Insurance Agent Hourly Pay in Klamath Falls, OR: $27.97 (2026)
Quick Answer:Hourly pay for a insurance agent working in Klamath Falls, OR runs $27.97 at the median for 2026 — annualizing to $58,185 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Klamath Falls's regional price level (BEA RPP 102.6, 3% above national), each hour of work buys what $27.26 nationally would. A 24-hour part-time schedule grosses $34,909 per year.
Based on BLS state-level estimates · View source
In Klamath Falls, Oregon, the insurance agent hourly pay is projected to be $27.97 in 2026, notably below the national average of $31.02 per hour. This difference highlights the evolving environment in the insurance market, with part-time or per-diem workers potentially experiencing varied income. An insurance agent working three days a week could earn $27, for instance, translating directly into their take-home pay and affecting lifestyle choices. The hourly range in this profession spans from $18.15 for entry-level positions to $43.36 for top earners, reflecting differences in experience and agency types. While this data extrapolates from annual figures, it underscores the potential for agents in diverse settings—from storefronts of captive carriers to independent agencies, and even remote work involving policy quoting.
About the Klamath Falls Market
Salary estimated from Oregon average ($62,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $18.15 | $145.21 |
| Lower Range (P25) | $21.76 | $174.05 |
| Median (P50) | $27.97 | $223.78 |
| Upper Range (P75) | $35.80 | $286.43 |
| Top Earners (P90) | $43.36 | $346.85 |
Estimated Annual Income by Work Schedule in Klamath Falls
Based on $27.97/hr median hourly rate · 2026 est.
At $27.97/hr, a insurance agent working full-time (40 hr/wk) in Klamath Falls, OR can expect to earn approximately $58,182 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $33,566. With a cost-of-living index of 102.60 (above the national average), these earnings may be offset by higher expenses in Klamath Falls.
Hourly Rate Calculator
Schedule Comparison in Klamath Falls
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,118.88 | $4,848 | $58,182 |
| Part-Time (24 hrs) | $671.33 | $2,909 | $34,909 |
| Per Diem (16 hrs) | $447.55 | $1,939 | $23,273 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Klamath Falls) | $27.97 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Klamath Falls, OR earn a median of $58,185 per year (2026 est.), which is 9.82% lower than the national median of $64,522 and 7.90% below the Oregon state average of $63,176.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $27.97/hr = $34,909/year (purchasing power: $34,024).
Working 40h/week (full-time) = $58,182/year (purchasing power: $56,707).
CoL index: 102.6 (100 = national average).
2019 BLS Actual
$22.08/hr
2025 BLS Actual
$27.00/hr
2026 Current Est.
$27.97/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Klamath Falls (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $22.08/hr | Actual |
| 2020 | $22.62/hr | Actual |
| 2021 | $21.61/hr | Actual |
| 2022 | $25.08/hr | Actual |
| 2023 | $25.61/hr | Actual |
| 2024 | $28.17/hr | Actual |
| 2025 | $27.00/hr | Actual |
| 2026(current) | $27.97/hr | Estimated |
| 2027 | $28.98/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Klamath Falls grew 22.3% from $22.08/hr (2019) to $27.00/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $28.98/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Klamath Falls metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Klamath Falls
Evaluating the earning potential for part-time agents in Klamath Falls reveals a complex picture. A 24-hour workweek would yield around $37,000 annually, significantly less than full-time counterparts who earn higher through commissions and bonuses. Although per diem work is less common in the insurance field, many agents operate on commission, where skilled consultants can charge significantly more for specialized services. Factors like employer type impact hourly rates, with captive agents typically earning less than their independent or brokerage counterparts who engage in commercial lines. For agents weighing benefits versus hourly pay, those accepting positions within larger firms often trade lower pay for health insurance and other perks. To negotiate effectively, agents should emphasize their experience, understanding market demands, and be prepared to compare the trade-offs between base pay and the benefits offered by various employers in the competitive Klamath Falls market.
More salary data for Klamath Falls, OR:
Frequently Asked Questions
What is the hourly rate for insurance agents in Klamath Falls in 2026?
How much do part-time insurance agents make in Klamath Falls?
Are insurance agents in Klamath Falls paid hourly or salary?
How much does a full-time insurance agent make per year in Klamath Falls?
Do insurance agents earn more per hour working part-time in Klamath Falls?
Related Pages
Compare Salaries
Career Resources
Nearby Cities in Oregon
Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Klamath Falls. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Klamath Falls is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov