Insurance Agent Hourly Pay in New Castle, PA: $28.27 (2026)
Quick Answer:Hourly pay for a insurance agent working in New Castle, PA runs $28.27 at the median for 2026 — annualizing to $58,812 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against New Castle's regional price level (BEA RPP 97.4, 3% below national), each hour of work buys what $29.03 nationally would. A 24-hour part-time schedule grosses $35,284 per year.
Based on BLS state-level estimates · View source
In New Castle, the insurance agent hourly pay stands at a median rate of $28.27, which is lower than the national median of $31.02. This discrepancy suggests different earning potentials depending on work settings. Part-time insurance agents who work three days a week, for example, can expect to earn around $27,310 annually based on a typical schedule of 24 hours per week, slightly above the entry-level hourly pay of $17.79. For those in per-diem or flexible arrangements, opportunities arise primarily through commissions and client meetings. The hourly pay range for insurance agents in New Castle spans from $17.79 at the lower end to $43.82 for more experienced professionals, reflecting varying expertise and the diverse employer models, including captive agents, independent agencies, and large brokerages.
About the New Castle Market
Salary estimated from Pennsylvania average ($62,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $17.79 | $142.30 |
| Lower Range (P25) | $22.67 | $181.34 |
| Median (P50) | $28.27 | $226.18 |
| Upper Range (P75) | $36.19 | $289.50 |
| Top Earners (P90) | $43.82 | $350.58 |
Estimated Annual Income by Work Schedule in New Castle
Based on $28.27/hr median hourly rate · 2026 est.
At $28.27/hr, a insurance agent working full-time (40 hr/wk) in New Castle, PA can expect to earn approximately $58,807 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $33,927. With a cost-of-living index of 97.40 (below the national average), these earnings stretch further in New Castle.
Hourly Rate Calculator
Schedule Comparison in New Castle
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,130.90 | $4,901 | $58,807 |
| Part-Time (24 hrs) | $678.54 | $2,940 | $35,284 |
| Per Diem (16 hrs) | $452.36 | $1,960 | $23,523 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (New Castle) | $28.27 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in New Castle, PA earn a median of $58,812 per year (2026 est.), which is 8.85% lower than the national median of $64,522 and 4.30% below the Pennsylvania state average of $61,454.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $28.27/hr = $35,284/year (purchasing power: $36,226).
Working 40h/week (full-time) = $58,807/year (purchasing power: $60,376).
CoL index: 97.4 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$22.32/hr
2025 BLS Actual
$27.29/hr
2026 Current Est.
$28.27/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in New Castle (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $22.32/hr | Actual |
| 2020 | $22.86/hr | Actual |
| 2021 | $21.84/hr | Actual |
| 2022 | $25.35/hr | Actual |
| 2023 | $25.89/hr | Actual |
| 2024 | $27.78/hr | Actual |
| 2025 | $27.29/hr | Actual |
| 2026(current) | $28.27/hr | Estimated |
| 2027 | $29.29/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in New Castle grew 22.3% from $22.32/hr (2019) to $27.29/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $29.29/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the New Castle metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in New Castle
Part-time earnings for a New Castle insurance agent are significantly influenced by commission structures. An agent working just 24 hours per week would see stark differences in annual income compared to their full-time counterparts, who benefit from steadier commission streams and often earn more through bonuses and incentives. In terms of per diem work, while standard insurance roles typically offer a salary or hourly pay, opportunities for contracting can involve higher pay rates in specialized areas like risk management and expert witnessing, which can yield $200 to $600 per hour. In New Castle, earnings can also vary depending on the type of employer, where captive agents may face lower hourly pay yet gain benefits, unlike independent agents who can command higher rates without employee benefits. Effective negotiation is crucial in this region, considering compensation structures that balance hourly pay with the security of health insurance. Knowing local market expectations and demonstrating value can play a significant role in securing competitive compensation for insurance agents in PA.
More salary data for New Castle, PA:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in New Castle. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for New Castle is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov