typically operate in commission-based roles, can find sporadic per-diem opportunities in consulting or risk management, although such positions are not common. For instance, consulting work for former CPCU-credentialed brokers may demand rates between $200 and $400 per hour, which emphasizes the higher-end earning potential compared to traditional insurance roles. Hourly rates further vary depending on the employer type; captive insurance agents usually secure lower compensation with added benefits, whereas independent agencies and larger brokerage firms may offer more competitive rates at the expense of health insurance. For those negotiating their pay, it’s advisable to balance hourly wages against benefits, particularly in Spartanburg’s shifting employment landscape, where commission structures continue to evolve within the insurance industry.
More salary data for Spartanburg, SC:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Spartanburg. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov