Insurance Agent Hourly Pay in Pendleton, OR: $29.17 (2026)
Quick Answer:Hourly pay for a insurance agent working in Pendleton, OR runs $29.17 at the median for 2026 — annualizing to $60,674 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Pendleton's regional price level (BEA RPP 102.6, 3% above national), each hour of work buys what $28.43 nationally would. A 24-hour part-time schedule grosses $36,409 per year.
Based on BLS state-level estimates · View source
In Pendleton, Oregon, insurance agents can expect an hourly median rate of $29.17, which falls below the national figure of $31.02. This discrepancy might influence part-time professionals and per-diem workers who typically operate in various environments, ranging from captive agent storefronts to independent agency offices and virtual settings. For those working three days a week, the potential to earn between $18.53 at entry-level positions and $45.21 at the top end leaves room for flexible earning structures. The proximity to eastern Oregon's markets allows agents to diversify their client bases, which can further affect their pay depending on the volume and complexity of insurance products offered, emphasizing the financial mobility within this profession.
About the Pendleton Market
Salary estimated from Oregon average ($62,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $18.53 | $148.27 |
| Lower Range (P25) | $22.39 | $179.10 |
| Median (P50) | $29.17 | $233.39 |
| Upper Range (P75) | $37.34 | $298.70 |
| Top Earners (P90) | $45.21 | $361.69 |
Estimated Annual Income by Work Schedule in Pendleton
Based on $29.17/hr median hourly rate · 2026 est.
At $29.17/hr, a insurance agent working full-time (40 hr/wk) in Pendleton, OR can expect to earn approximately $60,681 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $35,009. With a cost-of-living index of 102.60 (above the national average), these earnings may be offset by higher expenses in Pendleton.
Hourly Rate Calculator
Schedule Comparison in Pendleton
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,166.95 | $5,057 | $60,681 |
| Part-Time (24 hrs) | $700.17 | $3,034 | $36,409 |
| Per Diem (16 hrs) | $466.78 | $2,023 | $24,273 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Pendleton) | $29.17 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Pendleton, OR earn a median of $60,674 per year (2026 est.), which is 5.96% lower than the national median of $64,522 and 3.90% below the Oregon state average of $63,137.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $29.17/hr = $36,409/year (purchasing power: $35,486).
Working 40h/week (full-time) = $60,681/year (purchasing power: $59,144).
CoL index: 102.6 (100 = national average).
2019 BLS Actual
$23.03/hr
2025 BLS Actual
$28.16/hr
2026 Current Est.
$29.17/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Pendleton (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $23.03/hr | Actual |
| 2020 | $23.59/hr | Actual |
| 2021 | $22.54/hr | Actual |
| 2022 | $26.16/hr | Actual |
| 2023 | $26.71/hr | Actual |
| 2024 | $29.38/hr | Actual |
| 2025 | $28.16/hr | Actual |
| 2026(current) | $29.17/hr | Estimated |
| 2027 | $30.22/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Pendleton grew 22.3% from $23.03/hr (2019) to $28.16/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $30.22/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Pendleton metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Pendleton
When examining the financial dynamics of an insurance agent's role, part-time work represents an appealing avenue, particularly for those choosing to work 24 hours a week. Depending on variables such as commission structures and client interactions, an agent in Pendleton may bring in significantly less than their full-time counterparts, often relying on direct client sales to supplement that income. Per-diem insurance agent pay in Pendleton is not prevalent, as most agents work under commission-based models. However, those in specialized consulting roles, such as risk managers or expert witnesses, could command substantially higher rates. The variety of employer types in Pendleton—spanning captive agents, independent agencies, and commercial brokerages—also leads to notable pay differences. Captive agents might accept slightly lower wages in exchange for benefits like health insurance, while those in independent firms may negotiate higher hourly rates without those advantages. For agents keen on maximizing their hourly pay, focusing on niche markets or mastering commercial lines could provide pathways to increased income.
More salary data for Pendleton, OR:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Pendleton. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Pendleton is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov