Insurance Agent Hourly Pay in Goose Creek, SC: $29.52 (2026)
Quick Answer:Hourly pay for a insurance agent working in Goose Creek, SC runs $29.52 at the median for 2026 — annualizing to $61,391 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Goose Creek's regional price level (BEA RPP 91.5, 8% below national), each hour of work buys what $32.26 nationally would. A 24-hour part-time schedule grosses $36,836 per year.
Based on BLS state-level estimates · View source
In Goose Creek, South Carolina, the projected median hourly pay for an insurance agent is $29.52, which is slightly below the national median of $31.02. This hourly wage presents a viable opportunity for part-time roles, allowing individuals to earn a respectable income while working just three days a week, or 24 hours total. Typical settings for insurance agents in Goose Creek include captive agent storefronts with companies like State Farm and Allstate, as well as independent agency offices. The hourly pay for insurance agents ranges from $19.07 for entry-level positions to $45.75 for top earners, accommodating various experience levels and responsibilities across these different environments. It’s essential to note that these hourly estimates are derived from annual salary data, providing a framework to understand potential earnings.
About the Goose Creek Market
Salary estimated from South Carolina average ($55,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $19.07 | $152.58 |
| Lower Range (P25) | $22.29 | $178.36 |
| Median (P50) | $29.52 | $236.13 |
| Upper Range (P75) | $37.78 | $302.26 |
| Top Earners (P90) | $45.75 | $366.00 |
Estimated Annual Income by Work Schedule in Goose Creek
Based on $29.52/hr median hourly rate · 2026 est.
At $29.52/hr, a insurance agent working full-time (40 hr/wk) in Goose Creek, SC can expect to earn approximately $61,393 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $35,419. With a cost-of-living index of 91.50 (below the national average), these earnings stretch further in Goose Creek.
Hourly Rate Calculator
Schedule Comparison in Goose Creek
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,180.63 | $5,116 | $61,393 |
| Part-Time (24 hrs) | $708.38 | $3,070 | $36,836 |
| Per Diem (16 hrs) | $472.25 | $2,046 | $24,557 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Goose Creek) | $29.52 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Goose Creek, SC earn a median of $61,391 per year (2026 est.), which is 4.85% lower than the national median of $64,522 and 4.00% below the South Carolina state average of $63,949.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $29.52/hr = $36,836/year (purchasing power: $40,257).
Working 40h/week (full-time) = $61,393/year (purchasing power: $67,096).
CoL index: 91.5 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$23.30/hr
2025 BLS Actual
$28.49/hr
2026 Current Est.
$29.52/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Goose Creek (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $23.30/hr | Actual |
| 2020 | $23.87/hr | Actual |
| 2021 | $22.80/hr | Actual |
| 2022 | $26.47/hr | Actual |
| 2023 | $27.03/hr | Actual |
| 2024 | $23.23/hr | Actual |
| 2025 | $28.49/hr | Actual |
| 2026(current) | $29.52/hr | Estimated |
| 2027 | $30.58/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Goose Creek grew 22.3% from $23.30/hr (2019) to $28.49/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $30.58/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Goose Creek metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Goose Creek
For those considering part-time positions, working as an insurance agent for 24 hours a week translates into approximately $36,753 annually, a notable sum compared to full-time opportunities. However, part-time and per diem roles are not as prevalent, primarily due to the commission-based compensation model dominating this industry. Per diem insurance agent pay in Goose Creek can vary significantly based on employer types. Captive agents often receive less hourly pay compared to those in large brokerage firms focused on commercial lines, where specialists may earn much more for their expertise. The ongoing dichotomy between higher hourly rates without benefits at independent agencies and lower rates with health insurance packages can influence employment decisions. Negotiation becomes crucial; agents should highlight their unique skills and local market knowledge for successful pay discussions. Understanding these nuances will help prospective agents navigate their career paths more effectively in Goose Creek, SC.
More salary data for Goose Creek, SC:
Frequently Asked Questions
What is the hourly rate for insurance agents in Goose Creek in 2026?
How much do part-time insurance agents make in Goose Creek?
Are insurance agents in Goose Creek paid hourly or salary?
How much does a full-time insurance agent make per year in Goose Creek?
Do insurance agents earn more per hour working part-time in Goose Creek?
Related Pages
Compare Salaries
Career Resources
Nearby Cities in South Carolina
Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Goose Creek. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Goose Creek is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov