Insurance Agent Hourly Pay in Norristown, PA: $28.62 (2026)
Quick Answer:Hourly pay for a insurance agent working in Norristown, PA runs $28.62 at the median for 2026 — annualizing to $59,539 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Norristown's regional price level (BEA RPP 97.4, 3% below national), each hour of work buys what $29.39 nationally would. A 24-hour part-time schedule grosses $35,724 per year.
Based on BLS state-level estimates · View source
In Norristown, Pennsylvania, the projected median hourly pay for insurance agents in 2026 is $28.62. This figure is notably lower than the national median hourly rate of $31.02, indicating a localized salary structure. For part-time workers operating three days a week, typically logging around 24 hours, the income might fall slightly below full-time levels, creating potential challenges for those balancing multiple commitments. The hourly pay for insurance agents in Norristown ranges from $16.61 at the entry level, moving up to $44.37 for top earners, reflecting both the experience and type of agency where one is employed. This dynamic is especially relevant in varied settings such as independent agency offices, commercial brokerage corporate environments, and even virtual policy quoting, where agents can earn varying rates based on their engagement with clients and specific tasks.
About the Norristown Market
Salary estimated from Pennsylvania average ($62,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $16.61 | $132.86 |
| Lower Range (P25) | $22.55 | $180.43 |
| Median (P50) | $28.62 | $229.00 |
| Upper Range (P75) | $36.64 | $293.15 |
| Top Earners (P90) | $44.37 | $354.98 |
Estimated Annual Income by Work Schedule in Norristown
Based on $28.62/hr median hourly rate · 2026 est.
At $28.62/hr, a insurance agent working full-time (40 hr/wk) in Norristown, PA can expect to earn approximately $59,539 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $34,350. With a cost-of-living index of 97.40 (below the national average), these earnings stretch further in Norristown.
Hourly Rate Calculator
Schedule Comparison in Norristown
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,144.99 | $4,962 | $59,539 |
| Part-Time (24 hrs) | $686.99 | $2,977 | $35,724 |
| Per Diem (16 hrs) | $457.99 | $1,985 | $23,816 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Norristown) | $28.62 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Norristown, PA earn a median of $59,539 per year (2026 est.), which is 7.72% lower than the national median of $64,522 and 3.10% below the Pennsylvania state average of $61,444.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $28.62/hr = $35,724/year (purchasing power: $36,677).
Working 40h/week (full-time) = $59,539/year (purchasing power: $61,129).
CoL index: 97.4 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$22.60/hr
2025 BLS Actual
$27.63/hr
2026 Current Est.
$28.62/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Norristown (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $22.60/hr | Actual |
| 2020 | $23.15/hr | Actual |
| 2021 | $22.11/hr | Actual |
| 2022 | $25.67/hr | Actual |
| 2023 | $26.21/hr | Actual |
| 2024 | $28.12/hr | Actual |
| 2025 | $27.63/hr | Actual |
| 2026(current) | $28.62/hr | Estimated |
| 2027 | $29.66/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Norristown grew 22.3% from $22.60/hr (2019) to $27.63/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $29.66/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Norristown metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Norristown
Examining the financial realities for part-time insurance agents reveals the take-home pay can be significantly different from full-time counterparts. For example, a part-time agent working 24 hours a week might expect annual earnings converting to lesser amounts compared to a full-time schedule, often heavily leaning on commission from sales. Per diem work is less common in this industry, with most compensation structures based on commissions rather than hourly rates. Individuals working with high-level risk managers or providing expert testimony on coverage disputes can bill significantly higher rates, anywhere from $200 to $600 an hour, depending on their expertise. In Norristown, compensation can also vary considerably among different types of employers—from captive agents at single carriers like State Farm and Allstate to independent agencies and large commercial brokerages like Aon and Marsh. Some agents opt for a lower hourly pay tied to health benefits rather than a higher rate without any additional perks. For those negotiating their hourly pay in Norristown, it is wise to leverage their skills and credentials, such as CPCU or CIC, to maximize their compensation potential while considering local market conditions.
More salary data for Norristown, PA:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Norristown. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Norristown is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov