Insurance Agent Hourly Pay in Pottstown, PA: $27.87 (2026)
Quick Answer:Hourly pay for a insurance agent working in Pottstown, PA runs $27.87 at the median for 2026 — annualizing to $57,975 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Pottstown's regional price level (BEA RPP 97.4, 3% below national), each hour of work buys what $28.61 nationally would. A 24-hour part-time schedule grosses $34,780 per year.
Based on BLS state-level estimates · View source
In Pottstown, Pennsylvania, insurance agents earn a median hourly pay of $27.87, which is notably lower than the national median of $31.02. This discrepancy suggests that those seeking part-time or per diem roles may find their earning potential somewhat limited compared to other regions. For instance, a part-time insurance agent working three days a week could potentially earn around $26,000 annually, which might not provide sufficient financial stability without additional sources of income. The hourly range for insurance agents in this area spans from $16.86 for entry-level positions to as high as $43.20 for top earners. These figures are derived from estimated annual salaries, indicating a competitive yet challenging pay environment for insurance professionals operating in various settings such as independent agency offices or client business visits.
About the Pottstown Market
Salary estimated from Pennsylvania average ($62,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $16.86 | $134.85 |
| Lower Range (P25) | $22.47 | $179.77 |
| Median (P50) | $27.87 | $222.95 |
| Upper Range (P75) | $35.68 | $285.44 |
| Top Earners (P90) | $43.20 | $345.61 |
Estimated Annual Income by Work Schedule in Pottstown
Based on $27.87/hr median hourly rate · 2026 est.
At $27.87/hr, a insurance agent working full-time (40 hr/wk) in Pottstown, PA can expect to earn approximately $57,966 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $33,442. With a cost-of-living index of 97.40 (below the national average), these earnings stretch further in Pottstown.
Hourly Rate Calculator
Schedule Comparison in Pottstown
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,114.74 | $4,831 | $57,966 |
| Part-Time (24 hrs) | $668.84 | $2,898 | $34,780 |
| Per Diem (16 hrs) | $445.89 | $1,932 | $23,187 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Pottstown) | $27.87 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Pottstown, PA earn a median of $57,975 per year (2026 est.), which is 10.15% lower than the national median of $64,522 and 5.70% below the Pennsylvania state average of $61,479.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $27.87/hr = $34,780/year (purchasing power: $35,708).
Working 40h/week (full-time) = $57,966/year (purchasing power: $59,514).
CoL index: 97.4 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$22.00/hr
2025 BLS Actual
$26.90/hr
2026 Current Est.
$27.87/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Pottstown (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $22.00/hr | Actual |
| 2020 | $22.54/hr | Actual |
| 2021 | $21.53/hr | Actual |
| 2022 | $24.99/hr | Actual |
| 2023 | $25.52/hr | Actual |
| 2024 | $27.38/hr | Actual |
| 2025 | $26.90/hr | Actual |
| 2026(current) | $27.87/hr | Estimated |
| 2027 | $28.87/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Pottstown grew 22.3% from $22.00/hr (2019) to $26.90/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $28.87/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Pottstown metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Pottstown
Compensation dynamics can vary significantly for those in the insurance industry. While insurance agents in Pottstown typically work for a fixed hourly rate, many within the industry find that part-time or per diem insurance agent pay in Pottstown often does not match the earnings potential seen with commission-based roles. Independent agents, particularly those in multi-carrier brokerages, or commercial brokers, can earn higher hourly compensation, especially when working with clients in specialty lines. For example, risk managers and expert witnesses can bill as much as $400 to $600 per hour, far exceeding the typical insurance agent hourly rate in PA. Agents may also choose positions with lower hourly pay that provide benefits like health insurance, a trade-off that reflects varying priorities among insurance professionals. When negotiating offers, agents should leverage their credentials, such as CPCU or CIC designations, to demand compensation reflective of their expertise while also considering the overall benefits package and employer reputation within Pottstown.
More salary data for Pottstown, PA:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Pottstown. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Pottstown is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov